Refer your friends and family to join Hang Seng Bank
now to get unlimited cash reward
Referrer
Referee
Your friends and family successfully join
From now till December 31, 2023, eligible customer successfully refer friends and family to open new account and fulfill designated requirements1, to enjoy fabulous rewards.
Prestige Private
HKD10,000
cash reward for
cash reward for
each successful referral
Prestige Banking
HKD2,000
cash reward for
cash reward for
each successful referral
Preferred Banking
HKD200
cash reward for
cash reward for
each successful referral
Referral Steps for Referrer
1.Complete the Online Referral Form at 
for registration.
for registration.
2. Receive a Referral Code and Referral form link after registration.
3. Share the Referral Code and Referral form link to your friends and family.
Welcome Rewards for Referee
Do you want to share exclusive privileges with your friends and family?
Open an account now to enjoy welcome rewards and banking service.
Open an account now to enjoy welcome rewards and banking service.
Prestige Private
Up to
HKD33,000
cash reward2
Lifestyle privilege value up to
HKD33,5002
Total Relationship Balance requirement:
HKD8,000,000
HKD8,000,000
Prestige Private Welcome rewards
Prestige Private Welcome rewards
Prestige Private Welcome rewards
Prestige Banking
Up to
HKD23,500
cash reward3
Lifestyle privilege value up to
HKD31,3003
Total Relationship Balance requirement:
HKD1,000,000
HKD1,000,000
Prestige Banking Welcome rewards
Prestige Banking Welcome rewards
Prestige Banking Welcome rewards
Preferred Banking
Value up to
HKD5,650
welcome rewards4
Total Relationship Balance requirement:
Not Applicable
Not Applicable
Preferred Banking Welcome rewards
Preferred Banking Welcome rewards
Preferred Banking Welcome rewards
Steps for Referee Registration
1. Registers with the Referral Code via Online Referral Form sent by Referrer, or register with the Referral Code via Online Referral Form at 
provided by Referrer.
provided by Referrer.
2. After registration, open a designated account and fulfill the below requirements:
Prestige Private: Fulfil the requirements under the Prestige Private “Total Relationship Balance” Reward and Complete the Risk Profiling Questionnaire during the Promotion Period
Prestige Banking: Fulfil the requirements under the Prestige “Total Relationship Balance” Reward; Register for Hang Seng Personal e-Banking and complete Risk Profiling Questionnaire or whose “Risk Profiling Questionnaire” record is valid as of 31 January 2024
Preferred Banking: Successfully register Hang Seng Personal e‑Banking via Hang Seng Bank website (desktop version) or Hang Seng Mobile App during the Promotion Period
Prestige Private: Fulfil the requirements under the Prestige Private “Total Relationship Balance” Reward and Complete the Risk Profiling Questionnaire during the Promotion Period
Prestige Banking: Fulfil the requirements under the Prestige “Total Relationship Balance” Reward; Register for Hang Seng Personal e-Banking and complete Risk Profiling Questionnaire or whose “Risk Profiling Questionnaire” record is valid as of 31 January 2024
Preferred Banking: Successfully register Hang Seng Personal e‑Banking via Hang Seng Bank website (desktop version) or Hang Seng Mobile App during the Promotion Period
If you are in doubt of our marketing and promotional activities and materials, please call customer service enquiry hotline for authentication.
Remark
- The promotion period of Customer Referral Reward is from 1 October 2023 to 31 December 2023. The referrer must successfully refer a referee to join Prestige Private or Prestige Banking, and the referee successfully fulfil the requirement of the Total Relationship Balance Reward of Prestige Private and complete the Risk Profiling Questionnaire; or successfully fulfil the requirement of the Total Relationship Balance Reward of Prestige Banking and have register for Hang Seng Personal e-Banking and maintain valid e-Banking account before receiving cash reward, and complete “Risk Profile Questionnaire” or whose “Risk Profile Questionnaire” record is valid as of 31 January 2024. The referrer must successfully refer a referee to join Preferred Banking and referee must successfully registers Hang Seng Personal e‑Banking via Hang Seng Bank website (desktop version) or Hang Seng Personal Banking mobile app (“Hang Seng Mobile App”) during the promotion period. Terms and conditions apply. For details, please visit the terms and conditions during the promotion period at this site.
- The promotion period is from 1 October 2023 to 31 December 2023. To be eligible for the relevant reward, eligible customers must maintain Total Relationship Balance of HKD8,000,000 or above in the second, the third and the fourth months after the month of Prestige Private account opening month. For details, visit
. Terms and Conditions apply for the privileges. For details, please visit 
. - The promotion period is from 1 October 2023 to 31 December 2023. The offers are only applicable to customers who meet the account opening requirements and have newly opened to Integrated Account of Prestige Banking (“Prestige Banking”) at the Bank branches or through digital channels during the Promotion Period (the “Eligible Customers”). Eligible Customers must have successfully opened Investment Account and register for Hang Seng Personal e-Banking within one-month after the Promotion Period (i.e. on or before 31 January 2024) and maintain valid e-Banking account before receiving cash reward, and complete “Risk Profile Questionnaire” or whose “Risk Profile Questionnaire” record is valid as of 31 January 2024. For details, please visit
. Terms and Conditions apply for the privileges. For details, please visit 
. - The promotion period is from 1 July 2023 to 15 December 2023. Preferred Banking welcome rewards: Value up to HKD5,650 Rewards (including e-Gift vouchers, +Fun Dollars and Cash). To borrow or not to borrow? Borrow only if you can repay! Selected rewards are only applicable to New Customers who meet the account opening requirements and have newly opened Integrated Account of Preferred Banking (“Preferred Banking”) during the Promotion Period. For details, please visit
.
Terms and Conditions and Remarks
- Terms and conditions apply to all products / services and offers mentioned in this document. Please visit here.
- The document by itself is not and should not be considered as an offer, recommendation or solicitation to deal in any of the investment products or services mentioned herein.
- Terms and conditions apply. Please approach our branch staff for enquiries.
- Hang Seng Bank Limited (the “Bank”) reserves the right to suspend, vary or terminate this promotion and the related offers and to amend their terms and conditions at any time without prior notice. In case of disputes, the decision of the Bank shall be final.
- The contents of this document have not been reviewed by any regulatory authority in Hong Kong.
- This material is not intended to provide or regard as legal or taxation advice, or investment recommendations.
- The promotion is intended for persons in Hong Kong.
Important information
For “Risk Profiling Questionnaire”
The Risk Profiling Questionnaire is provided by Hang Seng Bank Limited (the "Bank") and is intended to help the customer understand his/her risk profile and investment needs. The Bank makes no guarantee, representation or warranty and accepts no responsibility or liability as to the accuracy or completeness of the information or recommendation given. The suggestions are derived from information that the customer has provided to the Bank. The suggestions are designed to meet the needs discussed in this test and are in line with the customer’s attitude towards risk. The suggestions are for the customer’s consideration when making his/her own investment decisions. The suggestions are not an offer to sell or a solicitation to buy any financial products and the suggestions should not be considered as investment advice.