Covers necessary medical expenses up to HKD 420,000 every year without any limit on the medical expenses you can claim in your lifetime.
Cover for pre-existing conditions that occurred before enrolment, subject to underwriting and an additional premium.
Psychiatric treatment and prescribed treatments for cancer
Includes psychiatric treatment and prescribed treatments for cancer such as radiotherapy, chemotherapy, targeted therapy, immunotherapy and hormonal therapy.
Claim a tax deduction on qualifying premiums
With VHIS Standard Plan certification, policy holders can claim a tax deduction on qualifying premiums. The limit is HKD 8,000 per qualified insured person each year.