Hang Seng Prestige Banking brings you wealth management services that evolve with time.

We understand that every life stage, every moment is the best time to get prepared for the future. As the financial partner who empowers your world of prestige from your perspective, we select suitable products to formulate investment and retirement plans for you at all times.

From now till 30 September 2022, join Prestige Banking and fulfill the designated requirements, can enjoy up to HKD48,000 reward and privileges1.

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Insurance Offer
Guaranteed Death Benefit of the PhoenixPower Life Insurance Plan can be up to 200%** of the Total Premiums Paid. Successfully apply to enjoy an up to 23% premium discount for the first policy year*7

More insurance plans are available. Please visit the Hang Seng Bank website > Insurance & MPF or call 2198 7838 for details.
* Terms and Conditions apply. Please note the relevant product risks. The PhoenixPower Life Insurance Plan is underwritten by Hang Seng Insurance Company Limited.
** By the 10th Policy Year, the Guaranteed Death Benefit will reach 200% of the Total Premiums Paid.
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Insurance Offer
Guaranteed Death Benefit of the PhoenixPower Life Insurance Plan can be up to 200%** of the Total Premiums Paid. Successfully apply to enjoy an up to 23% premium discount for the first policy year*7

More insurance plans are available. Please visit the Hang Seng Bank website > Insurance & MPF or call 2198 7838 for details.
* Terms and Conditions apply. Please note the relevant product risks. The PhoenixPower Life Insurance Plan is underwritten by Hang Seng Insurance Company Limited.
** By the 10th Policy Year, the Guaranteed Death Benefit will reach 200% of the Total Premiums Paid.
next-generation
Get ready for the next generation

Raising a child cost HKD4 million 16 years ago.
Based on our research#, the cost is HKD6 million for raising a child nowadays due to inflation as times goes by.

#Source from research undertaken by Hang Seng Bank in 2006 and 2022.

retire
Planning for retirement

With an average lifespan of 83+ years, post-retirement can last 20+ years. That is around 1/3 of a lifetime with no income. You’ve got to plan ahead.

#Source from research undertaken by Hang Seng Bank in 2022.

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Prestige RM Connect keeps you connected with Relationship Manager
We know that you are busy everyday taking care of your work, your family and so on. So you may not be able to get your banking matters done right away. In light of your needs, we offer Prestige RM Connect## for you to connect with your designated Relationship Manager via WhatsApp, Zoom, WeChat. Choose the digital channel most suitable for you, to get in touch with the status of your product subscription, the latest market information and various banking service details.
##Prestige RM connect covers a variety of digital communication channels and instant messaging software, such as WhatsApp, Zoom and WeChat.
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Contact our 24-hour Wealth Service Team
Our 24-hour Wealth Service Team is able to reach around the clock via Live Chat or the Prestige Banking hotline. With profound investment and financial knowledge, they can provide you with the latest market analysis and serve you with the trading of funds, bonds and other investment products. Our team will act on your instructions at all times, saving you a branch visit. Just feel free to contact us to manage your finances instantly.
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Tailored wealth management solutions from our 200 strong top-notch financial consultant team
Our best-of-the-breed financial consultant team pools together 200 specialists in various disciplines from investment to foreign exchange and insurance. All of them had received professional training to provide you with in-depth market analysis and advice, along with multi-faceted professional support, to take care of your wealth management needs in a holistic manner.
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Retirement formula for you to plan your retirement protection strategy with precision
We can help you work out the mathematics of your post-retirement living expenses with a retirement formula. In line with your expected living standard, a high-end insurance solution will be structured for you to plan your dream life after retirement.
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Customer Referral Reward
Customer Referral Reward
Referral
reward up to
HKD8,000

Enjoy referral rewards up to HKD8,000 by referring your family and friends to open designated new account! Click here to learn more!

More details about Prestige Banking account:
prestige-tag
Now, new customers can download
the Hang Seng Mobile App,
to easily open an account with a mobile phone16
personal banking
qr-code
Enquiry 2998 8008

Visit Hang Seng Bank Website > Personal > Banking > Prestige Banking now

or call 2998 8008

If you are in doubt of our marketing and promotional activities and materials, please call customer service enquiry hotline for authentication.

^ To borrow or not to borrow? Borrow only if you can repay!

Remarks:

  1. The offer includes “Total Relationship Balance” reward up to HKD22,000 and Family Pack value up to HKD26,000. The promotion period of “Total Relationship Balance” reward is from 1 July 2022 to 30 September 2022. The offers are only applicable to customers who meet the account opening requirements and have newly opened/upgraded to Integrated Account of Prestige Banking (“Prestige Banking”) at the Bank branches or through digital channels (including Hang Seng Personal e-Banking) or phone banking hotline during the Promotion Period (the “Eligible Customers”). Eligible Customers must have register for Hang Seng Personal e-Banking within one-month after the Promotion Period (i.e. on or before 31 October 2022) and maintain valid e-Banking account before receiving cash rebate, and complete “Risk Profile Questionnaire” or whose “Risk Profile Questionnaire” record is valid as of 31 October 2022. Please refer to the enclosed Terms and Conditions for details.
  2. The offer is only applicable to existing customers upgrade to Prestige Banking, fund-in the Total Relationship Balance Growth, meet Total Relationship Balance Growth at HKD100,000 or above and maintain Total Relationship Balance at HKD1,000,000 or above at designated period. Terms and Conditions apply.
  3. The Prestige Banking NFT Lucky Draw Promotion (“Lucky Draw Promotion”) period is from 18 July 2022 to 30 September 2022 ("Lucky Draw Promotion Period"), both dates inclusive (“Promotion Period”). The Lucky Draw Promotion is only applicable to: Existing customers who are holding sole-named or joint-named Prestige Banking and customers who meet the account opening requirements and have newly opened/ upgraded to Prestige Banking at the Bank branches or through digital channels (including Hang Seng Personal Banking mobile app and Hang Seng Personal e-Banking) or phone banking hotline. Eligible Lucky Draw Promotion Customers are required to register in the Designated Website “prestigeoffer” with the Designated Promotion Code: ”NFT”, to be entitled to 1 lucky draw entry. Customers should ensure the English name and the mobile phone number he/she used for registration on the Designated Webpage matches with those of the Bank's records, and the mobile phone number must be with the area code of “+852”. 50 lucky draw winners (“Winners”) will be drawn randomly to get a prize of non-fungible token associated with a digital artwork (“NFT”). NFT will be issued to the Winners in random basis. Terms and Conditions apply. For details, please refer to Prestige Banking welcome offer terms and conditions.
  4. Eligible Customers can enjoy preferential interest rate by placing Time Deposit with Eligible New Fund Balance via branch or Phone Banking. For details, please check with our branch staff.
  5. The promotion period is from 1 July 2022 to 30 September 2022. Terms and Conditions apply. For details, please visit Hang Seng Bank Website: Cards > Credit Card Products > Prestige World Mastercard.
  6. Eligible Customers who newly open/upgrade to Prestige Banking can enjoy first 6-month grace period for fund-in without below balance monthly fee. After the first 6- month grace period, the standard monthly fee for Prestige Banking will be applied if the Total Relationship Balance of the previous month is below HKD1,000,000. If the Total Relationship Balance of previous month is below HKD1,000,000 or HKD500,000, monthly fee for Prestige Banking of HKD40 or HKD340 will be applied respectively. For details of the monthly fee, please check with the Bank’s staff.
  7. The promotion period is from 11 July 2022 to 30 September 2022. Terms and Conditions apply, For details, please contact our branch staff.
  8. The promotion period is from 1 April 2022 to 31 December 2022. Terms and Conditions apply, investment involve risk. For details, please contact our branch staff or visit fundfocusfundoffer.
  9. The promotion period is from 1 March 2022 to 31 December 2022. Terms and Conditions apply, investment involve risk. For details, please contact our branch staff or visit invfundinvoffer.
  10. The promotion period is from 2 July 2022 to 30 September 2022. Terms and Conditions apply, investment involve risk. For details, please contact our branch staff or visit elioffer
  11. The promotion period is from 1 July 2022 to 30 September 2022. Eligible customers who successfully subscribe “Relevant Investment Products” through any channels of the Bank during the promotion period and accumulate the designated investment amount can receive a cash reward of up to HKD6,000. Terms and conditions apply to the offer, investment involves risk. For details, please refer to the terms and conditions of the "Relevant Investment Products" subscription offer.
  12. "Relevant Investment Products" include Investment Funds distributed by the Bank, Equity Linked Structured Products, Secondary Market Bonds and/ or Certificate of Deposit.
  13. $0 brokerage offer for HK stocks/ Stock Connect Securities applies up to the designated aggregated transaction amount for new securities customers and that for Prestige Banking customers is HKD2,000,000 equivalents . For US stocks, the offer applies to the first 30 transactions. New Securities Customers (including all the account holders of the New Securities Account) means customers must not hold any securities account (personal/ joint) with the Bank within a period of 6 months preceding the account opening date. Promotion period of various Securities Services offers are from 1 July 2022 to 31 December 2022. Investment involves risk, Terms and Conditions apply. For details, please contact our branch staff or visit stockoffer.
  14. Terms and Conditions apply to the privileges. For details, please visit privilege.
  15. Terms and conditions apply, details please refer to olivepromo.
  16. For a full list of Mobile Account Opening eligibility requirements, please visit Hang Seng Bank Website > Banking > Account Opening > Mobile Account Opening > FAQs.
Notes:

