Hang Seng fully supports the SME Financing Guarantee Scheme ("SFGS") (1), helping SME to enhance their productivity and competitiveness amid the rapidly changing business environment in order to grasp every business opportunity.

Major Features

  • Guarantee coverage of 50%, 60% or 70% of the credit facilities

  • Guarantee coverage of 80% of the credit facilities is provided under the Special Concessionary Measures(2)

  • Credit facility amount of up to HKD15,000,000(3)

  • Repayment period of up to 7 years

Application Privileges

From now until 30 June 2022, upon successful application for any credit facilities under SFGS, you can enjoy up to HKD100,000 Guarantee Fee Subsidy. What's more, HKD5,000 Trade Service Fee Discount Coupons will come your way if you successfully apply for trade facilities under such scheme.