Hang Seng Prestige Account

We can take care of you and your family’s financial needs on all fronts. As the Family CFO, you need to plan for your family’s present and future. Hang Seng Prestige is here to help you achieve stable and generational growth. No matter how your family’s life goals change, you can see them come true effortlessly.

Unless otherwise specified, the promotion period is from 1 October 2023 till 31 December 2023, open a Prestige Banking account together with an Investment Account and fulfil the designated requirements, to enjoy a cash reward worth up to HKD6,0001, USD time deposit interest rate of up to 5.2% p.a.. Opening account at designated branches can also win a Hang Seng God of Wealth Tinbot.

See Terms and Conditions
Fund-in HKD1,000,000 and open an Investment Account to enjoy up to HKD6,000
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USD time deposit interest rate up to 5.2% p.a.
NEW
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Open an account at designated branch and join "God of Wealth lucky draw" to win a Hang Seng God of Wealth Tinbot
Hang Seng God of
Wealth Tinbot
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Rewards worth up to HKD6,000,
USD time deposit interest rate up to 5.2% p.a. and Hang Seng God of Wealth Tinbot
Customer Referral Reward
Customer Referral Reward
Referral
reward up to
HKD10,000 per successful referral

Enjoy referral rewards up to HKD10,000 by referring your family and friends to open designated new account! Click hereherehere to learn more!

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Comprehensive family financial planning service
Family+ Account can help you to categorise your personal and family expense. You can also enroll to Prestige Direct Family Service and refer your family members to become Prestige with monthly fee waiver and served by a Family Relationship Manager.
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Round-the-clock Wealth Service Team
You can contact your dedicated Relationship Manager through multiple channels via Prestige RM Connect, such as WhatsApp, Zoom and Wechat MiniProgram. Our 24-hour Wealth Service Team is here to serve you after your busy day.
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Convenient cross-border support
Prestige cross border team and cross boundary wealth management centre provide you dedicated financial planning services. Your Prestige Banking Account in mainland China can enjoy monthly fee waiver by registering to "Hang Seng Greater China Prestige". You can also check your account and submit transfer instruction between Hang Seng accounts in Hong Kong and mainland China anytime by "Cross-Border View and Transfer".
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A series of lifestyle privileges
Prestige has prepared you a series of healthcare, lifestyle and birthday privileges. With our Prestige World Mastercard® , apart from travel and dining privileges, you can also enjoy Personal Concierge and Buy-2-Get-1-Free buffet offer at the HKJC Happy Valley Racecourse - VIP Box.
More details about Prestige Banking account:
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Mobile Account Opening in 3 steps
New to Hang Seng
Already banking with Hang Seng
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1
Download Hang Seng Personal Banking Mobile
Download and open Hang Seng Personal Banking mobile app, then select "Mobile Account Opening" under Featured quick links at the homepage
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2
Verify your identity
Verify your identity by capturing your HKID as instructed
3
Take a selfie
Take a selfie by following the instructions provided
4
Fill in your personal details
Fill in your personal details needed for Mobile Account Opening
5
Register service
Register for payroll service and apply for credit card (optional)
6
Activate Personal e-Banking service
You can activate Personal e-Banking service right after successfully opening your account
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1
Download Hang Seng Personal Banking mobile
Download and log on to Hang Seng Personal Banking mobile app, select "Account Services" from main menu and then click "Open / Upgrade an Account"
2
Confirmation
Confirm your information
3
Successfully opened a new account
You have successfully opened a new account and can enjoy full banking services right away.

If you are upgrading your existing Integrated Account or Preferred Banking account to Preferred or Prestige Banking, the application will be processed within 2 to 3 working days.
If you are in doubt of our marketing and promotional activities and materials, please call customer service enquiry hotline for authentication.
Enquiry and Trading Hotlines: contact-us


Investment involves risk.
^ To borrow or not to borrow? Borrow only if you can repay!

