Hang Seng Prestige Main Account and multiple Family+ accounts

We are here to help you plan for your family’s present and future. As the Family CFO, apart from growing your own wealth, you also have to take care of your family’s different financial needs. Hang Seng has launched the first-in-market Prestige "Family+ account”, for you to add multiple Family+ accounts to your Prestige Main Account, making it easy to allocate deposits, foreign currencies and investment products, to match the different objectives of each account. So you can stay on top of everything to build a comprehensive financial roadmap for yourself and your family. No matter how your family’s life goals change, you can see them come true effortlessly.

Unless otherwise specified, the promotion period is 1 April 2024 till 30 June 2024, join Prestige via mobile with HK$1,000,000 new funds to enjoy up to HK$6,300 cash rewards2. Open a Family+ account and fulfill designated requirements to earn an extra HK$200 cash reward. In addition, deposit new funds to enjoy 1-month foreign currency Time Deposit rate up to 5% p.a.1

See Terms and Conditions
Fund-in HKD1,000,000 and open an Investment Account to enjoy up to HKD6,000
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Mobile account opening reward HKD300
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Open Family+ account to enjoy HKD200 Cash Reward
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Deposit new funds to enjoy 1-month foreign currency Time Deposit rate up to 5% p.a.1
Customer Referral Reward
Customer Referral Reward
Referral reward
up to
HKD20,000

New Prestige customers can enjoy up to HKD20,000 referral rewrads by the first referral of your firends and family! Click hereherehere to learn more!

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Comprehensive family financial planning service
Family+ Account can help you to categorise your personal and family expense. You can also enroll to Prestige Direct Family Service and refer your family members to become Prestige with monthly fee waiver and served by a Family Relationship Manager.
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Round-the-clock Wealth Service Team
You can contact your dedicated Relationship Manager through multiple channels via Prestige RM Connect, such as WhatsApp, Zoom and Wechat MiniProgram. Our 24-hour Wealth Service Team is here to serve you after your busy day.
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Convenient cross-border support
Prestige cross border team and cross boundary wealth management centre provide you dedicated financial planning services. Your Prestige Banking Account in mainland China can enjoy monthly fee waiver by registering to "Hang Seng Greater China Prestige". You can also check your account and submit transfer instruction between Hang Seng accounts in Hong Kong and mainland China anytime by "Cross-Border View and Transfer".
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A series of lifestyle privileges
Prestige has prepared you a series of healthcare, lifestyle and birthday privileges. With our Prestige World Mastercard® , apart from travel and dining privileges, you can also enjoy Personal Concierge and Buy-2-Get-1-Free buffet offer at the HKJC Happy Valley Racecourse - VIP Box.
More details about Prestige Banking account:
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Mobile Account Opening in 3 steps
New to Hang Seng
Already banking with Hang Seng
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1
Download Hang Seng Personal Banking Mobile
Download and open Hang Seng Personal Banking mobile app, then select "Mobile Account Opening" under Featured quick links at the homepage
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2
Verify your identity
Verify your identity by capturing your HKID as instructed
3
Take a selfie
Take a selfie by following the instructions provided
4
Fill in your personal details
Fill in your personal details needed for Mobile Account Opening
5
Register service
Register for payroll service and apply for credit card (optional)
6
Activate Personal e-Banking service
You can activate Personal e-Banking service right after successfully opening your account
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1
Download Hang Seng Personal Banking mobile
Download and log on to Hang Seng Personal Banking mobile app, select "Account Services" from main menu and then click "Open / Upgrade an Account"
2
Confirmation
Confirm your information
3
Successfully opened a new account
You have successfully opened a new account and can enjoy full banking services right away.

If you are upgrading your existing Integrated Account or Preferred Banking account to Preferred or Prestige Banking, the application will be processed within 2 to 3 working days.
If you are in doubt of our marketing and promotional activities and materials, please call customer service enquiry hotline for authentication.
Enquiry and Trading Hotlines: contact-us


Investment involves risk.
^ To borrow or not to borrow? Borrow only if you can repay!

