Hang Seng Prestige Account
We can take care of you and your family’s financial needs on all fronts. As the Family CFO, you need to plan for your family’s present and future. Hang Seng Prestige is here to help you achieve stable and generational growth. No matter how your family’s life goals change, you can see them come true effortlessly.

Unless otherwise specified, the promotion period is from 1 October 2023 till 31 December 2023, open a Prestige Banking account together with an Investment Account and fulfil the designated requirements, to enjoy a cash reward worth up to HKD6,0001, USD time deposit interest rate of up to 5.2% p.a.. Opening account at designated branches can also win a Hang Seng God of Wealth Tinbot.
See Terms and Conditions
Wealth Tinbot
USD time deposit interest rate up to 5.2% p.a. and Hang Seng God of Wealth Tinbot
your family financial planning and cross border needs





If you are upgrading your existing Integrated Account or Preferred Banking account to Preferred or Prestige Banking, the application will be processed within 2 to 3 working days.

^ To borrow or not to borrow? Borrow only if you can repay!
Notes
- The offer includes fulfilling the first HKD1,000,000 "Total Relationship Balance" growth and the designated requirement with Investment Account successfully opened by 31 Jan 2024 to enjoy up to HKD6,000.
- The promotion period of "Total Relationship Balance" reward is from 1 October 2023 to 31 December 2023. The offers are only applicable to customers who meet the account opening requirements and have newly opened/upgraded to Integrated Account of Prestige Banking ("Prestige Banking") at the Bank branches or through digital channels or phone banking hotline during the Promotion Period (the "Eligible Customers"). Eligible Customers must have register for Hang Seng Personal e-Banking within one-month after the Promotion Period (i.e. on or before 31 January 2024) and maintain valid e-Banking account before receiving cash rebate, and complete "Risk Profile Questionnaire" or whose "Risk Profile Questionnaire" record is valid as of 31 January 2024. Terms and Conditions apply. Please refer to the enclosed Terms and Conditions for details.
- The promotion period is from 1 October 2023 to 31 December 2023. Terms and Conditions apply. Please refer to the Terms and Conditions for Payroll Service Offers for Prestige Banking Account for details.
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The Promotion is only applicable to Eligible Customers who
successfully receive salary via the sole-named or
joint-named newly opened/upgraded Prestige Banking account
("Payroll Account") within the Promotion Period, and fulfil
the following requirements ("Eligible Payroll Customers"):
- Have no payroll record under any account of the Bank during the period from 1 July 2023 to 30 September 2023; and
- Have at least one-month payroll record of HKD30,000 or above in Eligible Customer’s Payroll Account during the period from 1 October 2023 to 29 February 2024 ("Designated Payroll Period"); and the salary must be directly credited to Eligible Customer’s Payroll Account from the employer’s company account via Autopay ("Eligible Payroll Record"). Any salary not credited from the employer’s company account is not considered an Eligible Payroll Record.
- Each Eligible Payroll Customer is entitled to the Cash Reward once only.
- Eligible Incremental Amount refers to the positive net growth amount of the Eligible Payroll Customer combined total deposit balance of sole-named CNY Savings / Current Deposit Account ("Total CNY Deposit Balance") from 30 September 2023 ("Baseline Date") to 29 February 2024 ("Comparison Date") ("Designated Period"). For Eligible Payroll Customers who did not hold any CNY account with the bank on the Baseline Date, his/ her "Total CNY Deposit Balance" on the Baseline Date will be treated as zero. All the related account deposit balances shall be based on the records of the Bank which shall prevail.
- Eligible Customers who newly open/upgrade to Prestige Banking can enjoy first 6-month grace period for fund-in without below balance monthly fee. After the first 6- month grace period, the standard monthly fee for Prestige Banking will be applied if the Total Relationship Balance of the previous month is below HKD1,000,000. If the Total Relationship Balance of previous month is below HKD1,000,000 or HKD500,000, monthly fee for Prestige Banking of HKD40 or HKD340 will be applied respectively. For details of the monthly fee, please check with the Bank’s staff.
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Terms and Conditions apply. For details of Family support
and Family+ privileges, please visit
.
- Each customer is allowed to open up to 8 Family+ Accounts.
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Terms and Conditions apply to the lifestyle privileges. For
details, please visit
.
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Terms and conditions apply. Please refer to
.
- The promotion period is until 31 December 2023. Terms and conditions apply. For details, please visit to Hang Seng Bank Website: Cards > Credit Card Products > Prestige World Mastercard.
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Promotion period from 1 October 2023 to 29 December 2023.
Investment involves risks. Terms and conditions apply to the
offer, please enquire the Bank's staff or visit
for details.
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The promotion period is from 1 October 2023 to 29 December 2023. Terms and Conditions apply, investment involves risk, please contact our branch staff or visit
for details.
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Eligible customers will be eligible for the 0% Fund Subscription Fee Offer ("0% Fund Subscription Fee Offer") for up to the first HKD200,000 accumulated subscription amount (or its equivalent) on the first transaction day within the first 30 days after opening a new Investment Fund Account under each Prestige Integrated Account or Family+ Account in the promotion period. Eligible customers who successfully open a new Investment Fund Account and subscribe for funds under both Prestige Integrated Account and Family+ Account, can enjoy the 0% Fund Subscription Fee Offer twice. Terms and conditions apply, investment involves risk, please contact our branch staff or visit
