MIP Analytical Tools

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Investors should note that all investments involve risks (including the possibility of loss of the capital invested), prices of fund units may go up as well as down and past performance information presented is not indicative of future performance. Investors should read carefully and understand the relevant fund’s offering documents (including the fund details and full text of the risk factors stated therein (in particular those associated with investments in emerging markets for funds investing in emerging markets)) before making any investment decision.
Funds below may invest extensively in financial derivative instruments, thus subject to higher volatility as well as higher credit/counterparty and liquidity risks. Investing in these funds will involve a higher risk of loss of all, or substantial part, of the capital invested.
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Fund(s) marked with "^~" are not authorised by the SFC and are only made available to Professional Investors as defined under the Securities and Futures Ordinance.

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Dollar Cost Averaging & Charting

With Hang Seng Monthly Investment Plan, you regularly contribute a fixed amount and benefit from the "Dollar Cost Averaging" effect. When the market goes down and the fund price is low, you can buy more units. On the contrary, you will buy fewer when the price is high. In the long run, you may benefit from a lower average cost of the same number of units.

You can try to work out a comparison for a fund. Example of how the 'Dollar Cost Averaging' can lower your average investment cost.

Select Fund Name

Select Time Period

Specify the month and year

From

Input the number of monthly payments invested

(The value should be from 1 to 24)

Enter monthly investment amount

(Assume the lowest investment amount is HKD 1,000)

HKD

Fund Name

Dollar Cost Averaging
Chart

Subscription Date

Monthly Investment (HKD)

Units Purchased ^

Explanation:

Average market price per unit:

Average price at cost per unit:

^The number of Units Purchased as shown here is for reference only. Where a fund is denominated in a foreign currency, the Monthly Investment (HKD) will be converted into the base currency of the fund using the then prevailing exchange rate on the relevant Subscription Date as determined by the Bank, in calculating the number of Units Purchased.

For information which is "Powered By" other fund houses, Morningstar Asia Limited and other information providers (the "Information"), it is being re-transmitted by Hang Seng Bank Limited (the "Bank") in the ordinary course of business to you for information and reference purposes only. The Bank, its officers, employees and agents did not devise, select, add to, modify or otherwise exercise control over the Information.

For funds with more than one Dealing Session per day, the returns are calculated based on fund price in the Afternoon Dealing Session. The returns are denominated in relevant fund currency (which may be foreign currency). US/HK dollar-based investors may therefore be exposed to fluctuations in the US/HK dollar/foreign currency exchange rate.

The fund(s) mentioned above has been authorized by the Securities and Futures Commission in Hong Kong (the "SFC"). SFC authorization is not a recommendation or endorsement of a fund nor does it guarantee the commercial merits of a fund or its performance. It does not mean the fund is suitable for all investors nor is it an endorsement of its suitability for any particular investor or class of investors.

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Investors should note that all investments involve risks (including the possibility of loss of the capital invested), prices or value of investment fund units may go up as well as down and past performance information presented is not indicative of future performance. In a worst case scenario, the value may be worth substantially less than the invested amount. Investment may involve substantial market, volatility, liquidity, regulatory and political risks. Funds invested in a limited number of markets, sectors or companies will be subject to higher risk and are more sensitive to price movements.

Investors should read carefully and understand the relevant offering documents of the investment funds (including the fund details and full text of the risk factors stated therein) and the Notice to Customers for Fund Investing before making any investment decision. Investment funds are investment products and some may involve derivatives. Investors should carefully consider their own circumstances whether an investment is suitable for them in view of their own investment objectives, investment experience, preferred investment tenor, financial situation, risk tolerance abilities, tax implications and other needs, etc., and should understand the nature, terms and risks of the investment products. Investors should obtain independent professional advice if they have concerns about their investment.

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Monthly Investment Plan For Funds

Dollar Cost Averaging & Charting