Foreign Currency Time Deposit
Interest Rate of up to 13% p.a.¹

You can enjoy the following interest rate offer¹ upon completing a single FX transaction to exchange for any designated currency with at least HKD10,000 and capped at HKD2,000,000 or its equivalent² and setting up a 1-week time deposit in the same currency at the same time via Hang Seng Personal e-banking³, Hang Seng Mobile App³, phone banking hotline or branch during the valid transaction time⁴ within the Promotion Period.

*Please click on the control bar and scroll left and right for the interest rate details of respective account types.

The above interest rates are for reference only and subject to revision based on the prevailing market conditions.
Please call our phone banking hotline or contact our branch staff for the latest interest rates for this offer.

Remittance Fee Waiver⁵
for Designated Outward Remittance

You can enjoy a remittance fee waiver⁵ upon successfully setting up and completing a designated outward remittance instruction⁶ with an amount of at least HKD100,000 or its equivalent (“Eligible Transaction”) via Hang Seng Personal e-Banking during the Promotion Period.

Transaction channel, designated outward remittance instruction and service fee waiver applicable to the Eligible Transaction

Note: Charges out of scope of designated outward remittance fee, and charges levied by the beneficiary bank in connection with the Eligible Transaction will not be waived. Please refer to the Bank’s Tariff Guide for Hang Seng Wealth and Personal Banking Customers for details of service fees for outward remittances.

Desktop version Mobile App version

Step 1

• Log on to Hang Seng Personal e-Banking > Select "Foreign Exchange" > "Foreign Exchange Service"
• Choose any currency from the field of "From" and choose a designated currency (AUD, CAD, CNY, GBP, NZD, USD or HKD) from the field of "To"
• Select the relevant Sole / Joint Integrated Account
• Input the respective Designated Exchange Amount
• Select "Now" from the field of "Execution date" and click "Next"

Note：

The promotion period of "1-week Time Deposit Interest Rate of Up to 13% p.a. for Exchange of Designated Currencies Online" is from now to 30 Jun 2022 (both dates inclusive), and Designated Transaction Time is 8:00am to 7:55pm, Mondays to Fridays (Not applicable to non-transaction time, Saturdays, Sundays, Hong Kong public holidays and holidays of the country or region where the currency is issued).

Step 2

• The instruction for Time Deposit Set Up will be shown above the transaction details on the "Acknowledgement" Page
• Please click "Set up time deposit"

Step 3

• Select "1 Week" from "Deposit Term"
• Verify the "Principal" amount (Principal amount should be within the limit of respective Designated Exchange Amount)
• Please select the "Maturity Instruction" and click "Next"
• Verify details and click "Confirm" to complete the relevant Time Deposit transaction

x

Step 1

• Log on to Hang Seng Mobile App > Select "Foreign Exchange" > "Foreign Exchange Service"
• Choose any currency from the field of "From" and choose a designated currency (AUD, CAD, CNY, GBP, NZD, USD or HKD) from the field of "To"
• Select the relevant Sole / Joint Integrated Account
• Input the respective Designated Exchange Amount
• Select "Now" from the field of "Execution date" and click "Next"

Note：

The promotion period of "1-week Time Deposit Interest Rate of Up to 13% p.a. for Exchange of Designated Currencies Online" is from now to 30 Jun 2022 (both dates inclusive), and Designated Transaction Time is 8:00am to 7:55pm, Mondays to Fridays (Not applicable to non-transaction time, Saturdays, Sundays, Hong Kong public holidays and holidays of the country or region where the currency is issued).

Step 2

• The instruction for Time Deposit Set Up will be shown above the transaction details on the "Acknowledgement" Page
• Please click "Set up time deposit"

Step 3

• Select "1 Week" from "Deposit Term"
• Verify the "Principal Amount" (Principal amount should be within the limit of respective Designated Exchange Amount)
• Select "Now" from the field of "Deposit Date"
• Select the "Maturity Instruction" and click "Next"
• Verify details and click "Confirm" to complete the relevant Time Deposit transaction

x

Notes：

1. For exchange of designated currencies and set up of 1-week time deposit at the same time. The above interest rate offers are quoted with reference to the interest rates offered by the Bank on 5 May 2022 and are for reference only. The relevant interest rates will be subject to revision based on the prevailing market conditions.
2. If the actual transaction amount exceeds the exchange amount cap, the 1-week time deposit board rate will be offered to the actual transaction amount.
3. Except FX transactions via FX Order Watch, Currency Switching, HARO Services and Passbook Saving Account.
4. Valid transaction time applicable to Offer 1：

   Designated Transaction Channel	Transaction Time
   Hang Seng Personal e-Banking Hang Seng Mobile App	8:00am to 7:55pm, Mondays to Fridays (Not applicable to non-transaction time, Saturdays, Sundays, Hong Kong public holidays and holidays of the country or region where the currency is issued)
   Phone banking hotlines Signature (852) 29988022 Prestige Banking (852) 29989188 Preferred Banking (852) 28228228 Integrated Accounts (852) 28228233	9:00am to 7:00pm, Mondays to Fridays 9:00am to 12:55pm, Saturdays
   Branches	In light of the latest COVID-19 situation, service hours may change depending on the situation. For details, please refer to Hang Seng Bank Branch Service Arrangements.

5. Charges out of scope of designated outward remittance fee, and charges levied by the beneficiary bank in connection with the Eligible Transaction will not be waived. Please refer to the Bank’s Tariff Guide for Hang Seng Wealth and Personal Banking Customers for details of service fees for outward remittances.
6. Not applicable to local interbank transfers via the Clearing House Automated Transfer System (i.e. CHATS), the Faster Payment System (“FPS”) and other local transfer channels.

Note：In case of discrepancies between the English and Chinese versions, the English version shall apply and prevail.