Important Risk Warnings

Investors should note that investment involves risks. The prices of securities fluctuate, sometimes dramatically. The price of a security may move up or down, and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling securities.

Investors should note that investing in different Renminbi-denominated securities and products involves different risks (including but are not limited to currency risk, exchange rate risk, credit risk of issuer / counterparty, interest rate risk, liquidity risk (where appropriate)). The key risks of investing in securities via the Stock Connect Northbound Trading include:

  • Once the respective quota is used up, trading will be affected or will be suspended.
  • Stock Connect Northbound Trading will only operate on days when both markets are open for trading. Investors should take note of the days the Stock Connect Northbound Trading is open for business and decide according to their own risk tolerance whether or not to take on the risk of price fluctuations in securities during the time when Stock Connect Northbound Trading is not trading.
  • When a security is recalled from the scope of eligible securities for trading via Stock Connect Northbound Trading, that security can only be sold but NOT bought.
  • Investors will be exposed to currency risk if conversion of the local currency into RMB is required.

Foreign securities carry additional risks not generally associated with securities in the domestic market. The value or income (if any) of foreign securities may be more volatile and could be adversely affected by changes in many factors. Client assets received or held by the licensed or registered person outside Hong Kong are subject to the applicable laws and regulations of the relevant overseas jurisdiction which may be different from the Securities and Futures Ordinance (Cap.571) and the rules made thereunder. Consequently, such client assets may not enjoy the same protection as that conferred on client assets received or held in Hong Kong.

Investors should note that ETF is different from a typical unit trust and many factors will affect its performance. In general, the market price per ETF unit may be significantly higher or lower than its net asset value per unit due to market demand and supply, liquidity, and scale of trading spread in the secondary market and will fluctuate during the trading day. ETF is different from stocks, investors should read the offering documents of the relevant ETF and understand the features and risks of ETF etc.

Investors should not only base on this material alone to make any investment decision, but should read in detail the relevant risk disclosure statements.



Our securities services
take care of your investing needs at all times

SimplyStock

SimplyStock is designed for young investors who are aged between 18 and 30. With just a monthly fee of HKD30, it helps you to lower the transaction costs and fast travel to your aspirations.
  • Single monthly fee to trade HK stocks, A-shares and US stocks freely
  • $0 brokerage fee for trades up to HKD300,000 (or its equivalent in RMB or USD)
  • No registration is required. No trade, no fee. No hidden platform fees
Visit our website to learn more at: Personal > Investments > Securities > SimplyStock




Hang Seng US stock
trading privilege

Both new and existing securities customers can enjoy the following offers which help you make your investment in US stocks more cost-effective:


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US Stocks Brokerage Fee Half Price Offer1
  • Enjoy 50% off on US Stock brokerage fee, i.e. USD 0.0075 per share and min. USD 7.5, for any US Securities buy and sell transaction conducted through Invest Express from now on


Limited time offers for new and existing securities customers
From 1 April to 30 June 2024, both new and existing securities customers can enjoy the following limited time offers respectively:

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3-month unlimited $0 brokerage fee for trading HK stocks / A-shares / US stocks
  • Enjoy $0 brokerage fee for buy and sell trades of HK stocks / A-shares / US stocks2 which are conducted through our online trading channels3 in the first 3 months starting from the account opening date4


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Up to HKD12,000 cash reward for HK stocks deposit
  • Deposit HK stocks into your securities account within the designated Deposit Period to receive an HKD400 cash reward for every accumulated market value of HKD300,000. A maximum of HKD12,000 cash reward can be earned5


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$0 brokerage fee on buy trades for eligible ETFs
  • Enjoy $0 brokerage fee for BUY trades of Exchange Traded Funds ("ETFs") managed by Hang Seng Investment Management Limited and listed on the Stock Exchange of Hong Kong Limited6 which are conducted through our online trading channels3


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Monthly Investment Plan for Stocks offer
  • First year handling fee waiver for setting up a Monthly Investment Plan for Stocks through Personal e-Banking


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IPO subscription offer
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$0 brokerage fee on buy trades for eligible ETFs
  • Enjoy $0 brokerage fee for BUY trades of Exchange Traded Funds ("ETFs") managed by Hang Seng Investment Management Limited and listed on the Stock Exchange of Hong Kong Limited6 which are conducted through our online trading channels3


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3-month unlimited $0 brokerage fee for trading US stocks
  • Enjoy $0 brokerage fee for buy and sell trades of US stocks conducted through Invest Express for customers who did not have any US stocks transactions in the past 12 months7


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Monthly Investment Plan for Stocks offer
  • First year handling fee waiver for setting up a Monthly Investment Plan for Stocks through Personal e-Banking


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Up to HKD3,600 cash reward
  • Deposit HK stocks into your securities account within the designated Deposit Period to receive an HKD400 cash reward for every accumulated market value of HKD300,000. A maximum of HKD3,600 cash reward can be earned6


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IPO subscription offer



Push notifications for Securities Price Alert
helps you to seize investment opportunities

Set up Securities Price Alert push notification, you can easily keep track of securities price and capture your target price timely for trading, even though the prices of securities fluctuate at any time. There are 4 types of alert options available to cater different investment preferences, which help you to capture investment opportunities.

