Apply Cash Instalment - Hang Seng Bank

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Apply Cash Instalment

This application form will be terminated in mid October 2022. To use our upgraded service, log on to Personal e-Banking and select “Cash Instalment Application” / “Spending Instalment Application” in main menu to apply for personalised repayment plan with different tenors. You can also contact hotline (852) 2998 6868 for more details and phone application.

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Please fill in ALL the information below to proceed.

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Other point(s) to note:

i. View Notice to Customers and Other Individuals relating to Personal Data (Privacy) Ordinance

step 1 Apply
step 2 Confirm
step 3 Finish

Please fill in the information below. Fields marked "*" are mandatory.

Offer Information

Monthly Handling Fee

Approved Loan Amount (HKD)	Monthly Handling Fee
		Annualized Percentage Rate (APR) Footnote remark 1

Pre-approved Hang Seng Credit Card

Application Information

Cardholder's Name* (Name as indicated on your credit card)

* (Please fill in the above pre-approved Hang Seng Credit Card number)

- - -

Applied Amount*

Tenor*

If your applied amount is higher than the pre-approved amount listed above, please provide the following employment information:

1) Employment Status

2) Occupation

3) Employer Name

4) Nature of Business

5) Basic Monthly Income

HKD

6) Annual Bonus and Other Income of the Year

HKD

Your responsible monthly repayment amount for following loans (if any):

HKD

ii) Non-bank (e.g. finance company) personal loan (credit card loan and outstanding balance is not included)

HKD

iii) Credit card loan or personal loan applied but not approved yet (this application is excluded)

HKD

Application Purpose*

I will NOT accept the final approved cash withdrawal amount if it is less than the above applied amount.

Bank Name of Account to be Credited*

Hang Seng Bank

Other Bank

^* (Joint account is not accepted)

Back Submit

Remark(s)

The annualized percentage rate (APR) is calculated based on the requirement of the Code of Banking Practice. APR is a reference rate which expresses the fees and charges of respective product as an annualized rate.
The Pre-approved Cash Instalment Amount as shown above is for reference only. The final approved Cash Instalment Amount is subject to the account usage and status of your credit card account as shown above, at the time of application processing. Hang Seng Bank may increase your credit limit at its discretion to your application. For individual circumstances, Hang Seng reserves the right to request customer to provide income proof.
If you want to apply Cash Instalment by another Hang Seng Credit Card account, please call our customer service hotline 2 9 9 8 6 8 6 8. The Interest-free Instalment Plan is not applicable to student, Supplementary Card, Renminbi Credit Card, Business Card, Commercial Card, e-Shopping MasterCard, Spending Card, USD Visa Gold Card and private label card.
If you choose to credit the approved amount into other bank account (non Hang Seng Bank or HSBC), please submit a copy of your bankbook's first page or a recent monthly statement. Please be noted that the fund-receiving bank may charge a handling fee from your account.
Under normal circumstances, your application will take three working days to process. If consideration of increasing credit limit is required, your application will take five working days to process. You will be notified of the result by separate post.
If you fail to make full repayment of the statement balance specified in your credit card account statement on or before the payment due date of each month, you shall pay a finance charge on all outstanding balance on the credit card account. You shall pay a finance charge and other charges on any monthly instalment amount due but unpaid at the prevailing interest rate applicable to the Credit Card Account from the post date of such monthly instalment.
If you request (i) to cancel or amend the application for the Cash Instalment Plan; or (ii) to make prepayment of the outstanding balance of the Cash Instalment Plan, Hang Seng will charge each time a fee. Please refer to clause 3 of the Terms & Conditions for Hang Seng Credit Card Interest-free Cash Instalment Plan.

Hang Seng Spending Card account is a non-interest bearing account. Funds maintained in the Hang Seng Spending Card account are not protected deposits and are not protected by the Deposit Protection Scheme in Hong Kong.