Notes

  1. The offer includes fulfilling the first HKD1,000,000 "Total Relationship Balance" growth and the designated requirement with Investment Account successfully opened by 31 Jan 2024 to enjoy up to HKD6,000.
  2. The promotion period of "Total Relationship Balance" reward is from 1 October 2023 to 31 December 2023. The offers are only applicable to customers who meet the account opening requirements and have newly opened/upgraded to Integrated Account of Prestige Banking ("Prestige Banking") at the Bank branches or through digital channels or phone banking hotline during the Promotion Period (the "Eligible Customers"). Eligible Customers must have register for Hang Seng Personal e-Banking within one-month after the Promotion Period (i.e. on or before 31 January 2024) and maintain valid e-Banking account before receiving cash rebate, and complete "Risk Profile Questionnaire" or whose "Risk Profile Questionnaire" record is valid as of 31 January 2024. Terms and Conditions apply. Please refer to the enclosed Terms and Conditions for details.
  3. The promotion period is from 1 October 2023 to 31 December 2023. Terms and Conditions apply. Please refer to the Terms and Conditions for Payroll Service Offers for Prestige Banking Account for details.
  4. The Promotion is only applicable to Eligible Customers who successfully receive salary via the sole-named or joint-named newly opened/upgraded Prestige Banking account ("Payroll Account") within the Promotion Period, and fulfil the following requirements ("Eligible Payroll Customers"):
    1. Have no payroll record under any account of the Bank during the period from 1 July 2023 to 30 September 2023; and
    2. Have at least one-month payroll record of HKD30,000 or above in Eligible Customer’s Payroll Account during the period from 1 October 2023 to 29 February 2024 ("Designated Payroll Period"); and the salary must be directly credited to Eligible Customer’s Payroll Account from the employer’s company account via Autopay ("Eligible Payroll Record"). Any salary not credited from the employer’s company account is not considered an Eligible Payroll Record.
  5. Each Eligible Payroll Customer is entitled to the Cash Reward once only.
  6. Eligible Incremental Amount refers to the positive net growth amount of the Eligible Payroll Customer combined total deposit balance of sole-named CNY Savings / Current Deposit Account ("Total CNY Deposit Balance") from 30 September 2023 ("Baseline Date") to 29 February 2024 ("Comparison Date") ("Designated Period"). For Eligible Payroll Customers who did not hold any CNY account with the bank on the Baseline Date, his/ her "Total CNY Deposit Balance" on the Baseline Date will be treated as zero. All the related account deposit balances shall be based on the records of the Bank which shall prevail.
  7. Eligible Customers who newly open/upgrade to Prestige Banking can enjoy first 6-month grace period for fund-in without below balance monthly fee. After the first 6- month grace period, the standard monthly fee for Prestige Banking will be applied if the Total Relationship Balance of the previous month is below HKD1,000,000. If the Total Relationship Balance of previous month is below HKD1,000,000 or HKD500,000, monthly fee for Prestige Banking of HKD40 or HKD340 will be applied respectively. For details of the monthly fee, please check with the Bank’s staff.
  8. Terms and Conditions apply. For details of Family support and Family+ privileges, please visit familyplus.
  9. Each customer is allowed to open up to 8 Family+ Accounts.
  10. Terms and Conditions apply to the lifestyle privileges. For details, please visit privilege.
  11. Terms and conditions apply. Please refer to olivepromo.
  12. The promotion period is until 31 December 2023. Terms and conditions apply. For details, please visit to Hang Seng Bank Website: Cards > Credit Card Products > Prestige World Mastercard.
  13. Promotion period from 1 October 2023 to 29 December 2023. Investment involves risks. Terms and conditions apply to the offer, please enquire the Bank's staff or visit invoffer for details.
  14. The promotion period is from 1 October 2023 to 29 December 2023. Terms and Conditions apply, investment involves risk, please contact our branch staff or visit fundoffer for details.
  15. Eligible customers will be eligible for the 0% Fund Subscription Fee Offer ("0% Fund Subscription Fee Offer") for up to the first HKD200,000 accumulated subscription amount (or its equivalent) on the first transaction day within the first 30 days after opening a new Investment Fund Account under each Prestige Integrated Account or Family+ Account in the promotion period. Eligible customers who successfully open a new Investment Fund Account and subscribe for funds under both Prestige Integrated Account and Family+ Account, can enjoy the 0% Fund Subscription Fee Offer twice. Terms and conditions apply, investment involves risk, please contact our branch staff or visit fundoffer for details.