You can log on Hang Seng Mobile App to enable push notifications and set up securities price alert, assisting you in timely response to achieve your goals!


Invest smartly at your fingertips
Hang Seng Personal Mobile App Search keyword is Hang Seng Personal Mobile App
Download Hang Seng Personal Mobile App on App Store Download Hang Seng Personal Mobile App on Google Play
Hang Seng Personal Mobile App Search keyword is Hang Seng Personal Mobile App
Download Hang Seng Personal Mobile App on App Store Download Hang Seng Personal Mobile App on Google Play
Hang Seng Personal Mobile App Search keyword is Hang Seng Personal Mobile App
Download Hang Seng Personal Mobile App on App Store Download Hang Seng Personal Mobile App on Google Play
Hang Seng Invest Express stock trading app Search keyword is Hang Seng Invest Express
Download Invest Express on App Store Download Invest Express on Google Play
Hang Seng Invest Express stock trading app Search keyword is Hang Seng Invest Express
Download Invest Express on App Store Download Invest Express on Google Play
Hang Seng Invest Express stock trading app Search keyword is Hang Seng Invest Express
Download Invest Express on App Store Download Invest Express on Google Play
Customer Enquiries: 2998 9898


  • Android, Google Play and the Google Play logo are trademarks of Google LLC.
  • Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the US and other countries. App Store is a service mark of Apple Inc.