Notes

  1. The above interest rates are for reference only and subject to revision based on the prevailing market conditions.The above interest rates are indicative as of 7 March 2024, for reference only and subject to revision based on the prevailing market conditions. Terms and Conditions apply. For details, please visit hangseng.com/depositspromo5
  2. The offer includes fulfilling the first HKD1,000,000 "Total Relationship Balance" growth and the designated requirement with Investment Account successfully opened by 31 July 2024 to enjoy up to HKD6,000 and mobile account opening reward of HKD300.
  3. The promotion period of "Total Relationship Balance" reward is from 1 April 2024 to 30 June 2024. The offers are only applicable to customers who meet the account opening requirements and have newly opened/upgraded to Integrated Account of Prestige Banking ("Prestige Banking") at the Bank branches or through digital channels or phone banking hotline during the Promotion Period (the "Eligible Customers"). Eligible Customers must have register for Hang Seng Personal e-Banking within one-month after the Promotion Period (i.e. on or before 31 July 2024) and maintain valid e-Banking account before receiving cash rebate, and complete "Risk Profile Questionnaire" or whose "Risk Profile Questionnaire" record is valid as of 31 July 2024. Terms and Conditions apply. Please refer to the enclosed Terms and Conditions for details.
  4. The promotion period is from 1 April 2024 to 14 April 2024. Terms and Conditions apply. Please refer to the Terms and Conditions for Payroll Service Offers for Prestige Banking Account for details.
  5. The Promotion is only applicable to Eligible Customers who successfully receive salary via the sole-named or joint-named newly opened/upgraded Prestige Banking account ("Payroll Account") within the Promotion Period, and fulfil the following requirements ("Eligible Payroll Customers"):
    1. Have no payroll record under any account of the Bank during the period from 1 October 2023 to 31 December 2023; and
    2. Have at least one-month payroll record of HKD30,000 or above in Eligible Customer’s Payroll Account during the period from 1 January 2024 to 31 May 2024 ("Designated Payroll Period"); and the salary must be directly credited to Eligible Customer’s Payroll Account from the employer’s company account via Autopay ("Eligible Payroll Record"). Any salary not credited from the employer’s company account is not considered an Eligible Payroll Record.
  6. Each Eligible Payroll Customer is entitled to the Cash Reward once only.
  7. Eligible Incremental Amount refers to the positive net growth amount of the Eligible Payroll Customer combined total deposit balance of sole-named CNY Savings / Current Deposit Account ("Total CNY Deposit Balance") from 31 December 2023 ("Baseline Date") to 31 May 2024 ("Comparison Date") ("Designated Period"). For Eligible Payroll Customers who did not hold any CNY account with the bank on the Baseline Date, his/ her "Total CNY Deposit Balance" on the Baseline Date will be treated as zero. All the related account deposit balances shall be based on the records of the Bank which shall prevail.
  8. Eligible Customers who newly open/upgrade to Prestige Banking can enjoy first 6-month grace period for fund-in without below balance monthly fee. After the first 6- month grace period, the standard monthly fee for Prestige Banking will be applied if the Total Relationship Balance of the previous month is below HKD1,000,000. If the Total Relationship Balance of previous month is below HKD1,000,000 or HKD500,000, monthly fee for Prestige Banking of HKD40 or HKD340 will be applied respectively. For details of the monthly fee, please check with the Bank’s staff.
  9. Terms and Conditions apply. For details of Family support and Family+ privileges, please visit familyplus.
  10. Each customer is allowed to open up to 4 Family+ Accounts.
  11. Terms and Conditions apply to the lifestyle privileges. For details, please visit privilege.
  12. The promotion period is from 1 March 2024 to 29 June 2024. Investment involves risks. Terms and conditions apply to the offer, please enquire the Bank's staff or visit invoffer for details.
