PrimeLife Deferred Annuity Life Insurance Plan ("PrimeLife" or "the Plan") has been certified by the Insurance Authority as Qualifying Deferred Annuity Policy ("QDAP"). For more information about "QDAP", please visit www.ia.org.hk. "PrimeLife" is a life insurance plan and is not a bank deposit. It is underwritten by Hang Seng Insurance Company Limited ("Hang Seng Insurance").
"PrimeLife" provides various annuity options to bring you 20 years of monthly income and annual guaranteed bonus, with the premium qualified for tax deduction(1). You will also receive a Special Guaranteed Bonus(3) equivalent to 5 times the Monthly Guaranteed Annuity Income(4), on the 10th and 20th Policy Anniversaries after the commencement of the Annuity Period(2), enabling you to enjoy a fulfilling retirement with your loved ones.
Plan Features

Premium Qualified for Tax Deduction(1)

The Plan has been certified by the Insurance Authority with the premium qualified for tax deduction(1)

Guaranteed 20 Years of Annuity Income Payment(2)

Minimum Monthly Guaranteed Annuity Income(4) HKD 1,500 / USD 187

Enjoy Guaranteed Bonus after the Commencement of Annuity Period(2)

Annual Guaranteed Bonus(5) – Amount equivalent to the Monthly Guaranteed Annuity Income(4)
Special Guaranteed Bonus(3) – To be payable on the 10th and 20th Policy Anniversary, with amount equivalent to 5 times of the Monthly Guaranteed Annuity Income(4)

Easy Application with Guaranteed Acceptance

As long as you are eligible for applying "PrimeLife", regardless of your underwriting history, occupation, health and financial status, you will not be required to undergo medical examination and acceptance is guaranteed.

Manage Your Wealth in Your Way

For details of the plan features and the relevant product risks, please refer to the product brochure.
For terms and conditions of the Plan, please refer to the policy and the policy of shall be considered as final.

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