  1. The promotion period of US Stocks Brokerage Fee Half Price Offer is from 1 December 2023 to 30 June 2024.
  2. $0 brokerage fee is applicable to all transactions of HK stocks or Stock Connect Securities. No minimum transaction amount is required for each transaction. “Stock Connect Securities” refer to A-shares/Exchange Traded Funds (ETFs) listed on the Shanghai Stock Exchange and/or Shenzhen Stock Exchange and eligible for Shanghai-Hong Kong Stock Connect Northbound Trading/Shenzhen-Hong Kong Stock Connect Northbound Trading. US stocks trading is applicable to Invest Express only.
  3. Details about the security for trading securities online.
  4. All the account holders of the new securities account must not hold any securities account (personal/ joint) with the Bank within a period of 6 months preceding the account opening date.
  5. Details about the relevant services charges apply on stocks deposit service or contact our staff. Designated Deposit Period for new securities customers is from account opening date to 31 July 2024 while that for existing securities customers is from 1 April 2024 to 30 June 2024. Please refer to table below for detail about the cash reward of up to HKD12,000:
    Prestige Private Prestige Banking Preferred Banking or other Integrated Accounts
    New securities customers HKD12,000 HKD6,000 HKD3,600
    Existing securities customers HKD3,600
  6. The promotion period for $0 brokerage fee on BUY trades for eligible ETFs is from 1 March 2024 to 31 December 2024. This offer is only applicable to ETFs managed by Hang Seng Investment Management Limited and listed on the Stock Exchange of Hong Kong Limited. To learn more about the eligible ETFs, please visit website of Hang Seng Investment Management Limited www.hangsenginvestment.com > Our Products > Exchange Traded Funds (ETF). This offer is provided by Hang Seng Bank Limited. However, please note that the eligible ETFs are managed by Hang Seng Investment Management Limited (a wholly-owned subsidiary of Hang Seng Bank Limited) and the relevant eligible ETFs’ trustee, index provider, the participating dealers, market makers and any other service providers (as applicable) may include members of the HSBC Group. Please refer to the Hong Kong offering document of the eligible ETFs for details including any potential conflicts of interest in respect of those ETFs that may arise.
  7. "Past 12 months" refers to 1 April 2023 to 31 March 2024.
  1. The promotion period of US Stocks Brokerage Fee Half Price Offer is from 1 December 2023 to 30 June 2024.
  2. $0 brokerage fee is applicable to all transactions of HK stocks or Stock Connect Securities. No minimum transaction amount is required for each transaction. “Stock Connect Securities” refer to A-shares/Exchange Traded Funds (ETFs) listed on the Shanghai Stock Exchange and/or Shenzhen Stock Exchange and eligible for Shanghai-Hong Kong Stock Connect Northbound Trading/Shenzhen-Hong Kong Stock Connect Northbound Trading. US stocks trading is applicable to Invest Express only.
  3. For details about the security for trading securities online, please visit our website: Investments > Other Related Services > Security for Trading Securities and Other Investment Products Online.
  4. All the account holders of the new securities account must not hold any securities account (personal/ joint) with the Bank within a period of 6 months preceding the account opening date.
  5. Details about the relevant services charges apply on stocks deposit service or contact our staff. Designated Deposit Period for new securities customers is from account opening date to 31 July 2024 while that for existing securities customers is from 1 April 2024 to 30 June 2024. Please refer to table below for detail about the cash reward of up to HKD12,000:
    Prestige Private Prestige Banking Preferred Banking or other Integrated Accounts
    New securities customers HKD12,000 HKD6,000 HKD3,600
    Existing securities customers HKD3,600
  6. The promotion period for $0 brokerage fee on BUY trades for eligible ETFs is from 1 March 2024 to 31 December 2024. This offer is only applicable to ETFs managed by Hang Seng Investment Management Limited and listed on the Stock Exchange of Hong Kong Limited. To learn more about the eligible ETFs, please visit website of Hang Seng Investment Management Limited www.hangsenginvestment.com > Our Products > Exchange Traded Funds (ETF). This offer is provided by Hang Seng Bank Limited. However, please note that the eligible ETFs are managed by Hang Seng Investment Management Limited (a wholly-owned subsidiary of Hang Seng Bank Limited) and the relevant eligible ETFs’ trustee, index provider, the participating dealers, market makers and any other service providers (as applicable) may include members of the HSBC Group. Please refer to the Hong Kong offering document of the eligible ETFs for details including any potential conflicts of interest in respect of those ETFs that may arise.
  7. "Past 12 months" refers to 1 April 2023 to 31 March 2024.
  1. The promotion period of US Stocks Brokerage Fee Half Price Offer is from 1 December 2023 to 30 June 2024.
  2. $0 brokerage fee is applicable to all transactions of HK stocks or Stock Connect Securities. No minimum transaction amount is required for each transaction. “Stock Connect Securities” refer to A-shares/Exchange Traded Funds (ETFs) listed on the Shanghai Stock Exchange and/or Shenzhen Stock Exchange and eligible for Shanghai-Hong Kong Stock Connect Northbound Trading/Shenzhen-Hong Kong Stock Connect Northbound Trading. US stocks trading is applicable to Invest Express only.
  3. Details about the security for trading securities online.
  4. All the account holders of the new securities account must not hold any securities account (personal/ joint) with the Bank within a period of 6 months preceding the account opening date.
  5. Details about the relevant services charges apply on stocks deposit service or contact our staff. Designated Deposit Period for new securities customers is from account opening date to 31 July 2024 while that for existing securities customers is from 1 April 2024 to 30 June 2024. Please refer to table below for detail about the cash reward of up to HKD12,000:
    Prestige Private Prestige Banking Preferred Banking or other Integrated Accounts
    New securities customers HKD12,000 HKD6,000 HKD3,600
    Existing securities customers HKD3,600
  6. The promotion period for $0 brokerage fee on BUY trades for eligible ETFs is from 1 March 2024 to 31 December 2024. This offer is only applicable to ETFs managed by Hang Seng Investment Management Limited and listed on the Stock Exchange of Hong Kong Limited. To learn more about the eligible ETFs, please visit website of Hang Seng Investment Management Limited www.hangsenginvestment.com > Our Products > Exchange Traded Funds (ETF). This offer is provided by Hang Seng Bank Limited. However, please note that the eligible ETFs are managed by Hang Seng Investment Management Limited (a wholly-owned subsidiary of Hang Seng Bank Limited) and the relevant eligible ETFs’ trustee, index provider, the participating dealers, market makers and any other service providers (as applicable) may include members of the HSBC Group. Please refer to the Hong Kong offering document of the eligible ETFs for details including any potential conflicts of interest in respect of those ETFs that may arise.
  7. "Past 12 months" refers to 1 April 2023 to 31 March 2024.

Other Important Risk Warnings


RMB Currency Risk
Renminbi ("RMB") is subject to exchange rate risk. Fluctuation in the exchange rate of RMB may result in losses in the event that the customer subsequently converts RMB into another currency (including Hong Kong Dollars). Exchange controls imposed by the relevant authorities may also adversely affect the applicable exchange rate. RMB is currently not freely convertible and conversion of RMB may be subject to certain policy, regulatory requirements and/or restrictions (which are subject to changes from time to time without notice). The actual conversion arrangement will depend on the policy, regulatory requirements and/or restrictions prevailing at the relevant time.


Foreign Exchange Risk
Foreign Exchange Risk involves Exchange Rate Risk. Fluctuations in the exchange rate of a foreign currency may result in gains or losses in the event that the customer converts HKD to foreign currency or vice versa.


Important notes and disclaimer
These promotion materials have not been reviewed by the Securities and Futures Commission in Hong Kong ("SFC"). The information contained herein is for general information and reference purposes only and is not intended to provide professional investment or other advice. It is not intended to form the basis of any investment decision. You should not make any investment decision based solely on the information and services provided herein. Before making any investment decision, you should take into account your own circumstances including but not limited to your financial situation, investment experience and investment objectives, and should understand the nature, terms and risks of the relevant investment product. You should obtain appropriate professional advice where necessary.
These promotion materials are not intended to provide or regard as legal or taxation advice, or investment recommendations

If you are in doubt of the marketing and promotional activities and materials of the Bank, please call customer service enquiry hotline for authentication.