  13. The promotion period is from 2 April 2024 to 28 June 2024. Terms and Conditions apply, investment involves risk, please contact our branch staff or visit fundoffer for details.
  14. The promotion period is from 1 January 2024 to 31 December 2024. Terms and conditions apply, investment involves risk, please contact our branch staff or visit invfund for details.
  15. The promotion period is from 2 January 2024 to 31 December 2024. Terms and Conditions apply, investment involves risk, please contact our branch staff or visit invoffer for details.
  16. The promotion period is from 2 April 2024 to 28 June 2024. Terms and conditions apply, investment involves risk, please contact our branch staff or visit invoffer for details.
  17. The promotion period is from 1 April 2024 to 30 June 2024. For details, please visit invoffer. “New Securities Customers” (including all the account holders of the New Securities Account) means customers who must not hold any securities account (personal/ joint) with the Bank within a period of 6 months preceding the account opening date. Investment involves risks. Terms and Conditions apply.
  18. The promotion period is from 1 December 2023 to 30 June 2024. For details, please visit invoffer. Investment involves risks. Terms and Conditions apply.
  19. The promotion period is from 1 March 2024 to 31 December 2024. For details, please visit invoffer. Investment involves risks. Terms and Conditions apply. This offer is only applicable to ETFs managed by Hang Seng Investment Management Limited and listed on the Stock Exchange of Hong Kong Limited. To learn more about the eligible ETFs, please visit website of Hang Seng Investment Management Limited > Our Products > Exchange Traded Funds (ETF). This offer is provided by Hang Seng Bank Limited. However, please note that the eligible ETFs are managed by Hang Seng Investment Management Limited (a wholly-owned subsidiary of Hang Seng Bank Limited) and the relevant eligible ETFs’ trustee, index provider, the participating dealers, market makers and any other service providers (as applicable) may include members of the HSBC Group. Please refer to the Hong Kong offering document of the eligible ETFs for details including any potential conflicts of interest in respect of those ETFs that may arise.
  20. The promotion period is from 1 April 2024 to 30 June 2024. Terms and conditions apply. Please note the relevant product risks. For details, please contact our branch staff or visit lifeinsurance for details.
  21. eCancerPro Insurance Plan or eFamilyPro Life Insurance Plan: The promotion period is from 1 April 2024 to 30 June 2024. Terms and Conditions apply. Please note the relevant product and credit risks. For details, please contact us at 2998 8038 or please visit insdiscount. This plan is underwritten by Hang Seng Insurance Company Limited.
  22. The promotion period is from 1 January 2024 to 30 June 2024.. Terms and conditions apply to promotion offer and insurance plan. Please note the relevant product risks. The above general insurance plan is underwritten by Chubb Insurance Hong Kong Limited. Please call our hotline at (852) 2998 9888 for the details and obtaining dedicated promotion code. For the Terms and Conditions of the promotion offer , please visit gi.
  23. The promotion period is from 2 April 2024 to 29 June 2024. For exchange of designated currencies and set up of 1-week/1-month time deposit at the same time with designated transaction amount. The above interest rate offers are quoted with reference to the interest rates offered by the Bank on 2 April 2024 and are for reference only. The relevant interest rates will be subject to revision based on the prevailing market conditions. Terms and conditions apply. Visit forexoffer for more details.
  24. Terms and conditions apply. Please refer to olivepromo.
  25. The promotion period is until 30 June 2024. Terms and conditions apply. For details, please visit to Hang Seng Bank Website: Cards > Credit Card Products > Prestige World Mastercard.
  26. For a full list of Mobile Account Opening eligibility requirements, please visit Hang Seng Bank Website > Banking > Account Opening > Mobile Account Opening > FAQs.

