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Access 12 major currencies and settle transactions directly with just one card, including HKD, USD, CNY, AUD, CAD, CHF, EUR, GBP, JPY, NZD, THB and ZAR. Spend and withdraw cash from Hang Seng and HSBC ATMs locally and globally with no handling fees!
Get a card now to enjoy the exceptional debit card privileges and earn up to HKD13,800 in cash rebates!
Terms and conditions apply.
From 24 May till 25 Sep 2025, Preferred Banking customer can get a 0.5% unlimited cash rebate (the rebate includes the Preferred debit card basic 0.4% cash rebate) when eligible transactions are made and are posted on or before 25 Sep 2025 with the Preferred Multi-Currency Debit Mastercard during the promotion period.
From 1 Jul till 31 Dec 2025, this Promotion Period is divided into two phases:
Phase 1: Transactions that are spent from 1 Jul to 30 Sep 2025, and posted by 15 Oct 2025;
Phase 2: Transactions that are spent from 1 Oct to 31 Dec 2025, and posted by 15 Jan 2026.
Enjoy 15% cash rebate when settling eligible transactions at below designated overseas merchants. Each customer can earn an accumulated cash rebate up to an equivalent of HKD6,600 in foreign currency per phase, and a total cash rebate up to an equivalent of HKD13,200 in foreign currency during the Promotion Period (determined by the record of the foreign currency when the transaction is made). Each customer can enjoy the cash rebate from each of the Designated Merchants once in each phase. No need to register.
| Country | Designated Merchants |
|---|---|
| Japan | Hankyu Department Store and Hanshin Department Store, Daimaru Matsuzakaya Department Stores, Matsumoto Kiyoshi, Don Quijote, Isetan Mitsukoshi, Mitsui Outlet Park Jazz Dream Nagashima and Lotte Duty Free Tokyo Ginza# |
| United Kingdom | Harrods and Bicester Village |
| Italy | Castel Guelfo The Style Outlets |
| Spain | La Roca Village |
| France | La Vallee Village |
| Thailand | Bangkok Emporium# and Paragon Department Stores# |
#Newly added merchants
Terms and conditions apply, please refer to Useful Information below.
From 1 Jul till 31 Dec 2025, this Promotion Period is divided into two phases:
Phase 1: Transactions that are spent from 1 Jul to 30 Sep 2025, and posted by 15 Oct 2025;
Phase 2: Transactions that are spent from 1 Oct to 31 Dec 2025, and posted by 15 Jan 2026.
Enjoy 20% cash rebate when settling eligible transactions at below designated overseas public transportation and car rental merchants. Each customer can earn an accumulated cash rebate up to HKD150 per phase, and a total cash rebate up to HKD300 during the Promotion Period. No need to register.
| Country | Designated Local Merchants |
|---|---|
| Australia | Transport for NSW TrainLink and Translink |
| China | 12306 China Railway, Beijing Subway#, GoByBus and Trans-Island Chinalink |
| Japan | Japan Railway |
| Thailand | Mass Rapid Transit Authority of Thailand |
| United Kingdom | Lothian Buses, Transport for Greater Manchester and Transport for London |
#Newly added merchants
Europcar Car Rental, SIXT, Hertz, Toyota, Budget, ORIX and Rental Cars
Terms and conditions apply, please refer to below Useful Information.
From 1 Jul till 31 Dec 2025, this Promotion Period is divided into two phases:
Phase 1: Transactions that are spent from 1 Jul to 30 Sep 2025, and posted by 15 Oct 2025;
Phase 2: Transactions that are spent from 1 Oct to 31 Dec 2025, and posted by 15 Jan 2026.
Enjoy 20% cash rebate when settling eligible transactions at below designated local merchants. Each customer can earn an accumulated cash rebate up to HKD150 per phase, and a total cash rebate of HKD300 during the Promotion Period. No need to register.
POP MART, Lego and Legoland Discovery Centre, Don Quijote, Matsumotokiyoshi, Emperor Cinema, Broadway Cinema and MCL Cinema
Terms and conditions apply, please refer to Useful Information below.
Only applicable to customers who hold a sole-named Preferred Banking, Prestige Banking or Prestige Private Banking account (including the respective sole-named Family+ account).
If you are aged 12 or above and have a HKID or passport, you can get a supplementary debit card even if you don't have a Hang Seng account. The primary cardholder needs to submit the request for family or friends via Hang Seng Mobile App.
Preferred 24-hour Banking Manned Hotline: (852) 2822 8228
Prestige 24-hour Manned Hotline: (852) 2998 9188
Prestige Private 24-hour Manned Hotline: (852) 2998 8022
24-hour Report Lost Card Hotline: (852) 2836 0838
Foreign currency transactions involve fluctuations in exchange rates. When the transaction amount is debited from your foreign currency account, the account balance is subject to exchange rate risk, which may result in gains or losses. Please ensure there is a sufficient balance of foreign currency in your account; otherwise, we'll convert HKD into the relevant currency to complete the transaction, which may result in a loss for your account.
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