Introducing the Hang Seng Commercial World Mastercard Virtual Card, a new payment solution that lets you handle each transaction with a unique card number! Take advantage of its enhanced authorisation control for safer online transactions and easier reconciliation! What’s more, all your spending at designated merchants now enjoys an amazing 2.8%* unlimited rebate !

Apply for the Commercial World Mastercard Virtual Card Service on/ before 31 December 2023 to enjoy
50% off set up fee^.

Safer online transactions

  • Enjoy enhanced authorisation controls such as spending limit, expiry date, number of uses, applicable regions, currency, merchant categories, etc. to minimize card misuse by staff and risk of card theft.

  • Conduct transactions with Virtual Card data only, without disclosing physical card details.

Easier book-keeping & reconciliation

  • Assign a unique Virtual Card for each project or transaction to keep better track of your spending.

  • By creating the Virtual Card via the Mastercard Smart Data Expense Management Platform, you can review and download your transaction details anytime to enjoy better control over costs and expenses, not to mention easier book-keeping and tax-filing.

  • Enjoy unlimited number of Virtual Cards.

2.8%* unlimited rebate privilege

  • Spend at the designated overseas registered merchants below to enjoy an amazing 2.8%* unlimited rebate !

  • Enjoy 0.8%# rebate for other online spending !









How to use Virtual Card?

Not a customer of World Mastercard yet?

Please visit here to learn more about our Welcome Offers and download application form.

To borrow or not to borrow? Borrow only if you can repay