Terms and Conditions and Remarks

  • Terms and conditions apply to all products / services and offers mentioned in this document. Please visit here.
  • The document by itself is not and should not be considered as an offer, recommendation or solicitation to deal in any of the investment products or services mentioned herein.
  • Terms and conditions apply. Please approach our branch staff for enquiries.
  • Hang Seng Bank Limited (the "Bank") reserves the right to suspend, vary or terminate this promotion and the related offers and to amend their terms and conditions at any time without prior notice. In case of disputes, the decision of the Bank shall be final.
  • The contents of this document have not been reviewed by any regulatory authority in Hong Kong.
  • This material is not intended to provide or regard as legal or taxation advice, or investment recommendations.
  • The promotion is intended for persons in Hong Kong.

Important Notes

Risk Disclosure

Other point(s) to note

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Total Relationship Balance Reward of up to HKD23,5003
Fulfill the designated growth amount for your Total Relationship Balance and register for Hang Seng Personal e-Banking and complete Risk Profile Questionnaire (RPQ) to enjoy:
Designated Total Relationship Balance Growth Amount Amount of Cash Reward
Customers with valid Investment Accounts^* Customers without Investment Accounts^
HKD5,000,000 or above HKD23,500 HKD22,500
HKD3,000,000 - HKD4,999,999 HKD12,000 HKD11,000
HKD1,000,000 - HKD2,999,999 HKD6,000 HKD5,000
HKD100,000 - HKD999,999 HKD500# HKD500#
^Investment Account includes Securities Account (Account suffix 085) and Investment Fund Account (Account suffix 382) only under the Integrated Account.
*Eligible Customers must have activated / be holding Investment Accounts on or before 31 July 2024 and the Investment Accounts remain valid until 31 December 2024 in order to enjoy the relevant cash reward.
# Only applicable to existing customers who upgrade to Prestige Banking within promotion period.
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1-month foreign currency new fund Time Deposit rate
up to 5% p.a.
Eligible Customers can enjoy up to 5% p.a. by placing a 1-month Time Deposit online with Eligible New Fund Balance in designated currency^.
^The above interest rates are indicative as of 7 March 2024, for reference only and subject to revision based on the prevailing market conditions. Terms and Conditions apply. For details, please visit hangseng.com/depositspromo5.
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Mobile account opening reward of HKD300
Mobile Account Opening / Upgrade reward
Eligible customers who newly successfully opened/upgraded to Prestige Banking through Hang Seng Personal Banking mobile app#/Hang Seng Personal e-Banking within the promotion period (i.e. on or before 30 June 2024) and fulfill the requirements of the Prestige "Total Relationship Balance" Reward can enjoy HKD300 cash reward.

#Not applicable to Prestige Banking accounts opened via the Branch Assistant Mode with the Hang Seng Personal Banking mobile app.
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Prestige Banking Payroll Service Rewards of up to HKD2,7004
Payroll Reward
Set up payroll service via a newly opened/upgraded Prestige Banking account with at least one-month payroll record during the designated payroll period and fulfil the designated payroll amount5 ("Eligible Payroll Customers") to enjoy up to HKD1,400 cash reward6.
Average Monthly Payroll Amount (HKD)
("Designated Payroll Amount")
Cash Reward (HKD)
$80,000 or above $1,400
$50,000 - below $80,000 $1,000
$30,000 - below $50,000 $600
New Fund Deposit Reward
Eligible Payroll Customers deposit new funds in the designated deposit accounts and meet the requirement of designated deposits incremental amount ("Eligible Incremental Amount7") during the designated period to enjoy up to HKD1,300 cash reward.
Designated Deposit Account Eligible Incremental Amount Cash Reward (HKD)
CNY Savings/ Current Deposit Account CNY200,000 or above $1,300
CNY100,000 to below CNY200,000 $600
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Foreign Currency Time Deposit Offer
1-week time deposit rate up to 13.9% p.a.24
[Highlight] JPY/EUR 1-week time deposit rate up to 6.9% p.a.24
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Tax Season Loan Offer^25
Annualised Percentage Rate as low as 1.78% and 0% handling fee
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Foreign Exchange Offer
Exchange designated currency and set up a time deposit at the same time to enjoy:
  • 1-month time deposit rate up to 6.9% p.a.23
  • 1-weektime deposit rate up to 13.9% p.a.23
View details View details View details
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Other Offer
Your Everyday Banking Reward
As your wealth management partner, we are committed to taking care of your everyday finances in all aspects. Whether it is depositing money, paying bills, or paying merchants, you can complete it in Hang Seng Personal e-Banking or Mobile App with just one click.

