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SavourLife II (RMB) Annuity Life Insurance Plan is a life insurance plan ("the Plan") and is not a bank deposit. It is underwritten by Hang Seng Insurance Company Limited ("Hang Seng Insurance").
It’s never too early – or too late – to start planning for the retirement of your dreams. Whether you’re at the peak of your career, or about to take a midlife leap, it’s all about your vision for the future – and how you plan to make it come true. That’s why “Hang Seng Insurance" specially designed the Plan. It offers flexible premium payment schedules, income pay-out options and life protection, empowering you to make the most of your golden years and secure a worry-free future for your loved ones.
The Plan offers RMB as the policy currency. You can opt for a Single Payment or a 3-year payment term and receive Monthly Income which is guaranteed to distribute during the Income Period.
As soon as the 13th month after policy inception, the Income Period will be commenced and distributing Monthly Income, which can be withdrawn or accumulate with interest at your election.
Distributions for the Death Benefit can be arranged in advance. In the event of death of the Life Insured during the Income Period, unpaid Monthly Income would continue to be paid to the designated beneficiary(ies) until the chosen Income Period, which allows flexibility in planning and allocating the assets.
Application is simple and easy. Subject to compliance with the designated enrolment criteria, the application is guaranteed to be accepted without any requirement for medical examination, irrespective of your underwriting records, occupation, health and financial conditions.
Free supplemental benefits including: Accidental Death Benefit and Unemployment Benefit
Find details on how to submit your claim and more.
You can find all the forms and documents here for our insurance products.