  16. The promotion period of this offer is from 1 January 2023 to 31 December 2023. Terms and conditions apply, investment involves risk, please contact our branch staff or visit invfund for details.
  17. The promotion period is from 3 January 2023 to 30 December 2023. Terms and Conditions apply, investment involves risk, please contact our branch staff or visit invoffer for details.
  18. The promotion period is from 1 October 2023 to 29 December 2023. Terms and conditions apply to the offer, investment involves risk, please contact our branch staff or visit invoffer for details.
  19. Eligible customers who successfully complete any designated item(s) (collectively the "Designated Item(s)") using their Prestige Integrated Account or Family+ Account and via Hang Seng Personal e-Banking, Hang Seng Personal Mobile App or H A R O Whatsapp (collectively the "Eligible Channels") during the promotion period, can get a lucky draw chance to win a HKD10,000 Apple Store gift card. Only 1 lucky draw chance will be offered upon completion of each Designated Item, and each Prestige Integrated Account or Family+ Account of the eligible customer can be entitled to a maximum of 19 Lucky Draw Entries. Eligible customers who successfully complete all Designated Items under both Prestige Integrated Account and Family+ Account, can get a maximum of 38 Lucky Draw Entries in total. Terms and conditions apply to the offer, investment involves risk, please contact our branch staff or visit invoffer for details.
  20. Promotion period of these Securities Services offers are from 1 October 2023 to 31 December 2023. "New Securities Customers" (including all the account holders of the New Securities Account) means customers who must not hold any securities account (personal/ joint) with the Bank within a period of 6 months preceding the account opening date. Investment involves risks. Terms and Conditions apply to the services and offers. For details, please contact our branch staff or visit invoffer.
  21. The promotion period is from 1 October 2023 to 31 December 2023. Terms and conditions apply. Please note the relevant product risks. For details, please contact our branch staff or visit lifeinsurance for details.
  22. eCancerPro Insurance Plan or eFamilyPro Life Insurance Plan: The promotion period is from 1 October 2023 to 25 November 2023. Terms and Conditions apply. Please note the relevant product and credit risks. For details and to obtain promotion code, please contact us at 2998 8038 or please visit insdiscount. This plan is underwritten by Hang Seng Insurance Company Limited.
  23. The promotion period is from 1 October to 31 December 2023. Terms and conditions apply to promotion offer and insurance plan. Please note the relevant product risks. The above general insurance plan is underwritten by Chubb Insurance Hong Kong Limited. Please call our hotline at (852) 2998 9888 for the details and obtaining dedicated promotion code. For the Terms and Conditions of the promotion offer , please visit promo10.
  24. The promotion period of this offer is from 1 September 2023 to 26 December 2023. Customers who are entitled to this offer will enjoy a reduction of 30% on the sales margin normally charged by the Bank on FX transactions. Other mark-ups applicable to the exchange rate for operational reasons however will not be waived. Designated items include (i) Register "Travel and foreign currency" as a Selected Spending Category with MMPOWER World Mastercard; and (ii) Accumulation of "Travel Spending" with a net spending amount of HKD10,000 or its equivalent with the eligible credit card. If the completion date of a Designated Item is on or before the 26th day of each month, the item will be regarded as a Designated Item completed in that calendar month, otherwise it will be regarded as a Designated Item completed in the next calendar month. Terms and conditions apply. Visit fxoffer for more details.
  25. The promotion period of this offer is from 2 October 2023 to 31 December 2023. To be eligible for the offer, customers are required to exchange designated currencies and set up a 1-week time deposit at the same time with the designated transaction amount. The above interest rate offers are quoted with reference to the interest rates offered by the Bank on 2 October 2023 and are for reference only. The relevant interest rates will be subject to revision based on the prevailing market conditions. Terms and conditions apply. Visit forexoffer for more details.
  26. For a full list of Mobile Account Opening eligibility requirements, please visit Hang Seng Bank Website > Banking > Account Opening > Mobile Account Opening > FAQs.