During promotion period, complete any designated item to get a chance to share cash reward of up to HKD1 million! Terms and conditions apply to the offer.

Learn more Learn more Learn more
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Below balance service fee waiver
Newly onboard Prestige Banking customers can enjoy the below balance service fee waiver for the first 6 months8
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Open Family+ account to enjoy HKD200 Cash Reward
Eligible customers can enjoy HKD200 cash reward by opening Family+ account and fulfilling the following requirements:
Requirements
  1. Having successfully opened Family+ account during the Promotion Period, excluding:
    1. customers who are holding sole-named or joint-named Family+ account, or
    2. customers who have previously held sole-named or joint-named Family+ account in the past 12 months prior to the month of Family+ account opening
  2. Bringing in HKD10,000 or above “Total Relationship Balance” (“TRB”) Growth amount on or before the last day of the month after the month of Family+ account opening and maintain the “Total Relationship Balance” Growth amount for the second, the third and the fourth months after the month of Family+ account opening
  3. Maintaining positive monthly balance (i.e. monthly balance above HKD0) in Family+ account for the second, the third and the fourth months after the month of Family+ account opening


Illustration

Date of opening Family+ account (both dates inclusive) Month of comparing designated TRB Growth Amount Fund-in/ deposit HKD10,000 or above TRB Growth amount Month for which
(i) HKD10,000 or above TRB Growth Amount and
(ii) positive monthly balance in Family+ account must be maintained
Date of Cash Reward rebate
1 to 30 April 2024 March 2024 On or before 31 May 2024 June, July and August 2024 On or before 31 December 2024
1 to 31 May 2024 April 2024 On or before 30 June 2024 July, August and September 2024
1 to 30 June 2024 May 2024 On or before 31 July 2024 August, September and October 2024
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Open Family+ account to enjoy
USD Time Deposit Preferential Rate
Open a Family+ account to enjoy USD Time Deposit Preferential Rate#
New Prestige Banking Customer with Family+ account can enjoy a preferential interest rate by placing the designated USD Time Deposit with Eligible New Fund Balance via Phone Banking or branch.
#Terms and Conditions apply. For details, please contact our branch staff.
Other Time Deposit Offer
Join Prestige Banking to enjoy Time Deposit Preferential Interest Rate*.
*Eligible Customers can enjoy preferential interest rate by placing a time deposit with Eligible New Fund Balance via online banking (including Hang Seng Personal e-Banking and Hang Seng Mobile App), branch or Phone Banking. Terms and Conditions apply. For details, please visit hangseng.com/depositspromo5.
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Family+ Account
Under a Prestige main account, a customer can open one or more Family+ accounts10 with self-defined account names to easily categorize personal and family members’ finances in different pot. You can also allocate deposit, foreign currencies and investment products, to match the different objectives of each account, to achieve your wealth goals. family-account-img
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Family Relationship Manager
Not only will your dedicated Family Relationship Manager take care of your family's financial needs, but also provide professional insight to help you make the best wealth management decisions.
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Family Privileges
Family+ account customers are entitled to privileges at PolyVision Eyecare Centres
Details Offer
Any Purchase HKD100 off
Purchase of optical products
(including spectacles and sunglasses)
20% off

