Two priorities to start a business – after business registration,
opening a business account will be the next!
For companies registered in Hong Kong, whether your connected parties* are Hong Kong or mainland China residents, located in Hong Kong or mainland China,
you can open your company account fully online via desktop and mobile^ in as fast as 3 days^^
**Eligible customers can only receive a maximum of 1 reward during the entire Promotion Period.
Eligible Customers who do not win a reward during a particular Promotion Phase will automatically enter into the next phase of Lucky Draw.
Example: If the eligible Customer cannot win a reward in Promotion Phase 1, he / she will advance to the phase 2 automatically.
For companies registered in Hong Kong, whether your connected parties* are Hong Kong or mainland China residents, located in Hong Kong or mainland China,
you can open your company account fully online via desktop and mobile^ in as fast as 3 days^^
Limited Time Offer
From now till 30 September 2023, new commercial customers who have successfully opened Hang Seng Business Integrated Account online can enjoy the following offers:
Discount of HK$600
on the account opening administrative fee
on the account opening administrative fee
First 12-month fee waiver on Monthly Fee**
**Only applicable to Biz Virtual+ Account
Terms and Condition for discount of HK$600 on the account opening administrative fee
Terms and Condition for discount of HK$600 on the account opening administrative fee
From now till 30 November 2023, successfully apply the Hang Seng Business Integrated Account online and complete a simple online survey, you will be eligible for lucky draw entries to win exciting rewards, including

Up to HK$10,000 Apple Store Gift Card!
The lucky draw will be run in 3 phases with 50 rewards available in each phase.
The lucky draw will be run in 3 phases with 50 rewards available in each phase.
Promotion Phases | Successful Application Date of the said account | Maximum Number of Lucky Draw Entries* |
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Phase 1 | 1 September – 30 September 2023 | 3 |
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Phase 2 | 1 October – 31 October 2023 | 2 |
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Phase 3 | 1 November – 30 November 2023 | 1 |
Lucky draw rewards in each promotion phase:
HK$10,000 Apple Store Gift Card x 1
HK$800 Apple Store Gift Card x 49
HK$10,000 Apple Store Gift Card x 1
HK$800 Apple Store Gift Card x 49
The earlier the designated activities are completed, the greater the chance of winning rewards in the lucky draw!
**Eligible customers can only receive a maximum of 1 reward during the entire Promotion Period.
Eligible Customers who do not win a reward during a particular Promotion Phase will automatically enter into the next phase of Lucky Draw.
Example: If the eligible Customer cannot win a reward in Promotion Phase 1, he / she will advance to the phase 2 automatically.
Currency risk
Foreign Exchange involves Exchange Rate Risk. Fluctuations in the exchange rate of a foreign currency may result in gains or losses in the event that the customer converts HK$ to foreign currency or vice versa.
RMB currency risk
Renminbi ("RMB") is subject to exchange rate risk. Fluctuation in the exchange rate of RMB may result in losses in the event that the customer subsequently converts RMB into another currency (including Hong Kong Dollars). Exchange controls imposed by the relevant authorities may also adversely affect the applicable exchange rate. RMB is currently not freely convertible and conversion of RMB may be subject to certain policy, regulatory requirements and/or restrictions (which are subject to changes from time to time without notice). The actual conversion arrangement will depend on the policy, regulatory requirements and/or restrictions prevailing at the relevant time.
Foreign Exchange involves Exchange Rate Risk. Fluctuations in the exchange rate of a foreign currency may result in gains or losses in the event that the customer converts HK$ to foreign currency or vice versa.
RMB currency risk
Renminbi ("RMB") is subject to exchange rate risk. Fluctuation in the exchange rate of RMB may result in losses in the event that the customer subsequently converts RMB into another currency (including Hong Kong Dollars). Exchange controls imposed by the relevant authorities may also adversely affect the applicable exchange rate. RMB is currently not freely convertible and conversion of RMB may be subject to certain policy, regulatory requirements and/or restrictions (which are subject to changes from time to time without notice). The actual conversion arrangement will depend on the policy, regulatory requirements and/or restrictions prevailing at the relevant time.