New Fund Time Deposit Offer

Place a Time Deposit with designated amount of Eligible New Fund Balance via Online Banking (including Hang Seng Personal e-Banking and Hang Seng Mobile App), Phone Banking or any branch within transaction time to enjoy the preferential interest rate according to the Time Deposit account type. You may also enjoy the Online Exclusive Offer via Online Banking in just a few steps!

The above interest rates, quoted with reference to interest rates offered by the Bank on , are for reference only and subject to the relevant Terms and Conditions.

FAQs and demonstrations

For calculation method and example of "Eligible New Fund Balance"

Click here for an illustration of placing a New Fund Time Deposit online

To enjoy the New Fund Time Deposit Offer, please place the Time Deposit within transaction time:

Hang Seng Personal e-Banking and Hang Seng Mobile App

Mondays to Fridays : 8am to 7:55pm
Saturdays : 8am to 4:55pm (only applicable to HKD)

Phone Banking

Mondays to Fridays : 9am to 7pm
Saturdays : 9am to 1pm (only applicable to HKD)

If the Time Deposit is placed outside the transaction time, or on any Sunday, Hong Kong public holiday and holidays of the country or region where the currency is issued, you will not be able to enjoy the above new fund preferential rate offer.

Set up Time Deposit through Hang Seng Personal e-Banking

Place Time Deposit Online Now!
Log on Hang Seng Personal e-Banking >
Account Services >
Time Deposits

Set up Time Deposits through Hang Seng Personal e-Banking

Prestige Private

2 9 9 8 8 0 2 2

Prestige Banking

2 9 9 8 9 1 8 8

Preferred Banking

2 8 2 2 8 2 2 8

Integrated Account

2 9 9 8 8 0 0 8

Visit branches

Enquiry Hotline: 2 9 9 8 8 0 0 8

Terms and Conditions for New Fund Time Deposit Offer

Remarks :

"Eligible New Fund Balance" refers to the incremental balance when comparing the latest deposit balance with the balance of the same currency as of 15 calendar days ago, after deduction of the sum of principal amount which has been entitled to new fund offer of Time Deposit within the last 15 calendar days. The balance of all accounts, including Savings Accounts, Current Accounts and Time Deposits of Hong Kong Dollar and foreign currencies (whether accounts in sole name or joint name), will be counted towards the calculation of "Eligible New Fund Balance". The Bank reserves the right of final decision should there be any dispute in the definition of "Eligible New Fund Balance".
For Hang Seng Personal e-Banking and Hang Seng Mobile App, the transaction time is 8am to 7:55pm, Mondays to Fridays, and 8am to 4:55pm, Saturdays (only applicable to HKD). If the Time Deposit is placed outside the transaction time, or on any Sunday, Hong Kong public holiday and holidays of the country or region where the currency is issued, the customer will not be able to enjoy the above new fund preferential rate offer. If you would like to enjoy the New Fund Time Deposit Offer, please place the related Time Deposit during the transaction time.
For Phone Banking, the transaction time is Monday to Friday 9am to 7pm and Saturday 9am to 1pm (only applicable for HKD); Sunday, Hong Kong public holidays and holidays of where the currency is issued would be closed. Please click here for more details on how to reset Phone Banking PIN.

For Phone Banking, the transaction time is Monday to Friday 9am to 7pm and Saturday 9am to 1pm (only applicable for HKD); Sunday, Hong Kong public holidays and holidays of where the currency is issued would be closed. Please visit HangSeng.com (Personal > Banking Service > Phone Banking > How to reset PIN) for more details on how to reset Phone Banking PIN.

For Phone Banking, the transaction time is Monday to Friday 9am to 7pm and Saturday 9am to 1pm (only applicable for HKD); Sunday, Hong Kong public holidays and holidays of where the currency is issued would be closed. Please visit Hang Seng Bank website > Banking > Branch, Self-service & Phone Banking > Phone Banking > How to reset PIN for more details on how to reset Phone Banking PIN.

Interest is calculated on the following year basis:

Hong Kong Dollar - 365 days (ordinary year) or 366 days (leap year),
Pound Sterling, Thailand Baht and South Africa Rand - 365 days,
Other currencies - 360 days.

RMB Currency risk
Renminbi (“RMB”) is subject to exchange rate risk. Fluctuation in the exchange rate of RMB may result in losses in the event that the customer subsequently converts RMB into another currency (including Hong Kong Dollars). Exchange controls imposed by the relevant authorities may also adversely affect the applicable exchange rate. RMB is currently not freely convertible and conversion of RMB may be subject to certain policy, regulatory requirements and/or restrictions (which are subject to changes from time to time without notice). The actual conversion arrangement will depend on the policy, regulatory requirements and/or restrictions prevailing at the relevant time.

Foreign Currency risk
Foreign Exchange involves exchange rate risk. Fluctuations in the exchange rate of a foreign currency may result in gains or losses in the event that the customer converts his or her deposit into Hong Kong Dollars upon maturity.

New Fund Time Deposit Offer

FAQs and demonstrations

Hang Seng Personal Banking App

Enquiry Hotline: 2998 80082 9 9 8 8 0 0 8

Enquiry Hotline: 2 9 9 8 8 0 0 8