Interest Rate of up to 13% p.a.1
You can enjoy the following interest rate offer1 upon completing a single FX transaction to exchange for any designated currency with at least HKD10,000 and capped at HKD2,000,000 or its equivalent2 and setting up a 1-week time deposit in the same currency at the same time via Hang Seng Personal e-banking3, Hang Seng Mobile App3, phone banking hotline or branch during the valid transaction time4 within the Promotion Period.
Designated Currency |
---|
CNY |
CAD |
GBP |
AUD |
NZD |
USD |
HKD |
1-week Time Deposit Interest Rate (p.a.)1 | |||
---|---|---|---|
Signature | Prestige Banking |
Preferred Banking |
Integrated Account |
13.0% | 13.0% | 13.0% | 11.0% |
12.0% | 12.0% | 11.0% | 10.0% |
12.0% | 12.0% | 11.0% | 10.0% |
10.0% | 9.8% | 9.5% | 9.0% |
10.0% | 9.8% | 9.5% | 9.0% |
8.5% | 8.3% | 8.0% | 7.5% |
5.5% | 5.3% | 5.0% | 4.5% |
The above interest rates are for reference only and subject to revision based on the prevailing market conditions.
Please call our phone banking hotline or contact our branch staff for the latest interest rates for this offer.
for Designated Outward Remittance
You can enjoy a remittance fee waiver5 upon successfully setting up and completing a designated outward remittance instruction6 with an amount of at least HKD100,000 or its equivalent (“Eligible Transaction”) via Hang Seng Personal e-Banking during the Promotion Period.
Transaction channel, designated outward remittance instruction and service fee waiver applicable to the Eligible Transaction
Transaction channel | Designated outward remittance instruction | Service fee waiver |
---|---|---|
Hang Seng Personal e-Banking |
Remittances to beneficiary accounts in all countries | HKD65 |
Note: Charges out of scope of designated outward remittance fee, and charges levied by the beneficiary bank in connection with the Eligible Transaction will not be waived. Please refer to the Bank’s Tariff Guide for Hang Seng Wealth and Personal Banking Customers for details of service fees for outward remittances.
set up a time deposit online at the same time?
Notes:
- For exchange of designated currencies and set up of 1-week time deposit at the same time. The above interest rate offers are quoted with reference to the interest rates offered by the Bank on 5 May 2022 and are for reference only. The relevant interest rates will be subject to revision based on the prevailing market conditions.
- If the actual transaction amount exceeds the exchange amount cap, the 1-week time deposit board rate will be offered to the actual transaction amount.
- Except FX transactions via FX Order Watch, Currency Switching, HARO Services and Passbook Saving Account.
-
Valid transaction time applicable to Offer 1:
Designated Transaction Channel Transaction Time - Hang Seng Personal e-Banking
- Hang Seng Mobile App
8:00am to 7:55pm, Mondays to Fridays
(Not applicable to non-transaction time, Saturdays, Sundays, Hong Kong public holidays and holidays of the country or region where the currency is issued)Phone banking hotlines 9:00am to 7:00pm, Mondays to Fridays
9:00am to 12:55pm, SaturdaysBranches In light of the latest COVID-19 situation, service hours may change depending on the situation. For details, please refer to Hang Seng Bank Branch Service Arrangements. - Charges out of scope of designated outward remittance fee, and charges levied by the beneficiary bank in connection with the Eligible Transaction will not be waived. Please refer to the Bank’s Tariff Guide for Hang Seng Wealth and Personal Banking Customers for details of service fees for outward remittances.
- Not applicable to local interbank transfers via the Clearing House Automated Transfer System (i.e. CHATS), the Faster Payment System (“FPS”) and other local transfer channels.
Signature 29988022 |
Prestige Banking 29989188 |
---|---|
Preferred Banking 28228228 |
Integrated Account 28228233 |
Note:In case of discrepancies between the English and Chinese versions, the English version shall apply and prevail.