The following health insurance scheme is underwritten by Bupa (Asia) Limited (“Bupa”). VHIS Certified Plan (No. F00040). Online applicants for the Bupa Hero VHIS Plan (Advance) will not be offered any optional benefit subscription. If you would like to enrol in the optional benefits, please visit one of our branches for an analysis of your insurance needs and complete the application.
Enjoy All-round Medical Coverage and Qualifying Premium Tax Deduction1,2
As a wage earner, do you want to enjoy medical coverage and apply for a tax deduction with your medical scheme in a bid to trim your tax bill? A voluntary health insurance scheme can be the way to go. Bupa Hero VHIS Plan provides coverage of up to HKD25 million per year and allows you to claim a tax deduction on qualifying premiums. It’s time to get prepared for your future!


Plan Key Features
Up to HKD25 million (Advance Plan) full cover3 in Asia, Australia and New Zealand4,5 annually
Full cover3 for prescribed non-surgical cancer treatments, such as chemotherapy, target therapy, etc.
Paid qualifying premiums of up to HKD8,000 annually are eligible for claiming tax deduction1,2
Cashless service6 available with your Bupa medical card
Up to 15% lifetime family discount7
Protection Booster
In the event of a diagnosed cancer, you can enjoy a waiver of the chosen deductible (if any) to receive direct reimbursement of all treatment costs
Full cover for all related outpatient expenses within 90 days before or within 365 days after confinement8
Additional coverage for rehabilitation, consultations with a Registered Chinese Medicine Practitioner and prosthetic devices


Promotion Offer
From now until 31 May 2024, you can enjoy discount worth up to 80% of first-year premiums in the first three years9 upon successful enrolment with the annual payment mode.


Online Application
It takes only few steps to complete the online application process
Hang Seng Bank Website > Insurance & MPF >
Medical & Critical illness > Bupa Hero VHIS Plan (Apply Online)
Online application for Bupa Hero VHIS Plan (Advance) does not offer optional benefit subscription. If you would like to enrol in the optional benefits, please visit one of our branches for an analysis of your insurance needs and complete the application.


Want to get up to HKD40 million protection?
Call Hang Seng Bupa Health Insurance Plan Hotline: 2517 5566
now to find out more about the Bupa Hero VHIS Plan (Advance Pro/ Deluxe/ Deluxe Pro).