Hang Seng Travel Insurance - Terms and Conditions for Enrolment by using Hang Seng Credit Card Cash Dollars

Travel Insurance

Terms and Conditions Relating to Enrolment of Travelsure Protection Plan by Using Hang Seng Credit Card Cash Dollars
1.
Enrolment of Travelsure Protection Plan (“Travelsure”) by using Hang Seng Credit Card Cash Dollars (“Cash Dollars” / “Advance Cash Dollars” ) is only applicable to the holder of any principal credit card issued by Hang Seng Bank Limited (“Credit Card Account”) whose credit card account is valid and in good standing (“Cardholder”), while "Cash Dollars"are not applicable to JAL Hang Seng Card, e-shopping MasterCard and Private Label Card, and "Advance Cash Dollars" are not applicable to Hang Seng Spending Card, Commercial Card, Business Card, Corporate Card, JAL Hang Seng Card, USD Visa Gold Card, e-shopping MasterCard and Private Label Card.
2.
Only Cash Dollars / Advance Cash Dollars can be used for enrolment of Travelsure. MUJI Dollars, UA Dollars, MegaBox Dollars and enJoy Dollars cannot be used for enrolment of Travelsure.
3.
Combined Cash Dollars / Advance Cash Dollars from different credit card accounts of the Cardholder are not applicable for enrolment of Travelsure.
4.
Enrolment of Travelsure by using Cash Dollars / Advance Cash Dollars will be rejected unless the full premium amount payable by the Cardholder is, and can be, settled by Cash Dollars / Advance Cash Dollars. The required Cash Dollars / Advance Cash Dollars will be deducted from the Cardholder’s designated Credit Card Account. In case of insufficient balance of Cash Dollars / Advance Cash Dollars on the Credit Card Account, the full premium amount payable by the Cardholder will be charged to the Credit Card Account but the extra discount for enrolment of Travelsure by using Cash Dollars / Advance Cash Dollars will not be granted.
5.
Enrolment of Travelsure by using Cash Dollars / Advance Cash Dollars shall be processed online.
6.
Each Hang Seng Credit Cardholder is allowed to advance up to $500 Cash Dollars.
7.
Cash Dollars generated from spending by Cardholders through the use of credit card ($1 Cash Dollar is generated for every HKD250 spending with Hang Seng Credit Card / for every HKD200 spending with Hang Seng enJoy Card under the general circumstances) will be used to repay such Advance Cash Dollars. The Advance Cash Dollars outstanding on that credit card cannot be transferred to repay Advance Cash Dollars outstanding on other credit cards.
8.
For Cardholders who have enrolled Travelsure with Advance Cash Dollars, the Cash Dollars earned from card spending will be used to offset the outstanding advance balance first.
9.
If the Advance Cash Dollars are incurred on or before 30th June this year, such Advance Cash Dollars balance must be fully settled on or before 31st December this year or upon card cancelling (whichever is the earlier). If the Advance Cash Dollars are incurred after 30th June this year, such Advance Cash Dollars balance must be fully settled on or before 31st December of the next year or upon card cancelling (whichever is the earlier). In case Cardholders cannot fully settle the outstanding Advance Cash Dollars balance, the equivalent amount of the total outstanding Advance Cash Dollars balance plus a handling fee (equivalent to such total outstanding Advance Cash Dollars balance or the equivalent amount of $200, whichever is higher) will be posted to Cardholder's credit card account as if it is a Card Transaction as defined in the relevant Cardholder Agreement.
10.
Cash Dollars / Advance Cash Dollars are not transferable.
11.
Once the redemption order is accepted, it cannot be changed, cancelled or refunded.
12.
Use of Cash Dollars is subject to the applicable terms and conditions for Hang Seng Credit Card Membership Rewards Programme/ Spending Card Cash Dollars Rewards. If there is any inconsistency between the terms and conditions for Hang Seng Credit Card Membership Rewards Programme/ Spending Card Cash Dollars Rewards (if applicable) and these Terms and Conditions, the latter shall prevail.
13.
Hang Seng Bank Limited reserves the right to revise these Terms and Conditions from time to time.
14.
All disputes relating to the enrolment of Travelsure by using Cash Dollars / Advance Cash Dollars shall be subject to the final decision of Hang Seng Bank Limited, which shall be binding on the Cardholder.
15.
Unless the context otherwise requires, words importing the singular include the plural and vice versa and words importing a gender include every gender.
16.
The English version of these Terms and Conditions shall prevail whenever there is a discrepancy between the English and Chinese versions.