  • Terms and conditions apply to all products / services and offers mentioned in this document. Please visit here.
  • The document by itself is not and should not be considered as an offer, recommendation or solicitation to deal in any of the investment products or services mentioned herein.
  • Terms and conditions apply. Please approach our branch staff for enquiries.
  • Hang Seng Bank Limited (the “Bank”) reserves the right to suspend, vary or terminate this promotion and the related offers and to amend their terms and conditions at any time without prior notice. In case of disputes, the decision of the Bank shall be final.
  • The contents of this document have not been reviewed by any regulatory authority in Hong Kong.
  • This material is not intended to provide or regard as legal or taxation advice, or investment recommendations.
  • The promotion is intended for persons in Hong Kong.
Risk Disclosure of Investment Funds:

  • Investors should note that all investments involve risks (including the possibility of loss of the capital invested), prices of fund units may go up as well as down and past performance information presented is not indicative of future performance. Investors should read the relevant fund’s offering documents (including the full text of the risk factors stated therein (in particular those associated with investments in emerging markets for funds investing in emerging markets) in detail before making any investment decision. Investors should carefully consider whether an investment is suitable for them in view of their own investment objectives, investment experience, preferred investment tenor, financial situation, risk tolerance abilities, tax implications and other needs, etc., and should understand the nature, terms and risks of the investment products. Investors should obtain independent professional advice if they have concerns about their investment.

Risk Disclosure of Equity Linked Structured Products:

  • Equity Linked Structured Products involve derivatives. The investment decision is yours but you should not invest in an Equity Linked Structured Product unless the intermediary who sells it to you has explained to you that the Equity Linked Structured Product is suitable for you having regard to your financial situation, investment experience and investment objectives. Equity Linked Structured Product is a Complex Product and you should exercise caution in relation to this product. The market value of the Equity Linked Structured Products may fluctuate and investors may sustain a total loss of their investment. Prospective investors should therefore ensure that they understand the nature of the Equity Linked Structured Products and carefully study the risk factors set out in the offering documents for the Equity Linked Structured Products and, where necessary, seek independent professional advice, before they decide whether to invest in equity linked investments. If you purchase the Equity Linked Structured Products, you are relying upon the creditworthiness of the Issuer of Equity Linked Structured Products.
  • Liquidity risk - Equity Linked Structured Products are designed to be held to its maturity. You may not be able to sell your investment in the Equity Linked Structured Products before maturity. If you try to sell the Equity Linked Structured Products before expiry, the amount you receive may be substantially less than the investment amount you paid for the Equity Linked Structured Products.
  • Credit risk of the Equity Linked Structured Products issuer - Equity Linked Structured Products constitute general unsecured and unsubordinated contractual obligations of the issuer. When you buy Equity Linked Structured Products, you will be relying on the creditworthiness of the Equity Linked Structured Products issuer and of no other person. You have no rights under the terms and conditions of Equity Linked Structured Products against any issuer of any linked stock. If the relevant Equity Linked Structured Products issuer becomes insolvent or default on its obligations under the Equity Linked Structured Products, in the worst case scenario, you could lose all of your investment.
  • Not the same as investing in linked stock - Investing in Equity Linked Structured Products is not the same as investing in the linked stock(s). Changes in the market price or level of any linked stock(s) may not lead to a corresponding change in the market value of, or your potential gain or loss under, the Equity Linked Structured Products.
  • Before making any investment, investors should i) read and fully understand all the offering documents relating to such securities or investments and all the risk disclosure statements and risk warnings therein; and ii) make investment decisions in light of your own investment objectives, financial position and particular needs and where necessary consult your own professional advisers before investing.

Important Risk Warning of Bond and Certificate of Deposit Product:

  • Bonds and Certificates of Deposit (CDs) are investment products. The investment decision is yours but you should not invest in a bond/CD unless the intermediary who sells it to you has explained to you that the bond/CD is suitable to you having regard to your financial situation, investment experience and investment objectives. Your intermediary is under a duty to assure that you understand the nature and risks of this product, and that you have sufficient net worth to be able to assume the risks and bear the potential losses of trading in this product.
  • Bonds are not deposits and should not be treated as substitute for conventional time deposits.
  • Certificate of Deposit is not a protected deposit and is not protected by the Deposit Protection Scheme in Hong Kong.
  • Investors who purchase bonds/CDs are exposed to the credit risk of the issuer and guarantor (if any) of the bonds/CDs. There is no assurance of protection against a default by the issuer/guarantor in respect of the repayment obligations. In the worst case scenario, any failure by the issuer and the guarantor (if any) to perform their respective obligations under the bonds/CDs when due may result in a total loss of all of your investment.

Important Risk Warnings in relation to Securities Investment:

  • These promotion materials have not been reviewed by the Securities and Futures Commission in Hong Kong ("SFC"). The information contained herein is for general information and reference purposes only and is not intended to provide professional investment or other advice. It is not intended to form the basis of any investment decision. You should not make any investment decision based solely on the information and services provided herein. Before making any investment decision, you should take into account your own circumstances including but not limited to your financial situation, investment experience and investment objectives, and should understand the nature, terms and risks of the relevant investment product. You should obtain appropriate professional advice where necessary.
  • These promotion materials are not intended to provide or regard as legal or taxation advice, or investment recommendations.
  • Investors should note that investment involves risks and the prices of securities fluctuate, sometimes dramatically. The price of a security may move up or down, and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling securities.
  • Investors should note that investing in different Renminbi-denominated securities and products involves different risks (including but are not limited to currency risk, exchange rate risk, credit risk of issuer / counterparty, interest rate risk, liquidity risk (where appropriate)). The key risks of investing in securities via the Stock Connect Northbound Trading include:
    • Transactions under the Northbound or Southbound Trading of Shanghai-Hong Kong Stock Connect / Shenzhen-Hong Kong Stock Connect will not be covered by the Investor Compensation Fund in Hong Kong.
    • Once the respective quota is used up, trading will be affected or will be suspended.
    • Stock Connect Northbound Trading will only operate on days when both markets are open for trading and when banks in both markets are open on the corresponding settlement days. Investors should take note of the days the Stock Connect Northbound Trading is open for business and decide according to their own risk tolerance whether or not to take on the risk of price fluctuations in securities during the time when Stock Connect Northbound Trading is not trading.
    • When a security is recalled from the scope of eligible securities for trading via Stock Connect Northbound Trading, that security can only be sold but NOT bought.
    • Investors will be exposed to currency risk if conversion of the local currency into RMB is required.
  • Foreign securities carry additional risks not generally associated with securities in the domestic market. The value or income (if any) of foreign securities may be more volatile and could be adversely affected by changes in many factors. Client assets received or held by the licensed or registered person outside Hong Kong are subject to the applicable laws and regulations of the relevant overseas jurisdiction which may be different from the Securities and Futures Ordinance (Cap.571) and the rules made thereunder. Consequently, such client assets may not enjoy the same protection as that conferred on client assets received or held in Hong Kong.
  • Investors should not only base on this material alone to make any investment decision, but should read in detail in the relevant risk disclosure statements.

Important Notes

Risk Profiling Questionnaire:

The Risk Profiling Questionnaire is provided by the Bank and is intended to help the customer understand his/her risk profile and investment needs. The Bank makes no guarantee, representation or warranty and accepts no responsibility or liability as to the accuracy or completeness of the information or recommendation given. The suggestions are derived from information that the customer has provided to the Bank. The suggestions are designed to meet the needs discussed in this test and are in line with the customer’s attitude towards risk. The suggestions are for the customer’s consideration when making his/her own investment decisions. The suggestions are not an offer to sell or a solicitation to buy any financial products and the suggestions should not be considered as investment advice.

Life Insurance Plans:

The above information is intended as a general summary of information for reference only. Please refer to the promotion leaflets/flyers and contracts for the important information such as detailed coverage, exact Terms and Conditions and exclusions of the relevant Life Insurance Plans. Please refer to the product brochures for the relevant product risks. The above Life Insurance Plans are underwritten by Hang Seng Insurance Company Limited. Hang Seng Insurance Company Limited is authorised and regulated by the Insurance Authority of the HKSAR. Hang Seng Bank Limited ("Hang Seng Bank") is an insurance agent authoriszed by Hang Seng Insurance Company Limited and the insurance products are products of Hang Seng Insurance Company Limited but not Hang Seng Bank. In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between Hang Seng Bank and you out of the selling process or processing of the related insurance product transaction, Hang Seng Bank will enter into a Financial Dispute Resolution Scheme process with you; however any dispute over the contractual terms of the insurance products should be resolved between Hang Seng Insurance Company Limited and you directly.