Terms and Conditions and Remarks

  • Terms and conditions apply to all products / services and offers mentioned in this document. Please visit here.
  • The document by itself is not and should not be considered as an offer, recommendation or solicitation to deal in any of the investment products or services mentioned herein.
  • Terms and conditions apply. Please approach our branch staff for enquiries.
  • Hang Seng Bank Limited (the "Bank") reserves the right to suspend, vary or terminate this promotion and the related offers and to amend their terms and conditions at any time without prior notice. In case of disputes, the decision of the Bank shall be final.
  • The contents of this document have not been reviewed by any regulatory authority in Hong Kong.
  • This material is not intended to provide or regard as legal or taxation advice, or investment recommendations.
  • The promotion is intended for persons in Hong Kong.

Important Notes

Risk Disclosure

Other point(s) to note

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Total Relationship Balance Reward of up to HKD23,5002
Fulfill the designated growth amount for your Total Relationship Balance and register for Hang Seng Personal e-Banking and complete Risk Profile Questionnaire (RPQ) to enjoy:
Designated Total Relationship Balance Growth Amount Amount of Cash Reward
Customers with valid Investment Accounts^* Customers without Investment Accounts^
HKD5,000,000 or above HKD23,500 HKD23,000
HKD3,000,000 - HKD4,999,999 HKD12,000 HKD11,500
HKD1,000,000 - HKD2,999,999 HKD6,000 HKD5,500
HKD100,000 - HKD999,999 HKD500# HKD500#
^Investment Account includes Securities Account (Account suffix 085) and Investment Fund Account (Account suffix 382) only under the Integrated Account.
*Eligible Customers must have activated / be holding Investment Accounts on or before 31 Jan 2024 and the Investment Accounts remain valid until 30 June 2024 in order to enjoy the relevant cash reward.
# Only applicable to existing customers who upgrade to Prestige Banking within promotion period.
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Open an account at any designated branch to win a Hang Seng God of Wealth Tinbot
New customers who open a Prestige account at the below designated branches and join our God of Wealth Lucky Draw will get a sure-win prize of a Hang Seng God of Wealth Tinbot#
Designated Branches Address
Kowloon Main Branch 618 Nathan Road, Mongkok
Causeway Bay Branch 28 Yee Wo Street, Causeway Bay
Tsimshatsui Branch 18 Carnarvon Road, Tsimshatsui
Hong Kong Main Branch 83 Des Voeux Road Central
Hang Seng Cross-boundary Wealth Management Centre B2/F, Hong Kong Main Branch, 83 Des Voeux Road Central
Festival Walk Branch Unit LG2-02A, Festival Walk, 80 Tat Chee Avenue, Kowloon Tong
Tuen Mun Town Plaza Branch Shop 28, Upper G/F, Tuen Mun Town Plaza, Phase II
San Fung Avenue Branch 100 San Fung Avenue, Sheung Shui
#The promotion period is from 27 September 2023 to 30 November 2023, both dates inclusive. Gifts are available on a first-come, first-served basis, while stocks last.
The Campaign is only applicable to participants aged of 18 or above.
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Mobile account opening reward of HKD300
Mobile Account Opening / Upgrade reward
Eligible customers who newly successfully opened/upgraded to Prestige Banking through Hang Seng Personal Banking mobile app#/Hang Seng Personal e-Banking within the promotion period (i.e. on or before December 31, 2023) and fulfill the requirements of the Prestige "Total Relationship Balance" Reward can enjoy HKD300 cash reward.

#Not applicable to Prestige Banking accounts opened via the Branch Assistant Mode with the Hang Seng Personal Banking mobile app.
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Prestige Banking Payroll Service Rewards of up to HKD2,7003
Payroll Reward
Set up payroll service via a newly opened/upgraded Prestige Banking account with at least one-month payroll record during the designated payroll period and fulfil the designated payroll amount4 ("Eligible Payroll Customers") to enjoy up to HKD1,400 cash reward5.
Average Monthly Payroll Amount (HKD)
("Designated Payroll Amount")
Cash Reward (HKD)
$80,000 or above $1,400
$50,000 - below $80,000 $1,000
$30,000 - below $50,000 $600
New Fund Deposit Reward
Eligible Payroll Customers deposit new funds in the designated deposit accounts and meet the requirement of designated deposits incremental amount ("Eligible Incremental Amount6") during the designated period to enjoy up to HKD1,300 cash reward.
Designated Deposit Account Eligible Incremental Amount Cash Reward (HKD)
CNY Savings/ Current Deposit Account CNY200,000 or above $1,300
CNY100,000 to below CNY200,000 $600
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Foreign Currency Time Deposit Offer
1-week time deposit rate up to 13.9% p.a.25
[Highlight] JPY/EUR 1-week time deposit rate up to 6.9% p.a.25
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Foreign Exchange Offer
Complete one of the designated items, and you can enjoy a 30% FX Spread Discount for online currency exchange in the next month24
  • Register "Travel and foreign currency" as a Selected Spending Category with your MMPOWER World Mastercard
  • Accumulate of "Travel Spending" with a net spending amount of HKD10,000 or its equivalent with your eligible credit card
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Other Offer
Your Everyday Banking Reward
As your wealth management partner, we are committed to taking care of your everyday finances in all aspects. Whether it is depositing money, paying bills, or paying merchants, you can complete it in Hang Seng Personal e-Banking or Mobile App with just one click.

