This video has been produced based on materials provided by the Hong Kong Association of Banks (“HKAB”). All intellectual property rights in any part of this video that originates from the materials provided by HKAB belong to HKAB.

 

This video has been created solely for general information and reference purposes, without taking into account any person’s objectives or needs. The information contained in this video is not professional advice. This video does not, by itself, constitute, nor is it intended to be, nor should it be construed as any advice, offer or solicitation to deal in any of the products or investments mentioned in this video.

 

This video does not, and is not designed to, satisfy any particular regulatory requirements in any jurisdiction in relation to investor education or otherwise. This video has not been reviewed by any regulatory authorities in any jurisdiction.

 

Hang Seng Bank Limited (“the Bank”) has endeavoured to ensure the accuracy of the information contained in this video, but has not independently verified. Therefore, investors should not make any investment decision based on this video alone. Investors should make their own assessment and evaluation and undertake their own investigations and inquiries and seek all necessary independent advice.

 

To the maximum extent permitted by applicable law, HKAB and the Bank and their respective employees, agents and representatives expressly disclaim all or any liability (whether in tort or contract or otherwise) for any loss, damage, costs or expenses of any nature arising from or in connection with this video, in particular:

 

• the contents of or omissions from this video, including any express or implied representations, statements or conclusions;

• the provision to, or use by, any person of this video or any part of it;

• the preparation of the information contained in this video; and

• any person relying on, disclosing or using any information or statement contained in or connected with this video.

 

If the liability of HKAB or the Bank or their respective employees, agents or representatives in relation to any matter relating to or arising in connection with this video is capable of limitation (but not indemnification or exclusion), it is hereby limited to the maximum extent that is permitted by law.

 

Investment involves risks. Investors should note that value of investments can go down as well as up and past performance is not necessarily indicative of future performance. This video does not and is not intended to identify all of the risks that may be involved in the products or investments referred to in this video. Investors should consider their own investment objectives, financial position and particular needs and where necessary consult their own professional advisers before making any investment. Investors should read and fully understand all the offering documents relating to such products or investments and all the risk disclosure statements and risk warnings therein before making any investment decisions.

 

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