Management Trainee Programme

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Management Trainee Programme

Welcome to Hang Seng Bank's Management Trainee Programme career page. If you're seeking a kick-start to your career in one of Hong Kong's top domestic banks, our program offers the perfect opportunity. You can gain essential skills for success in the business world, establish valuable connections, and navigate the banking and financial services sector.

Join us in serving the local community and contributing to one of the World's Top 100 most sustainable companies. Here are all the information on what we seek in our Management Trainees (MTs) and the promising career prospects we offer.

Programme structure


Hang Seng’s Management Trainee Programme offers a holistic development approach,  centred around 2 key dimensions, Enterprise and Professional. At the enterprise level, aspiring leaders are immersed in our purpose, values and strategies in fintech and Greater Bay Area business as well as Environment, Social and Governance (ESG) initiatives. The professional level focuses on 10 business and function streams. You'll build your core banking knowledge and specialist skills in an inclusive environment and equip yourself with future skills, designed and offered through our expansive and agile learning environment, customised to enhance your development and growth.

The first 24 months of the programme will be about maximising your exposure in order to gain the essential work-related knowledge and skills through rotations across core departments. You'll acquire valuable experience by participating in bank-wide projects and working in cross-functional teams. You'll then leverage your core department rotations and choose a placement area which usually lasts up to 12 months, starting the development of your career in the selected area of expertise. The opportunities don't end here – when you have graduated from the Management Trainee Programme, you'll be offered opportunities in Hang Seng to further progress and grow your career, preparing you to become one of our future leaders.

If you're interested in what we’re offering in the programme, you can click "Apply now" to submit your application. You can also learn more about the programme and each business / function stream below.

Business / functional streams

What to expect

Commercial Banking connects entrepreneurial businesses to opportunities through our relationship managers and digital capabilities. You'll rotate across Relationship Management teams that work directly with clients to support and expand their operations.

You can also work in Global Trade teams that offer services and finance for buyers and suppliers, or with our Product Management teams, that develop new, digital services to improve the experience of our customers, and incorporate ESG considerations into our client solutions.

Job attachment

Corporate Wealth and Sales Management

  • Learn how to provide professional advice to corporate customers on insurance and investment products, areas of expertise crucial to success in the competitive CMB segment

Global Payments Solutions

  • Understand product development of Global Payments Solutions
  • Understand the management and commercialisation of the product cycle

Global Trade Solutions

  • Acquire an overview of Global Trade Solutions products and daily activities, critical in providing quality lending services to customers

Relationship Management

  • Gain valuable connections and experience by managing a portfolio of commercial customers
  • Deepen your knowledge of various industries and hone your skills in financial analysis

Structured Finance, Commercial Real Estate and Corporate Advisory

  • Understand the origination and structuring of Syndicated/Structured Finance transactions
  • Acquire a basic understanding of commercial real estate loans and advances

Wholesale Chief Operating Officer’s Office

  • Understand the operational flow between the Wholesale Chief Operating Officer’s Office and other departments within CMB, as well as with Group
  • Gain exposure to Fintech and data analytics within the context of commercial banking

What to expect

Digital Business Services (DBS) is a group of fintech-savvy and transformation professionals that lead and drive our digital and innovation initiatives, as well as provide high-quality service and support to our day-to-day operations to maximise business value and growth.

The DBS MT Programme offers recent graduates a chance to become innovative and data-driven leaders and change agents within Hang Seng. MT graduates can lead initiatives and transformations, gaining valuable skills for their career development and opportunities within the bank. Through placements in five core functions, MTs develop an entrepreneurial mindset and become future leaders. The programme also offers MTs the unique opportunity to lead bank-wide initiatives, such as the Data Literacy Empowerment Programme for our staff. Overall, the DBS MT Programme is a valuable experience for those seeking to make a difference by becoming a force for change within Hang Seng.