Remark(s)

The annualized percentage rate (APR) is calculated based on the requirement of the Code of Banking Practice. APR is a reference rate which expresses the fees and charges of respective product as an annualized rate.
If you want to apply Cash Instalment by another Hang Seng Credit Card account, please call our customer service hotline 2 9 9 8 6 8 6 8. The Interest-free Instalment Plan is not applicable to student, Supplementary Card, Renminbi Credit Card, Business Card, Commercial Card, e-Shopping MasterCard, Spending Card, USD Visa Gold Card and private label card.
The final approved Cash Instalment Amount is subject to the account usage and status of your credit card account as shown above, at the time of application processing. Hang Seng may increase your credit limit at its discretion to your application. For individual circumstances, Hang Seng reserves the right to request customer to provide income proof.
If you choose to credit the approved amount into other bank account (non Hang Seng Bank or HSBC), please submit a copy of your bankbook's first page or a recent monthly statement. Please be noted that the fund-receiving bank may charge a handling fee from your account.
Under normal circumstances, your application will take three working days to process. If consideration of increasing credit limit is required, your application will take five working days to process. You will be notified of the result by separate post.
If you fail to make full repayment of the statement balance specified in your credit card account statement on or before the payment due date of each month, you shall pay a finance charge on all outstanding balance on the credit card account. You shall pay a finance charge and other charges on any monthly instalment amount due but unpaid at the prevailing interest rate applicable to the Credit Card Account from the post date of such monthly instalment.
If you request (i) to cancel or amend the application for the Cash Instalment Plan; or (ii) to make prepayment of the outstanding balance of the Cash Instalment Plan, Hang Seng will charge each time a fee. Please refer to clause 3 of the Terms & Conditions for Hang Seng Credit Card Interest-free Cash Instalment Plan.

step 1Apply
step 2Confirm
step 3Finish

Please confirm the following application details:

The details below are for indication only and may be adjusted upon final approval.

Cardholder's Name (Name as indicated on your credit card)

Applied Amount

Tenor

Monthly Handling Fee

Monthly Repayment Amount (Includes monthly handling fee)

Your responsible monthly repayment amount for following loans (if any):

ii) Non-bank (e.g. finance company) personal loan (credit card loan and outstanding balance is not included)

iii) Credit card loan or personal loan applied but not approved yet (this application is excluded)

Application Purpose Travel

Bank Name of Account to be Credited

Pre-payment fee

All handling fees for the remaining period (maximum 10 months) and a HKD 300 administration fee will be charged each time.

Responsible borrowing reminders

To borrow or not to borrow, borrow only if you can repay!
Understand your financial conditions, daily expenses and actual borrowing needs clearly and assess your repayment ability and avoid over-borrowing. Please repay credit card balance on time to avoid late payment charges and additional overdue interest.

The offers shown above are calculated based on your entered amount for indication only. If the final approval is not the same as your request, your final offers will be adjusted according to the final approval and your applicable prevailing offer.

I have read and agreed with the Key Facts Statement and Terms & Conditions, the Personal Information Collection Statement, the above application details and responsible borrowing reminders, and confirmed this application is not referred by third party.

Amend Agree and Submit

step 1Apply
step 2Confirm
step 3Finish

Application Processed

Thank you for your application for the cash instalment. If no further document is required, we will notify you the application result by post.

If your applied amount is higher than the "Pre-approved Cash Instalment Amount", you have to submit the following income proof within 3 working days:

a) Bank account monthly statement or passbook showing your latest one month's salary records; OR
b) Current Payroll Advice; OR
c) Last Income Tax Assessment or Profit Tax Assessment

Documents Submission Channels:

Submit Documents Here , OR
Fax to 2 2 6 9 3 0 9 6 (write down your Hang Seng credit card number on the top right corner of the copy), OR
Mail to Hang Seng Bank Ltd., Card Centre, P. O. Box 74147, Kowloon Central Post Office, Kowloon (write down your Hang Seng credit card number on the top right corner of the copy)

Cardholder's Name

Applied Amount

Tenor

Monthly Handling Fee

Monthly Repayment Amount

Your responsible monthly repayment amount for following loans (if any):

ii) Non-bank (e.g. finance company) personal loan (credit card loan and outstanding balance is not included)

iii) Credit card loan or personal loan applied but not approved yet (this application is excluded)

Application Purpose

Bank Name of Account to be Credited

To borrow or not to borrow? Borrow only if you can repay!

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Other point(s) to note:

Offer Information

Application Information

Remark(s)

Pre-payment fee

Responsible borrowing reminders

Documents Submission Channels: