1. Promotion period is valid from now until 31 December 2021 ("Promotion Period"). Travel period is valid from now until 31 January 2022 (“Travel Period”).
2. Offers are provided by KKday.com International Company (Hong Kong) Limited (the "Merchant") and are applicable to the Merchant website (https://www.kkday.com/zh-hk or https://www.kkday.com/en/home) and mobile APP in Hong Kong (collectively "KKday Platform(s)").
3. Customers must register as a member of KKday in Hong Kong or Macau on KKday Platform, input designated promotion code (“Promo Code”) and settle the payment in full using Hang Seng Visa or Mastercard® Credit Card (“Eligible Credit Cards”) at designated website of KKday (https://www.kkday.com/en/affiliate/whlb/hang_seng_bank) when checkout to enjoy below offers:
   

   Offers	Designated Promo Code
   Up to 52% off on local designated products (“Offer 1”)	KKDHS5
   5% off upon booking of HK$500 or above on local designated activities (“Offer 2”)	KKDHS20
   Up to 66% off upon booking on Japan, Korea, Taiwan, Thailand, Vietnam, Singapore, Malaysia and Cambodia designated activities. (“Offer 3”)	HSKKD5
   7% off upon booking of HK$850 or above on all tours (“Offer 4”)	HSKKD7

4. Hang Seng Bank Limited (“Hang Seng”) and the Merchant will not accept any liability should a member conduct the booking directly through the KKday website (https://www.kkday.com/zh-hk or https://www.kkday.com/en/home) or fail to input the promotional code when conducting transactions or and result in forfeiture of the cardholder’s eligibility to the offer.
5. Offer 2 is not applicable to hotels, attractions & tickets, transportations, dining tickets, private tours, Wi-Fi/SIM cards etc.
6. Offer 4 is not applicable attractions & tickets, transportations, dining tickets, private tours, Wi-Fi/SIM cards etc.
7. No refund will be accepted if customer purchased a wrong product or e-voucher has been expired etc caused by any personal reason.
8. Product prices may subject to change due to the exchange rate, customers need to refer to the official website upon purchase.
9. Actual itinerary is dependent on travel and road conditions, and as such, may be adjusted accordingly.
10. Offers are not transferable and promo code is only valid for single product in one order.
11. Offers cannot be redeemed/exchanged for cash/other products, or used in conjunction with other promotional offers or discounts.
12. Promotional offer is subject to a first-come-first-served basis.
13. Please refer to the terms & conditions of the specific product page before the purchase and usage of the product.
14. All products and the relevant information of the Offer are directly sold and supplied by the participating merchants on KKday Platform(s) who are solely responsible for all related obligations and liabilities.
15. Offer is governed by these terms and conditions and other terms and conditions stipulated by the Merchant. Hang Seng and the Merchant reserve the right to suspend, revise or terminate the above offers and to amend the terms and conditions thereof at any time without prior notice. In case of disputes, the decision of Hang Seng and the Merchant shall be final.
16. These terms and conditions are governed by and will be construed in accordance with the laws of the Hong Kong Special Administrative Region.
17. These terms and conditions are subject to prevailing regulatory requirements.
18. No person other than the Customer and Hang Seng (which includes its successors and assigns) will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provision of these terms and conditions.
19. The English version of these terms and conditions shall prevail whenever there is a discrepancy between the English and Chinese versions.

Remark: Hang Seng Spending Card account is a non-interest bearing account. Funds maintained in the Hang Seng Spending Card account are not protected deposit and are not protected by the Deposit Protection Scheme in Hong Kong.