New Fund Time Deposit Offer

Place a Time Deposit with designated amount of Eligible New Fund Balance via Online Banking (including Hang Seng Personal e-Banking and Hang Seng Mobile App), Phone Banking or any branch within transaction time to enjoy the preferential interest rate. You may also enjoy the Online Exclusive Offer via Online Banking in just a few steps!

The above interest rates are indicative as of , are for reference only and subject to revision based on the prevailing market conditions.
Terms and Conditions apply.

Prestige Private: 2998 8022

The above interest rates are indicative as of , are for reference only and subject to revision based on the prevailing market conditions.
Terms and Conditions apply.

Prestige Banking:2998 9188

The above interest rates are indicative as of , are for reference only and subject to revision based on the prevailing market conditions.
Terms and Conditions apply.

Preferred Banking: 2822 8228 | Integrated Account: 2998 8008

Foreign Exchange Time Deposit Offer⁴

You can enjoy time deposit offer by
exchanging designated foreign currencies with at least HKD10,000 or its equivalent
and setting up a 1-week / 1-month time deposit at the same time.

Details ›

FAQs and demonstrations

For calculation method and example of "Eligible New Fund Balance"

Click here for an illustration of placing a New Fund Time Deposit online

To enjoy the New Fund Time Deposit Offer, please place the Time Deposit within transaction time:

Hang Seng Personal e-Banking and Hang Seng Mobile App

Mondays to Fridays : 8am to 7:55pm
Saturdays : 8am to 4:55pm (only applicable to HKD)

Phone Banking

Mondays to Fridays : 9am to 7pm
Saturdays : 9am to 12:55pm

If the Time Deposit is placed outside the transaction time, or on any Sunday, Hong Kong public holiday, holidays of the country or region where the currency is issued, or non-clearing day due to adverse weather condition such as typhoon signal or rainstorm warning, you will not be able to enjoy the above new fund preferential rate offer.

You can fund-in via Remittance or Demand Draft. Please prepare the following information before you start:

Payee details (Name, address and bank account number)
Our bank name: Hang Seng Bank Limited
Our bank address: 83 Des Voeux Road Central, Hong Kong
Our bank code: 024
Our bank SWIFT code: HASEHKHH
Our bank CHIPS no. (For remittance from USA): 010522

The information required from separate banks may be different. For any support, please contact our customer service hotline. And there may be handling fees for these services, please refer to our latest bank tariff guide and reach the relevant settlement banks for any enquiries.

Set up a New Fund Time Deposit online

Place Time Deposit Online Now!
Log on Hang Seng Personal e-Banking >
Account Services >
Time Deposits

Set up a New Fund Time Deposit online

Remarks :

"Eligible New Fund Balance" refers to the incremental balance when comparing the latest deposit balance with the balance of the same currency as of 15 calendar days ago, after deduction of the sum of principal amount which has been entitled to new fund offer of Time Deposit within the last 15 calendar days. The balance of all accounts, including Savings Accounts, Current Accounts and Time Deposits of Hong Kong Dollar and foreign currencies (whether accounts in sole name or joint name), will be counted towards the calculation of "Eligible New Fund Balance". The Bank reserves the right of final decision should there be any dispute in the definition of "Eligible New Fund Balance".
For Hang Seng Personal e-Banking and Hang Seng Mobile App, the transaction time is 8am to 7:55pm, Mondays to Fridays, and 8am to 4:55pm, Saturdays (only applicable to HKD). If the Time Deposit is placed outside the transaction time, or on any Sunday, Hong Kong public holiday, holidays of the country or region where the currency is issued, or non-clearing day due to adverse weather condition such as typhoon signal or rainstorm warning, the customer will not be able to enjoy the above new fund preferential rate offer. If you would like to enjoy the New Fund Time Deposit Offer, please place the related Time Deposit during the transaction time.
For Phone Banking, the transaction time is Monday to Friday 9am to 7pm and Saturday 9am to 12:55pm; Sunday, Hong Kong public holidays and holidays of where the currency is issued would be closed. Please click here for more details on how to reset Phone Banking PIN.

For Phone Banking, the transaction time is Monday to Friday 9am to 7pm and Saturday 9am to 12:55pm; Sunday, Hong Kong public holidays and holidays of where the currency is issued would be closed. Please visit HangSeng.com (Personal > Banking Service > Phone Banking > How to reset PIN) for more details on how to reset Phone Banking PIN.

For Phone Banking, the transaction time is Monday to Friday 9am to 7pm and Saturday 9am to 12:55pm; Sunday, Hong Kong public holidays and holidays of where the currency is issued would be closed. Please visit Hang Seng Bank website > Banking > Branch, Self-service & Phone Banking > Phone Banking > How to reset PIN for more details on how to reset Phone Banking PIN.
Exchange designated currency with designated transaction amount and set up a 1-week / 1-month time deposit at the same time to enjoy this offer. Foreign exchange involves exchange rate risk. Terms and Conditions apply. For offer details, please visit hangseng.com/forexoffer.

Interest is calculated on the following year basis:

Hong Kong Dollar - 365 days (ordinary year) or 366 days (leap year),
Pound Sterling, Thailand Baht and South Africa Rand - 365 days,
Other currencies - 360 days.

RMB Currency risk
Renminbi (“RMB”) is subject to exchange rate risk. Fluctuation in the exchange rate of RMB may result in losses in the event that the customer subsequently converts RMB into another currency (including Hong Kong Dollars). Exchange controls imposed by the relevant authorities may also adversely affect the applicable exchange rate. RMB is currently not freely convertible and conversion of RMB may be subject to certain policy, regulatory requirements and/or restrictions (which are subject to changes from time to time without notice). The actual conversion arrangement will depend on the policy, regulatory requirements and/or restrictions prevailing at the relevant time.

Foreign Currency risk
Foreign Exchange involves Exchange Rate Risk. Fluctuations in the exchange rate of a foreign currency may result in gains or losses in the event that the customer converts HKD to foreign currency or vice versa, and/or in the event that the customer converts a foreign currency time deposit to HKD upon maturity.

New Fund Time Deposit Offer

FAQs and demonstrations

Hang Seng Personal Banking App