Investment involves risk (including the possibility of loss of the capital invested). Prices of investment products may go up as well as down and may even become valueless. Past performance information presented is not indicative of future performance. Investors should not only base on this marketing material alone to make any investment decision, but should read in detail the offering documents and the Risk Disclosure Statement of the relevant investment products.

Risk Disclosure of Bonds:
  • Bonds are investment products. The investment decision is yours but you should not invest in a bond unless the intermediary who sells it to you has explained to you that the bond is suitable to you having regard to your financial situation, investment experience and investment objectives. Your intermediary is under a duty to assure that you understand the nature and risks of this product, and that you have sufficient net worth to be able to assume the risks and bear the potential losses of trading in this product.
  • Bonds are not deposits and should not be treated as substitute for conventional time deposits.
  • Investors who purchase bonds are exposed to the credit risk of the issuer and guarantor (if any) of the bonds. There is no assurance of protection against a default by the issuer/guarantor in respect of the repayment obligations. In the worst case scenario, any failure by the issuer and the guarantor (if any) to perform their respective obligations under the bonds may result in a total loss of all of your investment.
  • Before making any investment, investors should i) read and fully understand all the offering documents relating to such securities or investments and all the risk disclosure statements and risk warnings therein; and ii) make investment decisions in light of your own investment objectives, financial position and particular needs and where necessary consult your own professional advisers before investing.
Risk Disclosure of Investment Funds:

Investors should note that all investments involve risks (including the possibility of loss of the capital invested), prices or value of investment fund units may go up as well as down and past performance information presented is not indicative of future performance. Investors should read carefully and understand the relevant offering documents of the investment funds (including the fund details and full text of the risk factors stated therein) and risk disclosure statements of the relevant investment funds before making any investment decision. Investors should carefully consider whether an investment is suitable for them in view of their own investment objectives, investment experience, preferred investment tenor, financial situation, risk tolerance abilities, tax implications and other needs, etc., and should understand the nature, terms and risks of the investment products. Investors should obtain independent professional advice if they have concerns about their investment.

Risk Disclosure of Equity Linked Structured Products:
  • The market value of the Equity Linked Structured Products may fluctuate and investors may sustain a total loss of their investment. Prospective investors should therefore ensure that they understand the nature of the Equity Linked Structured Products and carefully study the risk factors set out in the offering documents for the Equity Linked Structured Products and, where necessary, seek independent professional advice, before they decide whether to invest in equity linked investments. If you purchase the Equity Linked Structured Products, you are relying upon the creditworthiness of the Issuer of Equity Linked Structured Products.
  • Liquidity risk - Equity Linked Structured Products are designed to be held to its maturity. You may not be able to sell your investment in the Equity Linked Structured Products before maturity. If you try to sell the Equity Linked Structured Products before expiry, the amount you receive may be substantially less than the investment amount you paid for the Equity Linked Structured Products.
  • Credit risk of the Equity Linked Structured Products issuer - Equity Linked Structured Products constitute general unsecured and unsubordinated contractual obligations of the issuer. When you buy Equity Linked Structured Products, you will be relying on the creditworthiness of the Equity Linked Structured Products issuer and of no other person. You have no rights under the terms and conditions of Equity Linked Structured Products against any issuer of any linked stock. If the relevant Equity Linked Structured Products issuer becomes insolvent or default on its obligations under the Equity Linked Structured Products, in the worst case scenario, you could lose all of your investment.
  • Not the same as investing in linked stock - Investing in Equity Linked Structured Products is not the same as investing in the linked stock(s). Changes in the market price or level of any linked stock(s) may not lead to a corresponding change in the market value of, or your potential gain or loss under, the Equity Linked Structured Products.
  • Before making any investment, investors should i) read and fully understand all the offering documents relating to such securities or investments and all the risk disclosure statements and risk warnings therein; and ii) make investment decisions in light of your own investment objectives, financial position and particular needs and where necessary consult your own professional advisers before investing.
Upon successfully opening an Investment Fund Account, Eligible customers[1] can enjoy a 0% Fund subscription fee offer. What’s more, you can also get a lucky draw chance to win an iPhone 13 Pro 128GB, by successfully subscribing for designated ESG investment services. Offer details are as below:


0% Fund Subscription Fee Offer

From now till 31 December 2022 (the "Promotion Period"), Eligible Customers[1] who successfully open an Investment Fund Account, can enjoy a 0% Fund subscription fee offer as shown below for up to the designated accumulated subscription amount on their first transaction day within the calendar month of account opening and the subsequent three calendar months.
Subscription channel Designated accumulated subscription amount (or its equivalent) eligible for the offer
Signature customers Branches or online HKD500,000
Prestige Banking customers Branches or online HKD200,000
Preferred Banking customers Online HKD100,000
Terms and Conditionstnc icontnc icon apply to the 0% Fund Subscription Fee Offer.
  1. The offer is only applicable to Signature, Prestige Banking or Preferred Banking customers who newly opened an Investment Fund Account (under the account number suffix of 382) during the Promotion Period.


ESG Investment Subscription Services Lucky Draw

From now till 30 June 2022, you will get a lucky draw chance by successfully subscribing for each of the designated ESG investment service categories, with a maximum total of 3 lucky draw chances, to win an iPhone 13 Pro 128GB [total 10 winners] or a HKD200 foodpanda e-Cash Voucher [total 300 winners].
Designated Service Category
No. of Lucky Draw Entries
ESG Bonds
1 Entry
ESG Investment Funds
1 Entry
ESG-themed Equity Linked Structured Products
1 Entry
iPhone 13 Pro
Terms and Conditionstnc icontnc icon apply to the ESG Investment Subscription Services Lucky Draw.


Investment Fund Services
To suit various investment needs, Hang Seng Bank offers a wide range of investment funds with an online investment threshold of as low as HKD5,000.
Each fund is managed by a professional fund manager. Based on different market conditions, a fund manager and his/her team will use fundamental and technical analysis to try select investments with higher potential, while aligning with the investment goals. They will also adjust the investment fund portfolio according to economic and market trends, in order to manage the risks and in an attempt to generate returns.
Compared with direct subscription of assets like single equity and foreign currency, investment funds maybe better at risk diversification. For example, an equity fund can invest in a variety of stocks of different sectors and backgrounds at the same time. Even when one stock or stocks of a certain category are affected by different factors, the investment funds may still offset the losses with profits gained from other stocks.
It is comparatively difficult for general investors to invest directly in overseas assets, such as bonds issued by foreign governments, foreign stock markets, and commodities like oil and precious metals. By buying the fund that hold such assets, investors have the opportunity to engage in global investment.
Investors can buy or sell investment funds on any dealing day though different channels.


Fund SuperMart is a versatile platform with a simple and clear search engine designed for you to pick the right funds easily.
You may also check out the performance overview below for fund investment ideas.
Top Performing Sectors[2]
Compare the year-to-date performance of various sectors
More details
Top 10 Best-Selling Funds
A list of the top 10 best-selling funds updated on a monthly basis
More details
New Funds Express
Keeping you abreast of the newly launched investment funds
More details
[2] Data on the past performances of the funds are not indicative of similar performances of such funds in the future.


Useful Information and Tools

Explore this new platform that opens up a new investment horizon for you
Experience nowHang Seng Bank Website > Investments > Investments Overview
Experience nowHang Seng Bank Website > Investments > Investments Overview
Daily market videos provide you with the latest market trends and commentaries
Experience nowHang Seng Bank Website > Investments > Market Commentary
Experience nowHang Seng Bank Website > Investments > Market Commentary

Hang Seng
Market Info App

Hang Seng Market Info App

Besides the latest market updates and professional market commentaries, the complimentary Push Notification service allows you to personalize your settings to receive all the market and product information you are interested in whenever you need it.

app storegoogle play
app storegoogle play
app storegoogle play

Hang Seng
Personal Banking App

Hang Seng Personal Banking App

Trade FX investments and get real time quotes of foreign currencies to seize investment opportunities.

app storegoogle play
app storegoogle play

Hang Seng
Personal Banking App

Hang Seng Personal Banking App

Trade FX investments and get real time quotes of foreign currencies to seize investment opportunities.

app storegoogle play
app storegoogle play
Before subscription for our various types of investment products, you can find out more about your risk appetite to better plan your investment ahead by completing or updating your Risk Profiling Questionnaire.
Log on to Hang Seng Personal e-Banking › Investments › Risk Profiling Questionnaire › Update Now
Log on to Hang Seng Personal e-Banking › Investments › Risk Profiling Questionnaire › Update Now