+FUN DOLLARS
More than 150,000 ways to spend as cash! +FUN Everyday!

Offering more than 150,000 ways to spend as cash, Hang Seng can be used at selected online and offline merchants whether you're in Hong Kong, Chinese Mainland or Macau for dining, shopping and entertainment! Redeem your earned on your next purchase at designated merchants — with surprise rewards now available to be unlocked. Hang Seng , Everyday!

Earn and Spend

Eat and Spend

Shop and Spend

Travel and Spend

$1 +FUN Dollar Maximiser

Exciting Promotion Offers

Earn and Spend

Insurance & Daily Bill Payment Rewards
Up to $3,900 +FUN Dollars / 780,000 yuu Points

Professional Hospitals Health Check Package Offers
Redeem with $1 +FUN Dollar and earn an extra $100 +FUN Dollars, upon successful payment for a health check package.

Eat and Spend

$1 +FUN Dollar Foodie Upgrade +FUN Everyday
$1 +FUN Dollar Redeem the Food/Beverage Delights

Sands Resorts Macao
MOP200 Instant Discount at 30 designated restaurants

MGM MACAU & MGM COTAI Dining and Entertainment Offers
Up to 15% off at popular dining spots, exclusive complimentary gourmet delights and show ticket buy-1-get-1-free

Star World Hotel Exclusive Dining Offers
Up to 20% off dining offers and an instant discount of MOP200 at designated restaurants

Shop and Spend

SmarTone Online Store iPhone Shopping Rewards
Earn extra up to $750 +FUN Dollars with Hang Seng Mastercard Credit Card

Kai Tak Mall Spending Rewards
Up to 6% Spending Rewards

Fortress Wow Reward
Up to $450 +FUN Dollars / 90,000 Reward Points and up to 50% off on selected items

Travel and Spend

Wing On Travel
Up to HKD400 off per person on tour or cruise package bookings

Trip.com
Up to HKD1,360 discount on flight, hotel, package tour or cruise bookings

Join ‘Everyday Air Ticket Lucky Draw’ for free flight tickets!

$1 +FUN Dollar Maximiser
Hang Seng Credit Card bring you special surprises every month! Starting today, we’re partnering with leading merchants to launch offers — unlock surprise rewards with just $1 !

Check out details of $1 +FUN Dollar merchant offers

All about +FUN Tutorial

Hang Seng Credit Card presents you more than 150,000 Spots online and offline, where can be earned and spent instantly when you shop, dine and play! Now available in Chinese Mainland and Macau.
Get ready for an ever-expanding experience!

More than 150,000 +FUN Spots
Check out where to use +FUN Dollars now

Check out where to use +FUN Dollars now: Download and log on to Hang Seng Mobile App Tap "Cards" on the left menu “+FUN Centre“ “Use +FUN Dollars" Select “Spend at +FUN Merchants“ “Learn More"

+FUN Centre

+FUN Tutorial
Learn how to use +FUN Dollars via AlipayHK and OpenRice

Tested and proven! +FUN Dollars spend as cash!
+FUN Everyday!

$1 +FUN Dollar Maximiser Video

Hang Seng Credit Card bring you special surprises every month - Unlock surprise rewards with just $1 ! View videos to learn more.

【$1 +FUN Dollar
Foodie Upgrade】

Stay tuned
Available in Chinese only.

Apply Hang Seng Credit Card Now

To enjoy the most rewards, apply for a Hang Seng Credit Card now!

Travel+ Visa Signature Card

Foreign currency / local dining spendings
Up to 7%
Apply Now

MMPOWER World Mastercard

Online shopping and designated merchants
Up to 8%
Apply Now

enJoy Card

Enjoy up to 4X Points and Designated Merchant exclusive discount offers
Apply Now
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Join ‘Everyday Air Ticket Lucky Draw’ for free flight tickets!
Offer
Enjoy multiple chances to win free flight tickets to your dream destination for a lovely holiday! Starting from the successful registration date, customers who accumulate eligible retail spending2 of HKD3,000 or above with eligible credit card1, can get 1 lucky draw chance for every HKD500 spent. The more you spend, the more chances you have! You can win once only in each phase, with a maximum of 8 round-trip economy class tickets from Hong Kong Airlines during the promotion period!