During promotion period, complete any designated item to get a chance to share cash reward of up to HKD1 million! Terms and conditions apply to the offer.

Learn more Learn more Learn more
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Below balance service fee waiver
Newly onboard Prestige Banking customers can enjoy the below balance service fee waiver for the first 6 months7
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Time Deposit Offers & HKD Savings Deposit Reward
USD Time Deposit Interest Rate up to 5.2% p.a. #
New Prestige Banking Customer can enjoy a preferential interest rate of 5.2% p.a.# by placing a 3-month or 6-month USD Time Deposit with designated amount of Eligible New Fund Balance via Phone Banking or branch.
#Interest rate is indicative as of 25 September 2023, for reference only. Terms and Conditions apply. For details, please contact our branch staff.
Other Time Deposit Offer
Join Prestige Banking to enjoy Time Deposit Preferential Interest Rate*.
*Eligible Customers can enjoy preferential interest rate by placing a time deposit with Eligible New Fund Balance via online banking (including Hang Seng Personal e-Banking and Hang Seng Mobile App), branch or Phone Banking. Terms and Conditions apply. For details, please visit hangseng.com/depositspromo5.
HKD Savings Deposit Reward up to HKD4,500
New Prestige Banking Customers depositing new funds and meeting the Eligible Deposit^ Requirement during the relevant Deposit Period can enjoy:
Eligible Deposit Requirement Cash Reward
HKD500,000 or above – Below HKD1,000,000 HKD2,000
HKD1,000,000 or above HKD4,500
The relevant Deposit Period according to the month of account opening:
Month of Account Opening Deposit Period
Oct 2023 Nov 2023 – Jan 2024
Nov 2023 Dec 2023 – Feb 2024
Dec 2023 Jan – Mar 2024
^Eligible Deposit is the average daily deposit balance of the Eligible Deposit Accounts during the Deposit Period. In the case of any funds transfer made after 9pm on Mondays to Fridays or 6pm on Saturdays, and cheques deposited after the cut-off time of the Bank, the deposit balance will be updated on the next working day. All the related account deposit balances shall be based on the records of the Bank.
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Family+ account
Exclusive Investment Product Offers
Family+ customers can enjoy our double offers for below designated Investment products.

0% Fund Subscription Fee Offer
Customers who successfully open a new Investment Fund Account under both Prestige Integrated Account and Family+ account and subscribe for funds, can enjoy the 0% Fund Subscription Fee Offer once for each account15.

Online Investment Service Lucky Draw
Customers who successfully complete the designated tasks under both Prestige Integrated Account and Family+ account, can get a maximum of 19 lucky draw chances for each account19.
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Family+ Account
Under a Prestige main account, a customer can open one or more Family+ accounts9 with self-defined account names to easily categorize personal and family members’ finances in different pot. You can also allocate deposit, foreign currencies and investment products, to match the different objectives of each account, to achieve your wealth goals. family-account-img
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Family Relationship Manager
Not only will your dedicated Family Relationship Manager take care of your family's financial needs, but also provide professional insight to help you make the best wealth management decisions.
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Family Privileges
Family+ account customers are entitled to privileges at PolyVision Eyecare Centres
Details Offer
Any Purchase HKD100 off
Purchase of optical products
(including spectacles and sunglasses)
20% off

Prestige customer can enjoy more privileges, please click here to learn more.
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Investment Products Offers
Subscription of Relevant Investment Products to enjoy up to HKD14,000 cash rewards13
  • New Prestige customers who have successfully subscribed for Relevant Investment Products with designated accumulated investment amount will be entitled to cash reward below:
Relevant Investment Products Accumulated Investment Amount (HKD or equivalent) Cash Reward (HKD)
Investment Funds, Structured Products and / or Secondary Market Bonds HKD500,000 to less than HKD1,000,000
HKD500
HKD1,000,000 to less than HKD3,000,000
HKD1,500
HKD3,000,000 to less than HKD5,000,000
HKD5,000
HKD5,000,000 or above
HKD10,000
MaxiInterest Investment Deposit, Certificate of Deposit Product and/or Capital Protected Investment Deposit Every HKD500,000
HKD400
(maximum: HKD4,000)


