You can choose to invest in various investment funds1 provided by Hang Seng Investment Management Limited and other leading fund houses including different asset classes, markets and risk levels to meet your investment needs, please refer to the Fund List for details.
You can start your Monthly Investment Plan for Funds with monthly investment amount as low as HKD500.
Two payment methods are available for your selection:
*If a customer wishes to choose an HSBC HKD account as the payment account, the customer has to set up a Monthly Investment Plan for Funds in person via a Hang Seng Bank Branch.
**Except Hang Seng Corporate Cards, Hang Seng Commercial Cards, JAL Hang Seng Cards, Hang Seng Renminbi Credit Cards, USD Visa Gold Cards, Hang Seng Spending Cards, e-shopping MasterCard and Private Label Cards, all Hang Seng Credit Cards are eligible for payment of the monthly investment amount. This payment method is only available to customers who invest in subscription fee class (class A units) under a Monthly Investment Plan for Funds.
^Reward Points instead of +FUN Dollars would be applicable for enJoy Visa Platinum Card and enJoy Spending Card.
No minimum investment-holding period and redemption charge. With a switching handling fee of 1%3, you can switch all or part of your accumulated investment in units of one fund to another fund managed by the same fund house and available for investment under a Monthly Investment Plan for Funds at any time.
The applicable subscription fee may vary depending on the fund type, monthly investment amount and relevant offer terms and conditions.4
You can apply to set up or amend your Monthly Investment Plan for Funds anytime, anywhere via Hang Seng Personal eBanking.
1)Only Class A units of the funds offered on Fund SuperMart for Monthly Investment Plan for Funds are available for subscription. Please refer to the risk factors and other details stated in the offering documents and marketing materials of the relevant funds.
2)The minimum amount of accumulated units for switching is equivalent to HKD20,000.
3)The switching handling fee is charged by the Bank in respect of switching of funds under the same/different fund series. Customers are not required to separately pay the switching fee (if any) charged by the relevant fund.
4)Customers can enjoy the subscription fee offer depending on the fund type as stated above (the “Offer”). Please contact the Bank’s staff for details about the Offer.
Please note that:
a)The Offer cannot be used in conjunction with other fund subscription fee offers of the Bank. The Offer is not applicable to the Bank’s staff.
b)The Bank reserves the right to suspend, vary or discontinue the Offer, and amend its terms and conditions at any time without prior notice. The decision of the Bank on all matters relating to the Offer shall be final and binding on all parties concerned.
5)Index Funds refer to funds categorized as “Index Fund” by fund type. For details please refer to the Monthly Investment Plan Fund List.
6)Bond Funds refer to funds categorized as “Fixed Income” by fund type. For details please refer to the Monthly Investment Plan Fund List.
7)The Bank reserves the right to vary the funds available for investment through a Monthly Investment Plan for Funds at any time without any notice.
8)(a) The Bank will convert the investment amount into the base currency of the fund to be subscribed at such exchange rate or rates as it may determine to be prevailing in the relevant foreign exchange market at the relevant time on the date of fund subscription. (b) The Bank reserves the right to vary the Hang Seng Credit Cards eligible for payment under the Monthly Investment Plan for Funds at any time without further notice. (c) Name(s) of holder(s) of bank account / Hang Seng Credit Card to be debited must be the same as that of the relevant investment fund account; however, if the relevant investment fund account is in joint name, bank account and Hang Seng Credit Card in the sole name of one of the joint account holders can be used for debit purpose. (d) If the Hang Seng Credit Card used is a supplementary card, the +FUN Dollars earned from payment of the monthly investment amount will be credited to the principal card. (e) +FUN Dollars are not transferable and cannot be redeemed for cash. The use of +FUN Dollars is subject to the terms and conditions for the Hang Seng Credit Card Membership Rewards Programme. (f) If the Hang Seng Credit Card used for debit is cancelled or terminated, the customer is required to change the payment method. (g) If (for whatever reason) the Bank cannot debit the designated Hang Seng Credit Card/bank account for the required monthly investment amount for two consecutive months, then the relevant Monthly Investment Plan for Funds will be terminated automatically. (h) For the Bank’s staff, any payment of the monthly investment amount by a Hang Seng Credit Card is not entitled to any +FUN Dollars. (i) Reward Points instead of +FUN Dollars would be applicable for enJoy Visa Platinum Card and enJoy Spending Card. Please visit http://www.hangseng.com/enjoycard for Reward Points details.
9)The redemption proceeds for the fund will be credited to: (a) (for Integrated Account customers) the sub-account under Integrated Account with the Bank which is of a currency that is the same as the base currency of the fund, or (b) (for non-Integrated Account customers) any Hong Kong Dollar Account maintained with the Bank after the Bank has converted the redemption proceeds into Hong Kong dollars at such exchange rate or rates as it may determine to be prevailing in the relevant foreign exchange market at the relevant time.
10)The annual management fee of the relevant fund ranges from 0.5% to 1.75%. Please refer to the relevant fund's offering document for details on other fees and charges for each individual fund.
Other Important Risk Warnings:
For information which is "Powered By" other fund houses, Morningstar Asia Limited and other information providers (the "Information"), it is being re-transmitted by Hang Seng Bank Limited (the "Bank") in the ordinary course of business to you for information and reference purposes only. The Bank, its officers, employees and agents did not devise, select, add to, modify or otherwise exercise control over the Information.
The fund(s) mentioned above has been authorized by the Securities and Futures Commission in Hong Kong (the "SFC"). SFC authorization is not a recommendation or endorsement of a fund nor does it guarantee the commercial merits of a fund or its performance. It does not mean the fund is suitable for all investors nor is it an endorsement of its suitability for any particular investor or class of investors.
This webpage has not been reviewed by the SFC.