Want to increase your chances? Payday+ payroll customers4 who meet the above requirements during the promotion period can receive additional 5 lucky draw chances! Switch your payroll to Payday+ now!
Spending period Quota5 Destination
Phase 1 16 May 2025 to 15 June 2025 31 Seoul
Phase 2 16 June 2025 to 15 July 2025 30 Osaka
Phase 3 16 July 2025 to 15 August 2025 31 Tokyo
Phase 4 16 August 2025 to 15 September 2025 31 Bangkok
Phase 5 16 September 2025 to 15 October 2025 30 Seoul
Phase 6 16 October 2025 to 15 November 2025 31 Osaka
Phase 7 16 November 2025 to 15 December 2025 30 Tokyo
Phase 8 16 December 2025 to 15 January 2026 31 Bangkok
Lucky draw result has been announced. Are you among the lucky ones?

Please click here to check Air Ticket Redemption Procedure
Promotion Period:
16 May 2025 to 15 January 2026
Remarks:
Eligible Customers must opt-in SMS and email channels to receive Hang Seng latest offers, promotion and services message to be entitled to the Lucky Draw Promotion during the Promotion Period. Terms and Conditions apply. Click here for details.
  1. Customers of Hang Seng Bank Limited (“Hang Seng”) must be principal card customers (“Eligible Customers”) of Hang Seng Credit Card, Affinity Card or Spending Card (“Eligible Credit Card”) during the Promotion Period to be entitled to the Lucky Draw Promotion, but excluding supplementary card, Hang Seng Bupa Card, USD Visa Gold Card, Renminbi Credit Card, UnionPay RMB Diamond Commercial Card, e-shopping Mastercard and Private Label Cards.
  2. Eligible retail spending mean local/overseas/online net retail transactions conducted with physical Eligible Credit Card or mobile payment during the Promotion Period, excluding any online bill payments via Hang Seng Personal e-Banking (including but not limited to water bills, electricity bills, insurance premiums, payments to other banks and credit cards, etc.) and tax payments, all Alipay and WeChat Pay transactions, phone/fax orders (including bill payments and purchases), transactions in Hong Kong Dollars at the point of sales (in case of online transactions, the place of registration and/or settlement of the merchant) outside Hong Kong (“DCC Transaction”), cash coupon purchase, balance transfers, split transactions, “Octopus Automatic Add-Value Service” auto top-up amounts (including but not limited to reloading of Smart Octopus via e-wallets or other channels), purchase and/or reload of stored value cards or e-wallets or transactions via e-wallets, purchase of products/services at financial / non-financial institutions (including but not limited to foreign currency, money orders, travellers’ cheques, deposits and money transfers and Trading Platform spending in Plus500, IG.com etc.), casino chip purchases, autopays, cash advance transactions, handling fees of cash advance/annual fees/handling fees/finance charges, late charges of credit cards and any transactions under recurring payment instructions (“Eligible Transactions”). Any transactions that are found to be fraudulent unposted, cancelled or refunded will be considered as ineligible transactions and are not applicable to this promotion and no lucky draw chance will be rewarded.
  3. Definition of “Payday+ Payroll Customer” may be subject to the Specific Terms and Conditions of Hang Seng Payday+ Promotion – Extra 5 Lucky Draw Chances.
  4. The number of air tickets equivalent to the number of calendar days within the relevant promotion period will be offered for lucky draw.
How to spend $1 +FUN Dollar
Hang Seng Credit Card bring you special surprises every month! Starting today, we’re partnering with leading merchants to launch offers — use your to unlock surprise rewards#!
Offers are refreshed monthly, so remember to make the most of them and maximise your rewards!