Fund Subscription Fee Offer
  • Customers who newly open an Investment Fund account under Prestige Integrated Account can enjoy the 0% Fund Subscription Fee Offer. Customers who successfully open another new Investment Fund Account under Family+ Account and subscribe for funds through this account, can enjoy at most 0% Fund Subscription Fee Offer twice15
  • Other existing Investment Fund customers can enjoy the below fund subscription fee offer16
Bond Funds Other Funds Index Funds
Net 1.8% Subscription Fee via any channels Net 2.3% Subscription Fee via any channels Net 1% Subscription Fee via online channels

Transfer-in Investment Fund Units Offer17
  • Prestige Banking customers who successfully transfer-in eligible investment fund units to the Bank with designated accumulated investment amount can enjoy an unlimited cash reward!
Accumulated amount of the eligible transferred-in investment fund units (HKD or equivalent) Cash reward (for every HKD100,000 accumulated transferred-in investment fund amount (HKD or equivalent))
HKD200,000 to less than HKD500,000 HKD300
HKD500,000 or above HKD400
(no upper limit for cash reward)


Online Investment Services Lucky Draw Campaign18
  • Get a lucky draw chance upon completing designated tasks online
  • Each Eligible Customer can get a maximum of 19 lucky draw chances to win a HKD10,000 Apple Store gift card (30 quotas).
  • Customers who successfully complete the designated tasks under both Prestige Integrated Account and Family+ Account, can get a maximum of 19 lucky draw chances for each account.19
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Securities Services20
New Securities Customers:
  • Unlimited $0 brokerage fee: for both buy and sell trades of HK stocks/A-shares/US stocks conduct through online trading channels via online trading channels in first 3 month starting from account opening date
  • Deposit HK stocks into your new securities account to receive an HKD400 cash reward for every accumulated market value of HKD300,000. A maximum of HKD6,000 cash reward can be earned.
Other Securities Offers:
  • Unlimited $0 brokerage for buy and sell trades of US stocks conducted through Invest Express in the first 3 months for new US stock trading customers.
  • IPO handling fee waiver for all IPOs of HK stocks subscribed through the online channels
  • 12 months handling fee waiver for Hang Seng Monthly Investment Plan for Stocks
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Personal Wellness Privileges value of up to HKD31,300
Prestige customers can enjoy free trials of a series of Personal Wellness privileges:
Healthcare
  • Hair Forest - AI Hair & Scalp Analysis + POWER Hair Growth Treatment
    (Choose 1 out of 4) (value at HKD4,440)
    WhatsappWhatsApp this promotion code TJ1027 to (852)6468 9456 for appointment or enquiry
  • NYMG - NY Myofascial Release Therapy (PiezoWave)
    (value at HKD2,050)
    WhatsappWhatsApp this promotion code NYMG-134012 to (852)9744 8732 for appointment or enquiry
Beauty
  • DR REBORN - DISCOVERY PICO Whitening and Rejuvenating Facial Treatment (Choose 1 out of 2)
    (value at HKD24,080)
    WhatsappWhatsApp this promotion code TJ1027 to (852)6313 1120 for appointment or enquiry
  • ATO HAIR CLUB - Japanese Style Hair Cut & Finish and Professional Scalp Analysis
    (value at HKD740)
    WhatsappWhatsApp this promotion code TJ1027 to (852)9017 5803 for appointment or enquiry
For details, please visit hangseng.com/prestige/privilege
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Hang Seng Prestige Banking Direct Family Service
You can extend your Prestige status to your family members with our Direct Family Service, allowing them to enjoy diversified financial services and exclusive privileges together.

We offer Hang Seng Prestige Banking Direct Family Service for your parents, spouse/partner and children*. When they open/upgrade to Prestige Banking, we will offer them below balance fee waiver. They can enjoy exclusive privileges and services without meeting the Total Relationship Balance requirement. Please check with your Relationship Manager for details.
* This offer is only applicable to your children aged 18 to 28, until their 29th birthday.
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Wellness Privilege11
Upgrade to Hang Seng Olive Wellness App VIP Silver member to enjoy exclusive privileges, wellness information and service discount:
  • Successfully upgrade to VIP Silver member to enjoy a HKD20 Maxim’s e-Gift Voucher
  • Enjoy an up to 10X extra +FUN Dollars /yuu points upon successful application for designated insurance plan
You can login to Hang Seng Personal Banking mobile app and enter to Hang Seng Olive redirection page via Insurance "My Insurance", then follow the instructions to upgrade automatically to VIP Silver member.