Other point(s) to note

  1. The related local bank account(s) must be the supporting bank deposit account(s) of Pull Money service. For the latest list of supporting banks of Pull Money service, please log on the Hang Seng Personal Banking mobile app > select “Pull Money” > choose “Add other bank’s account” > view the bank list by pressing “Bank name”. The list of supporting banks will be updated from time to time as necessary.
  2. FPS is a real-time payment platform provided by Hong Kong Interbank Clearing Limited and “Pull Money” is based on Faster Payment System (FPS) for operation. Terms and conditions apply. To read the latest Terms and Conditions for Faster Payment System, please refer to Part IX of the Account Rules (Browse Hang Seng Bank website > Banking > Banking Overview > More Banking Services > Useful Information > Terms and Conditions for Non-Integrated Account) or Part XIV of the Integrated Account Terms and Conditions (Browse Hang Seng Bank website > Banking > Banking Overview > More Banking Services > Useful Information > Terms and Conditions for Integrated Account).
  3. The mobile app is free of charge, but normal banking and transaction charges may apply when you conduct transactions via the app. Please refer to the Bank's service charges for details. In addition, customers are responsible for any fees and charges which may be levied by relevant telecommunication service provider from time to time. For any queries on charges for internet access, please contact your mobile network service provider.
  4. The mobile app can be accessed via the network of any local or overseas telecommunications service provider. You can use a 2G, 3G, HSDPA, 4G or Wi-Fi service. However, you must have a mobile internet service plan and handset that can support Internet access. Access to the Internet may also involve set-up procedures on your handset for some fixed IP SIM cards. Please check with your telecommunication service provider for details and up-to-date instructions. The connection speed may vary for different telecommunication service providers, different data usage plans, and different geographical locations. If you experience a slow response when mobile web browsing or during data transmission, please check with your telecommunication service provider. Customers are responsible for any fees and charges which may be levied by relevant telecommunication service provider from time to time. For any queries on charges for internet access, please contact your telecommunication service provider.
  5. Android, Google Play and the Google Play logo are trademarks of Google LLC.
  6. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the US and other countries. App Store is a service mark of Apple Inc.

#

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Total Relationship Balance Reward of up to HKD22,0001
Fulfill the designated growth amount for your Total Relationship Balance and register for Hang Seng Personal e-Banking and complete Risk Profile Questionnaire (RPQ) to enjoy:
Designated Total Relationship Balance Growth Amount Cash Reward
HKD5,000,000 or above HKD22,000
HKD3,000,000 - HKD4,999,999 HKD11,000
HKD1,000,000 - HKD2,999,999 HKD5,000
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Limited Edition NFT
For customers who successfully open/ upgrade to Prestige Banking3 during the Lucky Draw Promotion Period, they are entitled to a lucky draw chance* to win a non-fungible token (NFT) associated with a digital artwork.
no1NFT
nft-pic

This NFT is a joint effort between local artist Chow Lee and Lee Lai Shan, Olympic gold medal-winning windsurfer. A single sail in the roaring ocean embodies the parenting philosophy of the creators: helping children to embrace challenges and adversities bravely as they grow.

no2NFT
nft-pic

Jointly created by local artist Wai Wai and award-winning actress Karena Lam, this colourful composition is filled with hearts of all sizes. It reflects their belief that there is not a one-size-fits-all approach to parenting since every child is unique, and that mental strength and resilience are more important than winning from the start for little ones. Their healthy growth should be underpinned by confidence and correct values, which will in turn help them unlock endless possibilities in life.

no3NFT
nft-pic

Jointly created by local artist Julian Blue, Olympic gold medal-winning windsurfer Lee Lai Shan and famous actress Karena Lam, this NFT portrays a family watching the sunrise on the top of the mountain, revealing the dream life after retirement. The creators believe that we should embark on a new journey with a healthy body and financial stability, so that we can do what we enjoy with our loved ones with an optimistic mindset and a grateful heart.

Learn more about our local artists who created the NFTs
Chow Lee @chowlee
Chow Lee have achieved multiple international and local awards, including The American Communication Arts Illustration Annual, Ten Outstanding Designers Awards, LongYin Review, The 1st Greater China Illustration Awards and more.

Wai Wai @waiwai.sketches
Hong Kong-based illustrator and silhouette artist, born and raised in Yau Ma Tei. In June 2020, her mural painting at 618 Shanghai Street was shortlisted as a finalist for the 2020 World Illustration Awards.

