Investors should note that all investments involve risks (including the possibility of loss of the capital invested), prices of fund units may go up as well as down and past performance information presented is not indicative of future performance. Investors should read the relevant fund’s offering documents (including the full text of the risk factors stated therein (in particular those associated with investments in emerging markets for funds investing in emerging markets)) in detail before making any investment decision.
Fund(s) marked with "*" below may invest extensively in financial derivative instruments, thus subject to higher volatility as well as higher credit/counterparty and liquidity risks. Investing in these funds will involve a higher risk of loss of all, or substantial part, of the capital invested.
In order to comply with the requirements in relation to investor characterization as set out by the Securities and Futures Commission in Hong Kong (the “SFC”), Hang Seng Bank Limited (the "Bank") only accepts customers who have been characterized by the Bank as having general knowledge of the nature and risks of derivatives to subscribe for fund(s) marked with "@" below.
Fund(s) marked with “^” are Complex Products as defined under the SFC’s Guidelines on Online Distribution and Advisory Platforms and investors should exercise caution in relation to such fund(s).
Fund(s) marked with "~" are not authorised by the SFC and are only made available to Professional Investors as defined under the Securities and Futures Ordinance.
Please enter your proposed weighting percentage or amount for the funds that you would like to choose for your own portfolio analysis with either Morningstar® Portfolio X-Ray™ or Reference Asset Allocation Portfolio before clicking the Morningstar® Portfolio X-Ray™ or Reference Asset Allocation Portfolio button.
Total Allocation (equal to 100.00%):
Total fund weighting does not equal to 100.00%, please refine the fund weighting.
The Reference Asset Allocation Portfolio is hypothetical and for general information and reference only. The Reference Asset Allocation Portfolio is not, and is not intended to be, a solicitation, recommendation, or advice on any investments, types of investments, or asset allocation. There is no guarantee that they can achieve any results or can be used as reference under any market conditions. Figures shown for the Reference Asset Allocation Portfolio are calculated based on historical figures and may not be indicative of future performance. The Reference Asset Allocation Portfolio does not take into account individual customers’ specific investment objectives, investment experience, financial situation, risk tolerance abilities and other needs, etc. Please click here to read the full "Important Statements/Risk Disclosure" in the Asset Allocation Portfolios.
It means the Risk Tolerance Level deduced from the Risk Profiling Questionnaire. Risk Tolerance Level is classified into Zero Risk, Low Risk, Low to Medium Risk, Medium Risk, Medium to High Risk and High Risk. For the detailed description of the respective Risk Tolerance Levels, please refer to the Risk Profiling Questionnaire. In case of Zero Risk, there is no Asset Allocation Portfolio which may be used as a reference.
Portfolio Historical Mean Return (p.a.) is an annualised percentage of returns in US dollars, inclusive of the relevant dividend and interest income.
Portfolio Standard Deviation is calculated as an annualised percentage.
The Best Year Return and the Worst Year Return are rolling annualised returns calculated based on historical returns for each 12-month period from xx/xxx to xx/xxxx.
There are 14 types of asset classes covering all types of funds distributed by the Bank.
In respect of the Reference Asset Allocation Portfolio, there are 8 types of asset classes (i.e. the first 8 asset classes shown under the column headed "Asset Class") and not all types of funds distributed by the Bank are covered. For each asset class not covered, the percentage (%) is shown as "0".
The Difference is calculated by subtracting the "Reference Asset Allocation Portfolio" chosen by you from "Your Portfolio Allocation", and is for general information and reference only.
Bond Funds may invest in a variety of debt securities, including but not limited to, bonds, loans, fixed-rate or floating-rate debt securities.
a) Nothing herein constitutes, or is intended to be, or should be construed as any professional advice or any investment recommendations, or an offer or solicitation to deal in any investments/any types of investments.
b) The performance of your individual investment portfolio depends on the performance of the actual investments chosen by you, the actual market situation and other factors. There is no guarantee that it can be close / similar to the performance of the Reference Asset Allocation Portfolio chosen by you.
c) The relative risk type of individual investments chosen by you to build your investment portfolio may be lower or higher than the Risk Tolerance Level deduced from your Risk Profiling Questionnaire.
d)The above information is not intended to provide and does not constitute any solicitation, investment recommendations, or investment portfolio management service or ongoing portfolio monitoring services, or investment advice in respect of individual investment products.
e)You must make your own assessment of the relevance and adequacy of the above information. You should not only base on the above information alone to make investment decisions. You should carefully consider whether the Reference Asset Allocation Portfolio/any investments or types of investments mentioned herein are suitable for you in view of your own investment objectives, investment experience, financial situation, risk tolerance abilities and other needs etc, and consult independent professional advisers where necessary.
f) All investments involve risks (including the possibility of loss of the capital invested). Prices of investment products may go up as well as down and may even become valueless. Past performance information presented is not indicative of future performance. The risk disclosure statements and the offering documents of the relevant investment products should be read in detail before making any investment decision.
For information which is "Powered By" other fund houses, Morningstar Asia Limited and other information providers (the "Information"), it is being re-transmitted by Hang Seng Bank Limited (the "Bank") in the ordinary course of business to you for general information and reference purposes only. The Bank, its officers, employees and agents did not devise, select, add to, modify or otherwise exercise control over the Information, do not take responsibility for it nor do they endorse the accuracy of such information.
The returns are denominated in relevant fund currency (which may be foreign currency). US/HK dollar-based investors may therefore be exposed to fluctuations in the US/HK dollar/foreign currency exchange rate.
The fund(s) mentioned above has been authorized by the Securities and Futures Commission in Hong Kong (the "SFC"). SFC authorization is not a recommendation or endorsement of a fund nor does it guarantee the commercial merits of a fund or its performance. It does not mean the fund is suitable for all investors nor is it an endorsement of its suitability for any particular investor or class of investors.