Hang Seng Commercial Banking launches the new Remote Account Opening process exclusively for “sole proprietors / one-person limited companies” registered in Hong Kong. Simply open Integrated Business Solutions Account (“IBS Account”) via online with only three simple steps and there is no need to make appointment or visit the Business Banking Centre in personFootnote remark [2] !


By applying IBS Account remotely, commercial customers can enjoy the following benefits:

Open account in as fast as 5 daysFootnote remark [1]

Enjoy a HKD1,200 fee waiver on the Account Administrative Fee for account opening

3 simple steps for Remote Account Opening application


Submit an application by providing your company’s details


Complete digital ID verification


Acknowledge the application via the e-Confirmation portal

Upon successful opening of IBS AccountFootnote remark [3],
you can choose to register for the following essential services:

  • Hang Seng Business e-Banking, e.g. Fund transfer / Autopay / Remittance / e-Statement
  • Payroll Services

  • Phone Banking Services
  • ATM Services

Important Reminders

As the following services require the provision of physical signature, you can apply for these services by visiting our Business Banking Centre in person after opening the IBS Account online.

These services include but are not limited to:

  • Investment sub-account activation
  • Secured Overdraft Facility

  • Cheque book, Hang Seng Commercial Card
  • Branch services that require signature verification