Julian Blue @dear.me.cc
Julian Blue is a Hong Kong-based illustrator, picture book author and muralist. As a former committee member of the Hong Kong Society of Illustrators, she actively promotes the culture and art of illustration locally. Under her brand “Dear me,”, Blue has published eight picture books.
* Customer must register in hangseng.com/prestigeofferprestigeoffer with promotion code “NFT” within the Lucky Draw Promotion to entitle 1 lucky draw entry.
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Upgrade Reward of HKD300
Existing customers upgrade to Prestige can enjoy HKD300 Cash Reward exclusively with Total Relationship growth HKD100,000 or above2
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Time Deposit Preferential Interest Rate
Join Prestige Banking and enjoy Time Deposit Preferential Interest Rate4
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FPS and Online Bill Payment Service Reward of HKD100
Eligible New Prestige Customers can enjoy HKD100 cash reward by completing designated FPS or Online Bill Payment services during designated period#
#The offer is only applicable to new Prestige Banking customers who completes the designated services and requirements for FPS and Online Bill Payment Service in any two months of the first, the second and the third months after the month of account opening month (“designated month”). Terms and Conditions apply. For details, please contact our branch staff or visit camp18.
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Hang Seng Prestige World Mastercard®^5 Rewards
Enjoy a series of unsurpassed privileges upon successful application:
  • Up to $800 Cash Dollars Welcome Offers and perpetual annual fee waiver
  • Buy-1-get-1-free designated dinner menu in world class restaurants
  • Worldwide airport lounge privilege
  • Global airport limousine service
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Below balance service fee waiver
Newly onboard Prestige Banking customers can enjoy the below balance service fee waiver for the first 6 months6
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Investment Products Offers
Open an Investment Fund Account to enjoy 0% subscription fee
Customers who successfully open an Investment Fund Account^, can enjoy a 0% Fund subscription fee offer for the first accumulated HKD200,000 subscription amount on their first transaction day via any channel, within the calendar month of account opening and the subsequent three calendar months8
Transfer-in Investment Fund Units to enjoy unlimited cash rewards
Enjoy HKD2,000 Cash Reward for transfer-in eligible investment fund units for the first HKD500,000 cumulative transfer-in amount, and HKD800 Cash Reward for every cumulative transfer-in amount of HKD200,000 after the first HKD500,000, with no cap9
Equity Linked Structured Products Lucky Draw10
Subscribe for Equity Linked Structured Products to get a lucky draw chance to win shares of the Tracker Fund of Hong Kong and/ or SPDR S&P 500 (total 20 winners)
Subscribe Relevant Investment Products11 to enjoy up to HKD6,000 Cash Rewards12
New Prestige customer who successfully subscribe for the Relevant Investment Products through any channels of the Bank during the Promotion Period and accumulate designated investment amount can receive the following cash rewards:
Accumulated Investment Amount (HKD or equivalent) Cash Reward
HKD5,000,000 or above HKD6,000
HKD1,000,000 to less than HKD5,000,000 HKD1,000
^New Investment fund account suffix is 382
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Securities Services13
New Securities Customers:
  • Customer can enjoy $0 brokerage fee for both BUY and SELL trade of HK stock/Stock Connect Securities/US Stock conduct through digital channels in the first 3 months, after opening of new securities account
  • Deposit HK stocks into new securities account to receive a HKD400 Cash Reward for every accumulated market value of HKD300,000. A maximum of HKD6,000 cash reward can be earned
Existing Securities Customers:
  • Deposit HK stocks into new securities account to receive a HKD400 Cash Reward for every accumulated market value of HKD300,000. A maximum of HKD3,600 cash reward can be earned
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Family Privileges value of up to HKD26,000
Prestige customers can enjoy free trials of a series of Family privileges:
Healthcare
  • Hair Forest - AI Hair & Scalp Analysis + POWER Hair Growth Treatment
