Start planning today for your next prosperous chapter of life
Successfully apply to enjoy up to 18% first-year premium discount.
HarvestLife (RMB) Life Insurance Plan ("the Plan") is a life insurance plan and is not a bank deposit. It is underwritten by Hang Seng Insurance Company Limited ("Hang Seng Insurance").
Fuel your future now. The Plan helps you capitalise on the market potential of Renminbi. Over a saving period of 8 years or 10 years, you will enjoy Monthly Income during Income Period to lay the cornerstone for a rosy future.
With the Renminbi as the policy currency, the potential opportunities associated with the Renminbi will be within your grasp. If you have a Renminbi bank account, you can also pay the premiums in Renminbi directly without having to worry about currency conversion restrictions.
With premium payment for 3 or 5 years, the policy cash value will keep growing well before the commencement of the Income Period, together with policy dividends which are distributed annually. During the Income Period, you can enjoy the Monthly Income every month or select any of the other income withdrawal options to suit your savings goals.
Application is quick and easy. Subject to compliance with the designated criteria, guaranteed acceptance without any requirement for medical examination, irrespective of your underwriting records, occupation, health and financial conditions.
Free Supplemental Benefits, including: Terminal Illness Benefit and Accidental Death Benefit
Find details on how to submit your claim and more.
You can find all the forms and documents here for our insurance products.