Overseas Transfer

Make a remittance in simple steps

Overview

Planning to remit money overseas to family for studies abroad, investment or necessary expenses? Need to settle an overseas payment?

 

You can send an Overseas Transfer in 16 currencies through Hang Seng Personal e-Banking, your nearest branch or Phone Banking.

Key features

Worldwide transfer services via secured bank-to-bank networks.

Handling fee1 is as low as HKD65 via Personal e-Banking or HKD190 through branch and Phone Banking.

Transfer applications can be submitted via Hang Seng Personal e-Banking, our branches or Phone Banking.

  • Submit your transfer instruction anytime and anywhere via Hang Seng Personal e-Banking
  • Alternatively, our Remittance Smartform gives you another option for submitting transfer applications. Your instruction details will be stored as a QR code on the Smartform automatically. Simply print and sign the form for speedy processing at the branch
How it works
Step 1 / 6
Log on

Log on to Hang Seng Personal e-Banking (Desktop version), go to the main menu and choose “P.P Payment Platform”> “Transfer”> “Overseas Transfer”.
Useful information
Related services
Cross-Border View and Transfer

Transfer funds fee-free among your self-named accounts in Hong Kong and China.

Need more help?
Customer service hotline
Visit our branches
Remark(s)
  1. Handling fees stated here exclude other bank charges (e.g. the charge for transfer instruction containing Chinese characters). Prestige Banking customers enjoy a handling fee waiver, please refer to the Bank’s prevailing tariff for details.
  2. A bank search with Simplified Chinese is only available for transfers to mainland China.
  3. The cut-off time is only applicable Monday through Friday, excluding weekends and public holidays.
  4. Only valid for amount less than JPY80,000,000 or via correspondent bank “Sumitomo Mitsui Bank”. Otherwise, the remittance instructions will be processed on the next business day.
  5. Only valid for amount less than NZD200,000 or via correspondent bank “Bank of New Zealand”. Otherwise, the remittance instructions will be processed on the next business day.
  6. RMB remittance instructions which are submitted / scheduled on Mainland China holidays will be processed on the next business day.
  7. The RMB remittance instructions should be provided with correct account name, account number and CNAPS code (applicable to personal customer or payments processed by CNAPS) or SWIFT BIC code (applicable to payments processed via Cross-border Interbank Payment System (“CIPS”)) of the beneficiary bank and neither currency exchange nor follow-up action from the Bank. Otherwise, instructions will be processed on the next business day.
  8. Only valid for amount less than ZAR40,000. Otherwise, the remittance instructions will be valued on the next business day.
  9. Only valid for amount less than THB100,000 and via correspondent bank “HSBC Bank Bangkok”. Otherwise, the remittance instructions will be valued on the next business day. 
  10. Transfer instructions received by the Bank before the cut-off times as specified by the Bank may not be processed on the same day unless the applicant / remitter submits the transfer instruction on or before 12 noon Monday to Friday via branches or opts for the same-day processing (whereas an extra charge of HKD40 will be levied).