Want to buy a foreign currency in advance at an attractive exchange rate?
Hang Seng Foreign Exchange Service can help you grasp FX opportunities and earn extra interest.
From now to 31 March 2023 ("Promotion Period"),
you can enjoy the following fabulous offers by conducting FX transactions via designated channels:
Eligible customer2 can enjoy Bank’s Cost Price1 upon conducting a single FX transaction3 with at least HKD50,000 or its equivalent4 via Hang Seng Personal e-Banking, Hang Seng Personal Mobile App, phone banking hotline or branch during the designated FX transaction period2.
Customer can enjoy the following interest rate offer5 upon completing a single FX transaction7 to exchange for any designated currency with at least HKD10,000 or its equivalent4,8 and setting up a 1-week time deposit in the same currency at the same time via Hang Seng Personal e-Banking, Hang Seng Personal Mobile App, phone banking hotline or branch within the designated transaction time6 during the Promotion Period.
Designated Currency |
---|
GBP |
CAD |
AUD |
NZD |
CNY |
USD |
HKD |
1-week Time Deposit Interest Rate (p.a.) | |||
---|---|---|---|
Signature / Prestige Banking |
Preferred Banking / Integrated Account |
||
13.90% | 13.00% | ||
13.90% | 13.00% | ||
13.90% | 13.00% | ||
13.90% | 13.00% | ||
10.90% | 10.00% | ||
10.90% | 10.00% | ||
10.90% | 10.00% |
The above interest rates are for reference only and subject to revision based on the prevailing market conditions.
Please call our phone banking hotline or contact our branch staff for the latest interest rates for this offer.
Bank sell rate of GBP/HKD at Bank's Cost Price: 9.50012* Required amount is reduced from
HKD953,112 to HKD950,012
^The example is based on the 1-week GBP time deposit interest rate of Signature/Prestige Banking customers and is for reference only. The interest rate is subject to revision based on the prevailing market conditions.
interest rate is 13.9% p.a.^
Bank buy rate of GBP/HKD: 9.41961*
^The example is based on the 1-week GBP time deposit interest rate of Signature/Prestige Banking customers and is for reference only. The interest rate is subject to revision based on the prevailing market conditions.
Notes:
- "Bank’s Cost Price" refers to the exchange rate for foreign exchange without any sales margin normally charged by the Bank. Other mark-up applied to the exchange rate for operational reasons however will not be waived. This offer is subject to review according to fluctuations on market interest rates, currency rates, customers’ trading patterns and other factors from time to time. The Bank reserves the right to change the interest rate of this offer at any time without prior notice. In case of disputes, the decision of the Bank on the customer’s eligibility to enjoy this offer shall be final.
-
Eligible Customers and the designated FX transaction period applicable to Offer 1:
Offer 1 Eligible Customers Designated FX transaction period Group 1: New Customers
Personal customers who successfully open a new Signature, Prestige Banking or Preferred Banking Account in Promotion Period; and have never held any banking account of the Bank in the 12 months immediately preceding the account opening monthFrom the 7th working day following the successful account opening date to 30 April 2023 Group 2: New FX Customers
Personal customers who have never made any foreign exchange transactions with the Bank from 1 January 2022 to 31 December 2022; and have been maintaining a valid Signature, Prestige Banking or Preferred Banking* Account since 2022 up to and including the Promotion PeriodFrom 16 January 2023 to 30 April 2023 - Applicable currencies include USD, AUD, CAD, CHF, EUR, GBP, JPY, NZD, RMB, THB, ZAR and SGD, whereas SGD exchange service is available in branch only. Not applicable to foreign exchange transaction(s) involving notes exchange, cash deposit, notes withdrawal, inward/outward remittance, Overseas Transfer Service, FX Order Watch Service, foreign exchange transaction(s) via Passbook Savings Account and foreign exchange transaction(s) made on pre-defined dates by way of forward dated instruction(s).
- For any cross currency exchange, the relevant amount will be converted into the Hong Kong Dollar equivalent with the exchange rate solely determined by the Bank on the transaction day, so as to calculate the relevant transaction amount in the Hong Kong Dollar equivalent.
- For exchange of designated currencies and set up of 1-week time deposit at the same time. The above interest rate offers are quoted with reference to the interest rates offered by the Bank on 3 January 2023 and are for reference only. The relevant interest rates will be subject to revision based on the prevailing market conditions.
-
Designated transaction time applicable to Offer 2:
Transaction Channel Transaction Time - Hang Seng Personal e-Banking
- Hang Seng Personal Mobile App
- Mondays to Fridays: 8:00am to 7:55pm
Phone banking hotlines -
Signature
(852)29988022 -
Prestige Banking
(852)29989188 -
Preferred Banking
(852)28228228 -
Integrated Accounts
(852) 28228233
- Mondays to Fridays: 9:00am to 7:00pm
- Saturdays: 9:00am to 12:55pm
Branches In light of the latest COVID-19 situation, service hours may change depending on the situation. For details, please refer to Hang Seng Bank Branch Service Arrangements. - Not applicable to the pending and the renewal of time deposit and the transaction(s) via FX Order Watch Service, Virtual Assistant HARO services and Passbook Savings Account.
- The exchange amount cap of a single FX transaction is HKD2,000,000 or its equivalent. If the actual transaction amount exceeds the exchange amount cap, the 1-week time deposit board rate will be offered to the actual transaction amount.
Signature | Prestige Banking | Preferred Banking | Integrated Account |
---|---|---|---|
29988022 | 29989188 | 28228228 | 28228233 |
Signature 29988022 |
Prestige Banking 29989188 |
---|---|
Preferred Banking 28228228 |
Integrated Account 28228233 |
- In case of discrepancies between the English and Chinese versions, the English version shall apply and prevail.
- If you are in doubt of the marketing and promotional activities and materials of the Bank, please call customer service enquiry hotline for authentication.