Rest assured to enjoy
Every moment of life with your family
Treasure Life II Insurance Plan is a life insurance plan and is not a bank deposit. It is underwritten by Hang Seng Insurance Company Limited ("Hang Seng Insurance").
Gear up and move forward with peace of mind. Enjoy life insurance protection along with fixed premium payments until the Life Insured’s Age of 99. Even when encountered with unexpected changes in life, your loved ones will continue to benefit from steady financial support, as well as sufficient protection of their livelihood.
Providing a reliable and comprehensive life protection for you and your family. Flexible Sum Insured based on your needs.
A variety of choices is available to suit your needs for more financial flexibility.
||Life Insured’s Insurance Age at Enrolment^
||0–64 years old
||0–59 years old
||0–54 years old
^Insurance Age means, at any date, the age of the Life Insured or Policyholder (if applicable) on the most recent birthday prior to the Policy Date plus the number of completed Policy Years. If the Life Insured's or Policyholder's (if applicable) birthday is on the Policy Date, it will be calculated based on the age on such Policy Date.
During the policy term, you will receive projected policy dividends on each Policy Anniversary. It is your choice to withdraw the accumulated policy dividends to pay off the premium for the remaining payment term, or in cash, or to take up Paid-up Additions for enhancing protection.
With fixed premiums, you can take better control of your financial planning.
Optional Supplemental Benefits to suit your needs, including: Accidental Death and Dismemberment Benefit, Major Illness PLUS Benefit, and Renewable Term Life Benefit.
Optional Supplemental Benefit: Critical Illness Benefit (Advance Payment)
Find details on how to submit your claim and more.
You can find all the forms and documents here for our insurance products.