Prestige customer can enjoy more privileges, please click hereherehere to learn more.
Terms and conditions apply. Please refer to PolyVision Terms and Conditions.
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Investment Products Offers
Subscription of Relevant Investment Products to enjoy up to HKD10,000 cash rewards12
  • New Prestige customers who have successfully subscribed for Relevant Investment Products with designated accumulated investment amount will be entitled to cash reward below:
Relevant Investment Products Accumulated Investment Amount (HKD or equivalent) Cash reward (for every HKD500,000 accumulated investment amount (HKD or equivalent))
Investment Funds, Structured Products and / or Secondary Market Bonds HKD500,000 to less than HKD3,000,00
HKD500
HKD3,000,000 or above
HKD600
(Maximum: HKD6,000)
MaxiInterest Investment Deposit, Certificate of Deposit Product and/or Capital Protected Investment Deposit Every HKD500,000
HKD400
(maximum: HKD4,000)
Fund Subscription Fee Offer
  • Customers who newly open an Investment Fund account can enjoy the 0% Fund Subscription Fee Offer13.
  • Other existing Investment Fund customers can enjoy the below fund subscription fee offer14
Bond Funds Other Funds Index Funds
Net 1.8% Subscription Fee via any channels Net 2.3% Subscription Fee via any channels Net 1% Subscription Fee via online channels

Transfer-in Investment Fund Units Offer15
  • Prestige Banking customers who successfully transfer-in eligible investment fund units to the Bank with designated accumulated investment amount can enjoy an unlimited cash reward!
Accumulated amount of the eligible transferred-in investment fund units (HKD or equivalent) Cash reward (for every HKD100,000 accumulated transferred-in investment fund amount (HKD or equivalent))
HKD200,000 to less than HKD500,000 HKD300
HKD500,000 or above HKD400
(no upper limit for cash reward)


Online Investment Services Subscription Offer16
  • Enjoy HKD100 cash rewards upon completing or subscribing any 2 designated investment products online
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Securities Services
New Securities Customers:
  • Unlimited $0 brokerage trade: for both BUY & SELL trades of HK Stock / A-shares / US Stocks conducts through online trading channels in the first 3 months from account opening date17
Other Securities Offers
  • Eligible existing securities customers can enjoy 3-month $0 brokerage fee for US stocks trading17
  • Enjoy 50% off on US Stock brokerage fee, i.e. USD 0.0075 per share and min. USD 7.5, for any US Securities buy and sell transaction conducted through Invest Express18
  • Enjoy $0 brokerage fee for BUY trades of Exchange Traded Funds ("ETFs") managed by Hang Seng Investment Management Limited and listed on the Stock Exchange of Hong Kong Limited which are conducted through online trading channels19
  • Deposit HK stocks within the designated Deposit Period into your securities account to receive an HKD400 cash reward for every accumulated market value of HKD300,000. A maximum of HKD6,000 cash reward can be earned17
  • IPO handling fee waiver for all IPOs of HK stocks subscribed through Personal e-Banking or Hang Seng Invest Express17
  • 1 year handling fee waiver for setup new Hang Seng Monthly Investment Plan for Stocks through Personal e-Banking17
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Personal Wellness and Beauty Privileges
Wellness Services
  • NYMG: Complimentary NY Myofascial Release Therapy (PiezoWave) (value at HKD2,050)
  • Hair Forest: Complimentary AI Hair & Scalp Analysis and POWER Hair Growth Treatment (choose 1 out of 4) (valued at HKD4,400)
    Treatments available: Scalp Conditioning, Scalp Rejuvenation Treatment, Follicle Detoxifying Treatment, Scalp Renew Hair Treatment
  • EC Dental Care: Professional Scaling and Full Mouth Dental X-Rays with HKD500 (original price: HKD1,290)
    Add-on: 2 persons family plan with HKD990, 3 persons family plan with HKD1,450, and $480 for each direct family member thereafter (maximum 2 persons)
Beauty Services
  • ATO Hair Club: Multi Hair Treatments (choose 3 out of 7) with HKD688 (original price: HKD4,860)
    Treatments available: Keratin Treatment, Hair Straightening Re-Growth· Bleach, Contrast, Full Hair Tinting, Hair Cut & Finish, K18 Peptide Serum
  • ATO Hair Club: Purifica Pro Hair Treatment with HKD888 (original price: HKD5,560)
For appointment and details, please contact your Relationship Manager.
For other Prestige privileges, please visit:hangseng.com/prestige/privilege
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Travel Privileges
Hotel Privileges
Novotel Citygate Hong Kong
  • 20% discount on room reservation
  • Guaranteed late check-out until 4pm on the check-out date