for details.
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The promotion period of this offer is from 1 January 2023 to 31 December 2023. Terms and conditions apply, investment involves risk, please contact our branch staff or visit
for details.
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The promotion period is from 3 January 2023 to 30 December
2023. Terms and Conditions apply, investment involves risk,
please contact our branch staff or visit
for details.
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The promotion period is from 1 October 2023 to 29 December 2023. Terms and conditions apply to the offer, investment involves risk, please contact our branch staff or visit
for details.
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Eligible customers who successfully complete any designated item(s) (collectively the "Designated Item(s)") using their Prestige Integrated Account or Family+ Account and via Hang Seng Personal e-Banking, Hang Seng Personal Mobile App or H A R O Whatsapp (collectively the "Eligible Channels") during the promotion period, can get a lucky draw chance to win a HKD10,000 Apple Store gift card. Only 1 lucky draw chance will be offered upon completion of each Designated Item, and each Prestige Integrated Account or Family+ Account of the eligible customer can be entitled to a maximum of 19 Lucky Draw Entries. Eligible customers who successfully complete all Designated Items under both Prestige Integrated Account and Family+ Account, can get a maximum of 38 Lucky Draw Entries in total. Terms and conditions apply to the offer, investment involves risk, please contact our branch staff or visit
for details.
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Promotion period of these Securities Services offers are
from 1 October 2023 to 31 December 2023. "New Securities
Customers" (including all the account holders of the New
Securities Account) means customers who must not hold any
securities account (personal/ joint) with the Bank within a
period of 6 months preceding the account opening date.
Investment involves risks. Terms and Conditions apply to the
services and offers. For details, please contact our branch
staff or visit
.
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The promotion period is from 1 October 2023 to 31 December 2023. Terms and conditions apply. Please note the relevant
product risks. For details, please contact our branch staff
or visit
for details.
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eCancerPro Insurance Plan or eFamilyPro Life Insurance Plan:
The promotion period is from 1 October 2023 to 25 November 2023. Terms and Conditions apply. Please note the relevant
product and credit risks. For details and to obtain
promotion code, please contact us at 2998 8038 or please
visit
. This plan is underwritten by Hang Seng Insurance Company Limited.
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The promotion period is from 1 October to 31 December 2023. Terms and conditions apply to promotion offer and insurance plan. Please note the relevant product risks. The above general insurance plan is underwritten by Chubb Insurance Hong Kong Limited. Please call our hotline at (852) 2998 9888 for the details and obtaining dedicated promotion code. For the Terms and Conditions of the promotion offer , please visit
.
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The promotion period of this offer is from 1 September 2023 to 26 December 2023. Customers who are entitled to this offer will enjoy a reduction of 30% on the sales margin normally charged by the Bank on FX transactions. Other mark-ups applicable to the exchange rate for operational reasons however will not be waived. Designated items include (i) Register "Travel and foreign currency" as a Selected Spending Category with MMPOWER World Mastercard; and (ii) Accumulation of "Travel Spending" with a net spending amount of HKD10,000 or its equivalent with the eligible credit card. If the completion date of a Designated Item is on or before the 26th day of each month, the item will be regarded as a Designated Item completed in that calendar month, otherwise it will be regarded as a Designated Item completed in the next calendar month. Terms and conditions apply. Visit
for more details.
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The promotion period of this offer is from 2 October 2023 to 31 December 2023. To be eligible for the offer, customers are required to exchange designated currencies and set up a 1-week time deposit at the same time with the designated transaction amount. The above interest rate offers are quoted with reference to the interest rates offered by the Bank on 2 October 2023 and are for reference only. The relevant interest rates will be subject to revision based on the prevailing market conditions. Terms and conditions apply. Visit
for more details.
- For a full list of Mobile Account Opening eligibility requirements, please visit Hang Seng Bank Website > Banking > Account Opening > Mobile Account Opening > FAQs.
Terms and Conditions and Remarks
- Terms and conditions apply to all products / services and offers mentioned in this document. Please visit here.
- The document by itself is not and should not be considered as an offer, recommendation or solicitation to deal in any of the investment products or services mentioned herein.
- Terms and conditions apply. Please approach our branch staff for enquiries.
- Hang Seng Bank Limited (the "Bank") reserves the right to suspend, vary or terminate this promotion and the related offers and to amend their terms and conditions at any time without prior notice. In case of disputes, the decision of the Bank shall be final.
- The contents of this document have not been reviewed by any regulatory authority in Hong Kong.
- This material is not intended to provide or regard as legal or taxation advice, or investment recommendations.
- The promotion is intended for persons in Hong Kong.