Terms and Conditions apply. Unless specified, the promotion period is until 31 December 2023.
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Birthday Delights
NYMG
  • Complimentary G5 Muscle Therapy (valued at HKD400)


For details, please visit hangseng.com/prestige/privilege
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Hang Seng Prestige World Mastercard®^12 Rewards and Privileges
Enjoy a series of unsurpassed privileges upon successful application:
  • Up to $600 +FUN Dollars Welcome Offers and perpetual annual fee waiver
  • Travel the World
    A world of remarkable travel privileges:
    • worldwide airport lounge privilege
    • airport limousine service
    • global travel medical protection
  • Privileges from Mastercard PricelessTM like no other
    Enjoy a selection of exclusive premium experiences from time to time upon your registration at Hang Seng Prestige World Mastercard Priceless website.
  • Spending Wow Rewards
    Earn extra +FUN Dollars rebate by accumulating eligible retail spending to a designated amount with your registered card on selected categories.
24-hour Hang Seng Prestige World Mastercard® Customer Service Hotline:
2998 8111

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Complimentary e-magazine
of CAPITAL and JESSICA
As a Prestige customer, you can enjoy complimentary digital copy of CAPITAL and JESSICA for year 2022/2023.

To redeem the digital copy of the above complimentary magazines, you are required to download and install "SCMag" mobile application and register with the designated activation code. You can speak to your Relationship Manager or call Prestige 24-hour manned hotline (852) 2998 9188 for the activation code.
For details of the mobile application user guide, account registration process and magazines’ redemption information, please check here.
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Insurance Plans Offers
IncomePower Life Insurance Plan
  • Non-guaranteed Monthly Income of up to 5% p.a. x 48 years*
Application Offer
  • Enjoy up to 30% premium discount for the first year upon successful application21
*Non-guaranteed Monthly Income is payable on each monthiversary starting from the 25th monthiversary until policy maturity (i.e. 50th monthiversary). The annual total income is projected to be 5% of the Total Premiums Paid, based on the assumptions of a USD policy, single premium payment, and our prevailing projections for investment returns and dividend rates. This is not guaranteed and Hang Seng Insurance Company Limited has the absolute discretion in making such distributions. The future actual benefit may be higher or lower.

For more details of the plan, please visit hangseng.com/incomepower.

Other Life Insurance Plan Offers
  • Premium discount for the first year upon successful application for any designated life insurance plan with the designated amount21
  • Successfully apply eCancerPro Insurance Plan to enjoy cancer protection and a 9-month premium waiver in the first year with promo code "3EGAC9"22
  • Successfully apply eFamilyPro Life Insurance Plan to enjoy life protection and a 9-month premium waiver in the first year with promo code "3EGAF9"22
General Insurance Plan Offers:

Travelsure Protection Plan (Annual Global Cover)

Travelsure Protection Plan (Annual Global Cover) provides on-trip medical coverage. Successfully apply for the Travelsure Protection Plan (Annual Global Cover) with the designated promotion code during the promotional period23 to enjoy:
  • 30% first-year premium discount
  • HKD150 e-Gift voucher
Please call our hotline at (852) 2998 9888 for details and to obtain the dedicated promotion code. For more plan details, please visit .


Travelsure Protection Plan (Annual China Cover)

Travelsure Protection Plan (Annual China Cover) provides on-trip medical coverage. Successfully apply for the Travelsure Protection Plan (Annual China Cover) with the designated promotion code during the promotional period23 to enjoy:
  • 20% first-year premium discount
  • HKD100 e-Gift voucher
Please call our hotline at (852) 2998 9888 for details and to obtain the dedicated promotion code. For more plan details, please visit .


Home Care Plus Home Insurance Plan

Home Care Plus Home Insurance Plan provides home contents coverage. Successfully apply for the Home Care Plus Home Insurance Plan with the designated promotion code during the promotional period23 to enjoy:
  • 20% first-year premium discount
  • HKD400 e-Gift voucher
Please call our hotline at (852) 2998 9888 for details and to obtain the dedicated promotion code. For more plan details, please visit .
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Regal Hotels
Room Offer Programme
Regal Hotels

Customers can enjoy extra 8% off of prepaid bookings on designated rate plans via Regal Hotels official website by entering the designated promo code[PRESTIGE] at payment page and paying with Hang Seng Credit Cards during the promotion period.

Promotion period: 14 August to 31 December 2023