The Silveri Hong Kong-MGallery
  • 20% discount on room reservation
  • Guaranteed late check-out until 4pm on the check-out date
Regal Hotels International
  • 8% discount on applicable Regal, Regala and iclub hotels’ promotional rate
  • 15% discount at restaurants and bars (where applicable) at selected Regal hotels for maximum of 12 persons per booking
For appointment and details, please contact your Relationship Manager.
For other Prestige privileges, please visit: hangseng.com/prestige/privilege
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Education Privileges
Education Services
Crimson Education
  • Enjoy a free 1-hour one-to-one education consultation session for parents of students who have an overseas study plan

Top Schools
  • Enjoy a free one-to-one education consultation session for parents of students who have a study plan in Hong Kong
  • Free Oxford Placement Test
  • 10% discount on consulting packages: customized advice on school selection, application processes and interview preparation

Hotel Privileges
Novotel Citygate Hong Kong
  • Enjoy free scheduled shuttle service to/from AsiaWorld Expo for customers who stay at Novotel Citygate Hong Kong for taking SAT exam during the SAT exam period
For appointment and details, please contact your Relationship Manager.
For other Prestige privileges, please visit: hangseng.com/prestige/privilege
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Pet Privileges
  • Animal Medical Academy Hospital: Pet Health Screening Programme (Sliver) with HKD4,800 (Original price: HKD6,530)
For appointment and details, please contact your Relationship Manager.
For other Prestige privileges, please visit: hangseng.com/prestige/privilege
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Hang Seng Prestige Banking Direct Family Service
You can extend your Prestige status to your family members with our Direct Family Service, allowing them to enjoy diversified financial services and exclusive privileges together.

We offer Hang Seng Prestige Banking Direct Family Service for your parents, spouse/partner and children*. When they open/upgrade to Prestige Banking, we will offer them below balance fee waiver. They can enjoy exclusive privileges and services without meeting the Total Relationship Balance requirement. Please check with your Relationship Manager for details.
* This offer is only applicable to your children aged 18 to 28, until their 29th birthday.
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Wellness Privileges24
Upgrade to Hang Seng Olive Wellness App VIP Silver member to enjoy exclusive privileges, wellness information and service discount:
  • Successfully upgrade to VIP Silver member to enjoy a HKD20 Maxim’s e-Gift Voucher
  • Enjoy an up to 10X extra +FUN Dollars /yuu points upon successful application for designated insurance plan
You can login to Hang Seng Personal Banking mobile app and enter to Hang Seng Olive redirection page via Insurance "My Insurance", then follow the instructions to upgrade automatically to VIP Silver member.

Terms and Conditions apply. Unless specified, the promotion period is until 30 June 2024.
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Birthday Privileges
Prestige customers can enjoy the below complimentary privileges(s) within your birthday month (Choose one out of two):


1
i

YOUNG AESTHETICS: Red Touch Collagen-boosting facial treatment

Value at:HKD5,600



i

Swissline: Signature Facial Treatment (choose 1 out of 3) and Signature Product 3-piece Experience Kit

Value at:HKD3,135
Available treatments: 360° Triple Collagen Facial Treatment, Intense Hydration Skin Revitalizing Treatment and Firming Moisturizing Facial Treatment

or



2
i

ATO Hair Club:Japanese Style Hair Cut & Finish and Professional Scalp Analysis3

Value at:HKD740



For appointment and details, please contact your Relationship Manager.