Upon spending a designated amount with your Hang Seng Credit Card at DS Groceries physical stores, you can redeem one selected product with $1 .
Learn more
$1 Foodie Upgrade Everyday
Redeem the Food/Beverage Delights for $1 .
Learn more
Professional Hospitals Health Check Package Offers
Preferential rates on selected health check packages! Redeem with $1 and, upon successful payment for a health check package, earn an extra $100 !
Learn more
#Redemption quantities are limited and available on a first-come, first-served basis.
Terms and Conditions apply. For details, please refer to the respective promotion’s Terms and Conditions.
A one-stop rewards platform allows you to check your total balance of and use to settle your credit card bill. You can also complete surprise missions to earn rewards!
View More
+FUN Tutorial
Hang Seng Credit Card brings you more than 150,000 Spots online and offline, where can be earned and spent instantly when you shop, dine and play!

By binding your eligible Hang Seng Credit Card to , you can now use in Chinese Mainland and Macau. Let’s take a look at how to authorise and use for payment on *!


Steps to authorise and use for payment on *!


Remarks:
*Terms and conditions apply on the use of +FUN Dollars at online Designated Merchants. For details, please refer to Terms and Conditions for Hang Seng Credit Card +FUN Dollars at Online Designated Merchants.

+FUN DOLLARS
More than 150,000 ways to spend as cash! +FUN Everyday!

Offering more than 150,000 ways to spend as cash, Hang Seng can be used at selected online and offline merchants whether you're in Hong Kong, Chinese Mainland or Macau for dining, shopping and entertainment! Redeem your earned on your next purchase at designated merchants — with surprise rewards now available to be unlocked. Hang Seng , Everyday!

Promotion Period:
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Quota:
View More

Tested and proven! +FUN Dollars spend as cash!
+FUN Everyday!

$1 +FUN Dollar Maximiser Video

Hang Seng Credit Card bring you special surprises every month - Unlock surprise rewards with just $1 ! View videos to learn more.

【$1 +FUN Dollar
Foodie Upgrade】

Stay tuned
Available in Chinese only.

Apply Hang Seng Credit Card Now

To enjoy the most rewards, apply for a Hang Seng Credit Card now!
Get card now via Hang Seng Mobile App:
Download and log on to Hang Seng Mobile App Tap "Cards" on the left menu "Card Application" "Credit Card Application" Select "Hang Seng Travel+ Visa Signature Card" then select "Apply Now"

Travel+ Visa Signature Card

Foreign currency / local dining spendings
Up to 7%
Apply Now
Get card now via Hang Seng Mobile App:
Download and log on to Hang Seng Mobile App Tap "Cards" on the left menu "Card Application" "Credit Card Application" Select "Hang Seng MMPOWER World Mastercard®" then select "Apply Now"

MMPOWER World Mastercard

Online shopping and designated merchants
Up to 8%
Apply Now
Get card now via Hang Seng Mobile App:
Download and log on to Hang Seng Mobile App Tap "Cards" on the left menu "Card Application" "Credit Card Application" Select "enJoy Card" then select "Apply Now"

enJoy Card

Enjoy up to 4X Points and Designated Merchant exclusive discount offers
Apply Now
Exclusive Spots:
Offer {{oc.discounts.length>1?i+1:''}}
Example 1 Example 2
Accumulated eligible online transactions in Phase 1 Hang Seng Visa Card: HKD6,000
Other Hang Seng Credit Card: HKD4,000 		Hang Seng Visa Card: HKD3,000
Other Hang Seng Credit Card: HKD3,000
Reward earned in Phase 1
（ / Points ） 		Reward 1: $300 / 60,000
Reward 2: $200 / 40,000 		Reward 1: $100 / 20,000
Reward 2: $100 / 20,000
Example 1
Accumulated eligible online transactions in Phase 1 Hang Seng Visa Card: HKD6,000
Other Hang Seng Credit Card: HKD4,000
Reward earned in Phase 1
（ / Points ） 		Reward 1: $300 / 60,000
Reward 2: $200 / 40,000
Example 2
Accumulated eligible online transactions in Phase 1 Hang Seng Visa Card: HKD3,000
Other Hang Seng Credit Card: HKD3,000
Reward earned in Phase 1
（ / Points ） 		Reward 1: $100 / 20,000
Reward 2: $100 / 20,000
Examples are for reference only, please refer to the actual situation.
Click here to view more offer details
Quota:
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Note:
Lucky Draw Result Announcement Learn More on Event Details Learn More Terms & Conditions