This plan is underwritten by QBE General Insurance (Hong Kong) Limited. The plan covers damage to property or belongings caused by fire, including incidental damage caused by fire occurs in the building or neighourhood of the insured property.
The plan protects against damage to property or belongings caused by a lightning strike or thunderbolt; or incidental damage to property caused by a fire in the building or neighbourhood of the insured property. It also covers property damage by water or otherwise by the Fire Services Department during fire-fighting.
Coverage includes the building (shell), furniture and fittings inside the property, decorations, electrical installations, bathroom fixtures and kitchen utensils, etc. inside the property.
Remark: This page is only intended as a general summary. Please refer to the policy for detailed terms and conditions and exclusions.
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