For other Prestige privileges, please visit: hangseng.com/prestige/privilege

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Hang Seng Prestige World Mastercard®^25 Rewards and Privileges
Enjoy a series of unsurpassed privileges upon successful application:
  • Up to $600 +FUN Dollars Welcome Offers and perpetual annual fee waiver
  • Travel the World
    A world of remarkable travel privileges:
    • worldwide airport lounge privilege
    • airport limousine service
    • global travel medical protection
  • Privileges from Mastercard PricelessTM like no other
    Enjoy a selection of exclusive premium experiences from time to time upon your registration at Hang Seng Prestige World Mastercard Priceless website.
24-hour Hang Seng Prestige World Mastercard® Customer Service Hotline:
2998 8111
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Complimentary e-magazine
of CAPITAL and JESSICA
As a Prestige customer, you can enjoy complimentary digital copy of CAPITAL and JESSICA for year 2022/2023.

To redeem the digital copy of the above complimentary magazines, you are required to download and install "SCMag" mobile application and register with the designated activation code. You can speak to your Relationship Manager or call Prestige 24-hour manned hotline (852) 2998 9188 for the activation code.
For details of the mobile application user guide, account registration process and magazines’ redemption information, please check here.
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Insurance Plans Offers
Life Insurance Plan Application Offer
  • Enjoy up to 25% premium discount for the first year upon successful application for designated insurance plan20
LegendPower Life Insurance Plan
  • Projected annualised total rate of return of up to 7%^ for potential long-term capital
^The projected annualised total rate of return at the end of Policy Year 70 is up to 7%. It is not guaranteed, for single premium policy in USD and assumes that during the policy term: a) all premiums are paid in full when due; b) no benefit has been paid and no partial surrender8 has been made; c) no policy loan has been taken; d) no policy changes has been made; e) no Policy Value Management Option has been exercised.

For more details of the plan, please visit hangseng.com/legendpower.

Other Life Insurance Plan Offers
  • Premium discount for the first year upon successful application for any designated life insurance plan with the designated amount20
  • Successfully apply eCancerPro Insurance Plan to enjoy cancer protection and a 9-month premium waiver in the first year with promo code "3SGMC9"21
  • Successfully apply eFamilyPro Life Insurance Plan to enjoy life protection and a 9-month premium waiver in the first year with promo code "3SGMF9"21
General Insurance Plan Offers:

Travelsure Protection Plan (Annual Global Cover)

Travelsure Protection Plan (Annual Global Cover) provides on-trip medical coverage. Successfully apply for the Travelsure Protection Plan (Annual Global Cover) with the designated promotion code during the promotional period22 to enjoy:
  • 30% first-year premium discount
  • HKD150 e-Gift voucher
Please call our hotline at (852) 2998 9888 for details and to obtain the dedicated promotion code. For more plan details, please visit hangseng.com/gi.


Travelsure Protection Plan (Annual China Cover)

Travelsure Protection Plan (Annual China Cover) provides on-trip medical coverage. Successfully apply for the Travelsure Protection Plan (Annual China Cover) with the designated promotion code during the promotional period22 to enjoy:
  • 20% first-year premium discount
  • HKD100 e-Gift voucher
Please call our hotline at (852) 2998 9888 for details and to obtain the dedicated promotion code. For more plan details, please visit hangseng.com/gi.


Home Care Plus Home Insurance Plan

Home Care Plus Home Insurance Plan provides home contents coverage. Successfully apply for the Home Care Plus Home Insurance Plan with the designated promotion code during the promotional period22 to enjoy:
  • 20% first-year premium discount
  • HKD400 e-Gift voucher
Please call our hotline at (852) 2998 9888 for details and to obtain the dedicated promotion code. For more plan details, please visit hangseng.com/gi.
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Regal Hotels
Room Offer Programme
Regal Hotels

Customers can enjoy extra 8% off of prepaid bookings on designated rate plans via Regal Hotels official website by entering the designated promo code[PRESTIGE] at payment page and paying with Hang Seng Credit Cards during the promotion period.

Promotion period: 14 August to 31 December 2023