    (Choose 1 out of 4) (value at HKD4,440)
    WhatsappWhatsApp this promotion code TJ1027 to 6468 9456 for appointment or enquiry
  • NYMG - NY Myofascial Release Therapy (PiezoWave)
    (value at HKD2,050)
    WhatsappWhatsApp this promotion code NYMG-134012 to 6506 0189 for appointment or enquiry
Beauty
  • DR REBORN - DISCOVERY PICO Whitening Treatment and Infusion™ Facial Tightening Treatment
    (value at HKD17,710)
    WhatsappWhatsApp this promotion code TJ1027 to 6313 1120 for appointment or enquiry
  • ATO HAIR CLUB - Japanese Style Hair Cut & Finish and Professional Scalp Analysis
    (value at HKD740)
    WhatsappWhatsApp this promotion code TJ1027 to 9017 5803 for appointment or enquiry
Kids Well-Being
  • NYMG - SEMG Spinal Scan Exam (Kids)
    (value at HKD800)
    WhatsappWhatsApp this promotion code NYMG-134011 to 6506 0189 for appointment or enquiry
  • ATO HAIR CLUB - Japanese style hair cut & finish (Kids)
    (value at HKD420)
    WhatsappWhatsApp this promotion code TJ1027 to 9017 5803 for appointment or enquiry
For details, please visit hangseng.com/prestige/privilege
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Hang Seng Prestige Banking Direct Family Service
Hang Seng Prestige Banking Direct Family Service
We offer Hang Seng Prestige Banking Direct Family Service for your spouse/partner* and children**. When they open/upgrade to Prestige Banking, we will offer them below balance fee waiver. They can enjoy exclusive privileges and services without meeting the Total Relationship Balance requirement. Please check with your Relationship Manager for details.
* This offer is only applicable to the Prestige Banking joint account held by you and your spouse/partner.
** This offer is only applicable to your children aged 18 to 28, until their 29th birthday.
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Exclusive Club Avenue Membership by Lee Gardens
Enjoy complimentary Club Avenue Membership by Lee Gardens, and lots of exclusive welcome offers:
  • 6 Complimentary Passes for Club Avenue Lounge Fong Zone Access
    (1.5 hours each which can be used on Mondays or Wednesdays only and except Public Holidays)
  • 6 Complimentary Coupons for Lee Gardens Area Parking
    (2 hours each which can be used on Mondays or Wednesdays only and except Public Holidays)
  • Over 160 year-round shopping and dining privileges
    Enjoy extra merchant coupons and reward points (total value up to HKD1,400) when upgrade membership to Club Avenue Ruby Card within designated period
For details, please visit hangseng.com/prestige/privilege
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Wellness Privilege15
Upgrade to Hang Seng Olive Wellness App VIP Silver member to enjoy exclusive privileges, wellness information and service discount:
  • A free virtual consultation and basic drug delivery services (if applicable)
  • Enjoy 4,000 Hang Seng Olive Points to convert Cash Dollars and redeem fabulous rewards
  • Enjoy an up to 10X extra Cash Dollars rebate upon successful application for designated insurance plan
  • Enjoy a Hung Fook Tong e-Gift Voucher of HKD50 upon successful application for the QuickReward Endowment Life Insurance Plan (1-Year)*
You can login to Hang Seng Personal Banking mobile app via “Offer of the Month” from Homepage or Insurance overview, then follow the instructions to upgrade automatically to VIP Silver member.

Terms and Conditions apply. Unless specified, the promotion period is 1 July 2022 to 30 September 2022.
*Customers are required to download the latest Hang Seng Olive Wellness App to enjoy the e-Gift Voucher
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Birthday Delights
AMOREPACIFIC: Complimentary Tea Appreciation Experience, beauty gift, and HKD100 shopping discount

For details, please visit hangseng.com/prestige/privilege
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Hang Seng Prestige World Mastercard® Privileges^5
  • Buy-1-get-1-free at world-class restaurants
    Tantalize your taste buds and relish the tipsy sips. Enjoy your exclusive buy-1-get-1-free set dinner menu from a selection of world-class hotels and Michelin-starred restaurants.
  • Privileges from Mastercard PricelessTM like no other
    Enjoy a selection of exclusive culinary experiences from time to time upon your registration at Hang Seng Prestige World Mastercard Priceless website.
  • Spending Wow Rewards
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