Hang Seng Commercial Banking x Hong Kong Trade Development Council Exclusive Privileges for InnoClub members
As an ardent supporter of technology development and innovation companies in Hong Kong, Hang Seng Commercial Banking brings you a host of privileged
offers for InnoClub members, empowering you to take control of your business growth for now and the future.
InnoClub
InnoClub, co-created by the Hong Kong Trade Development Council (HKTDC) and Hang Seng Bank, is a one-stop platform that puts start-ups and small and medium-sized enterprises (SMEs) in a stronger position to digitalise their operations, adopt innovative business solutions and seize business opportunities in Hong Kong and the Guangdong-Hong Kong-Macao Greater Bay Area (GBA).
Biz Virtual+ Account is suitable for businesses that
- are start-ups or started to grow
- hope to open one more business account to enjoy comprehensive e-Banking services and omni-channel support
- prefer using e-banking, mobile banking, machines or phone to manage the business account
Open a Biz Virtual+ Account and Enjoy Waivers for the Account Opening Administrative Fee* and the first 12 months Monthly Fee (HKD2,400)!
A dedicated support team to follow up on the account opening procedure
Account opening procedure can be completed as soon as 3 days after the required documents are submitted successfully
A dedicated support team to follow up on the account opening procedure Account opening procedure can be completed as soon as 3 days after the required documents are submitted successfully*If the Biz Virtual+ Account is opened via remote account opening and without Face to
Face appointment, the account opening administrative
fee is HK$1,000. An additional fee of HK$300 will be charged for application submitted via Business Banking Centre.
SME Financing Guarantee Scheme ("SFGS")
Guaranteed coverage of 80%, 90% and 100% of the credit facilities provided by the HKMC Insurance Limited
Guaranteed coverage of 80%, 90% and 100% of the credit facilities provided by the HKMC Insurance Limited
|
Special 100% Loan Guarantee | 90% Guarantee Product | 80% Guarantee Product |
|---|---|---|---|
| Maximum Facility Amount | HKD9,000,000 | HKD8,000,000 | HKD18,000,000 |
| Maximum Guarantee Period | 10 years | 5 years | 7 years |
For more details, please visit hangseng.com/sfgs_promo
Remarks:
The SME Financing Guarantee Scheme is provided by the HKMC Insurance Limited (“HKMCI”), a wholly-owned subsidiary of the Hong Kong Mortgage Corporation Limited (“HKMC”). A guarantee fee will be applied and is subject to the credit facility amount, bank interest rate and the guarantee coverage as determined by the HKMCI from time to time. Application of Special 100% Loan Guarantee are entitled to HKMCI’s full guarantee fee waiver. For details, please visit the website of the HKMC.
The SME Financing Guarantee Scheme is provided by the HKMC Insurance Limited (“HKMCI”), a wholly-owned subsidiary of the Hong Kong Mortgage Corporation Limited (“HKMC”). A guarantee fee will be applied and is subject to the credit facility amount, bank interest rate and the guarantee coverage as determined by the HKMCI from time to time. Application of Special 100% Loan Guarantee are entitled to HKMCI’s full guarantee fee waiver. For details, please visit the website of the HKMC.
Act Now! Talk to us about your finance needs:
Call 2198 8022 (select language and press 1>8)
Email to innoclub@hangseng.com
To borrow or not to borrow? Borrow only if you can repay!
IBS Account is suitable for businesses that
- are SMEs and Well-established Corporates
- who require a full range of banking services to meet your sophisticated business needs
Open an IBS Account and Enjoy Waivers for the Account Opening Administrative Fee*!
A dedicated support team to follow up on the account opening procedure
Account opening procedure can be completed as soon as 5 days after the required documents are submitted successfully
A dedicated support team to follow up on the account opening procedure Account opening procedure can be completed as soon as 5 days after the required documents are submitted successfully*If the Integrated Business Solutions Account is opened via remote account opening and without Face-to Face appointment, the account opening administrative fee is HK$1,000.
An additional fee of HK$300 will be charged for application submitted via Business Banking Centre.
Enjoy Waivers of (HKD1,000) administration fee when opening a new trade account. Open your way to a broader market as well as bring down operating costs and risks!
SME Financing Guarantee Scheme ("SFGS")
Guaranteed coverage of 80%, 90% and 100% of the credit facilities provided by the HKMC Insurance Limited
Guaranteed coverage of 80%, 90% and 100% of the credit facilities provided by the HKMC Insurance Limited
|
Special 100% Loan Guarantee | 90% Guarantee Product | 80% Guarantee Product |
|---|---|---|---|
| Maximum Facility Amount | HKD9,000,000 | HKD8,000,000 | HKD18,000,000 |
| Maximum Guarantee Period | 10 years | 5 years | 7 years |
For more details, please visit hangseng.com/sfgs_promo
Remarks:
The SME Financing Guarantee Scheme is provided by the HKMC Insurance Limited (“HKMCI”), a wholly-owned subsidiary of the Hong Kong Mortgage Corporation Limited (“HKMC”). A guarantee fee will be applied and is subject to the credit facility amount, bank interest rate and the guarantee coverage as determined by the HKMCI from time to time. Application of Special 100% Loan Guarantee are entitled to HKMCI’s full guarantee fee waiver. For details, please visit the website of the HKMC.
The SME Financing Guarantee Scheme is provided by the HKMC Insurance Limited (“HKMCI”), a wholly-owned subsidiary of the Hong Kong Mortgage Corporation Limited (“HKMC”). A guarantee fee will be applied and is subject to the credit facility amount, bank interest rate and the guarantee coverage as determined by the HKMCI from time to time. Application of Special 100% Loan Guarantee are entitled to HKMCI’s full guarantee fee waiver. For details, please visit the website of the HKMC.
Act Now! Talk to us about your finance needs:
Call 2198 8022 (select language and press 1>2)
Email to innoclub@hangseng.com
To borrow or not to borrow? Borrow only if you can repay!