MIP Analytical Tools

IMPORTANT RISK WARNINGS / NOTES

Investors should note that all investments involve risks (including the possibility of loss of the capital invested), prices of fund units may go up as well as down and past performance information presented is not indicative of future performance. Investors should read the relevant fund’s offering documents (including the full text of the risk factors stated therein (in particular those associated with investments in emerging markets for funds investing in emerging markets)) in detail before making any investment decision.
Fund(s) marked with "*" below may invest extensively in financial derivative instruments, thus subject to higher volatility as well as higher credit/counterparty and liquidity risks. Investing in these funds will involve a higher risk of loss of all, or substantial part, of the capital invested.
In order to comply with the requirement in relation to investor characterization as set out by the Securities and Futures Commission in Hong Kong, Hang Seng Bank Limited (the "Bank") only accepts customers who have been characterized by the Bank as having general knowledge of the nature and risks of derivatives to subscribe for fund(s) marked with "^@" below.

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MONTHLY INVESTMENT PLAN FOR FUNDS

Dollar Cost Averaging & Charting

With Hang Seng Monthly Investment Plan, you regularly contribute a fixed amount and benefit from the "Dollar Cost Averaging" effect. When the market goes down and the fund price is low, you can buy more units. On the contrary, you will buy fewer when the price is high. In the long run, you may benefit from a lower average cost of the same number of units.

You can try to work out a comparison for a fund. Example of how the 'Dollar Cost Averaging' can lower your average investment cost.

Select Fund Name

Select Time Period

Specify the month and year

From

Input the number of monthly payments invested

(The value should be from 1 to 24)

Enter monthly investment amount

(Assume the lowest investment amount is HKD 1,000)

HKD

Fund Name

Dollar Cost Averaging
Chart

Subscription Date

Monthly Investment (HKD)

Units Purchased ^

Explanation:

Average market price per unit:

Average price at cost per unit:

^The number of Units Purchased as shown here is for reference only. Where a fund is denominated in a foreign currency, the Monthly Investment (HKD) will be converted into the base currency of the fund using the then prevailing exchange rate on the relevant Subscription Date as determined by the Bank, in calculating the number of Units Purchased.

For information which is "Powered By" other fund houses, Morningstar Asia Limited and other information providers (the "Information"), it is being re-transmitted by Hang Seng Bank Limited (the "Bank") in the ordinary course of business to you for information and reference purposes only. The Bank, its officers, employees and agents did not devise, select, add to, modify or otherwise exercise control over the Information.

For funds with more than one Dealing Session per day, the returns are calculated based on fund price in the Afternoon Dealing Session. The returns are denominated in relevant fund currency (which may be foreign currency). US/HK dollar-based investors may therefore be exposed to fluctuations in the US/HK dollar/foreign currency exchange rate.

The fund(s) mentioned above has been authorized by the Securities and Futures Commission in Hong Kong (the "SFC"). SFC authorization is not a recommendation or endorsement of a fund nor does it guarantee the commercial merits of a fund or its performance. It does not mean the fund is suitable for all investors nor is it an endorsement of its suitability for any particular investor or class of investors.

This webpage has not been reviewed by the SFC.