Job attachment

Information Technology and Innovation

  • Gain knowledge of and skills in using the latest technology and tools, and participate in delivering state-of-the-art banking solutions to our customers
  • Embrace Fintech adoption and enable innovation strategy execution in pioneering new ideas and capabilities through an experimental approach

Data and Analytics Office

  • Gain a thorough understanding of data management and control, data analytics and management information in supporting bank’s Data Strategy and Principles
  • Build the capability to improve client experience and unlock business opportunities, leverage our customer-centric strategy, while protecting bank and customer data


  • Develop business consulting capabilities to provide innovative ideas and customer centric solutions to assist stakeholders in fulfilling transformation needs
  • Acquire programme and project management skills needed to manage complex strategic programmes with an agile approach
  • Put strategy into action as a change agent accelerating the bank’s digitalisation process, with the goal of becoming a fully-fledged "next generation" bank under the HKMA "Fintech 2025" roadmap


  • Drive the change process in streamlining, simplifying and improving the way we serve customers
  • Become a digital advocate working closely with businesses and technology experts on evolving our customer services in the digital era and building digitalization into the Bank’s DNA

Corporate Services

  • Acquire professional knowledge in property and real estate operations, as well as knowledge in end-to-end property lifecycle management
  • Participate in short- and long-term strategic programmes covering all aspects of real estate portfolio and property operations

What to expect

The Functional Services MT Programme offers unique broad-based development experience to build core capabilities in one of the three mainstreams, either in Finance, Risk and Compliance, or Strategic Planning and Corporate Development. You'll then rotate to areas outside of these mainstreams in functional areas such as Digital Business Services, Audit, middle office in Wealth and Personal Banking and Wholesale Banking.

The Programme prepares you for a strong-focused professional career and opens opportunities across Hang Seng in businesses or functions to suit your interests and skills.

Job attachment (Mainstream)


Asset Liability and Capital Management

  • Assist in preparing materials for the bank’s Asset and Liability Committee (ALCO)
  • Work with businesses in managing liquidity and Interest Rate Risk in the Banking Book (IRRBB) risks
  • Take part in the preparation of risk-weighted asset calculations for capital reporting
  • Assist in the capital planning and forecast cycle

Finance Strategy and Execution

  • Support the bank’s finance functions in implementing the operational risk and control management framework
  • Liaise with Operational Risk and provide support and guidance to Finance teams, to ensure that appropriate operational risk and control identification and assessment is undertaken for the Finance function in Hong Kong and at overseas sites
  • Assist in the production of risk and control reports with regard to advised committee meeting schedules, to facilitate review and decision making

Financial Reporting

  • Assist in preparing the Group’s consolidated financial reports including statutory financial statements and published materials relating to interim and final results announcements
  • Support preparation of prudential returns and other reports required by regulators
  • Prepare financial and regulatory related information to senior management, the board and various committees
  • Perform accounting and ledger control functions to ensure compliance with relevant regulatory requirements of the Banking Ordinance and HKMA guidelines

Financial Reporting Risk

  • Provide advice and guidance to support the risk policy for managing Financial Reporting Risk. Perform review and challenge to issues, actions and incidents reported by first line businesses and functions. Oversee remediation and closure of issues
  • Assist in accounting standards implementation, new product due diligence and provide accounting opinion to businesses
  • Ensure compliance to the Sarbanes Oxley Act (SOX) within the Bank, including SOX deficiencies reporting and annual certification
  • Conduct periodic assurance reviews within and outside the Finance function, to ensure adequate controls are in place to mitigate Financial Reporting Risk, and to help improve effectiveness of operations within the Finance function

Insurance Business Finance

  • Participate in finance and accounting related activities of the insurance operations under the bank, including financial control, regulatory reporting, forecast and planning, product development and projects, as well as ALCM/capital management
  • Interact with a wide range of business, or functional departments, such as Actuarial, Investment, Operation and Business Departments
  • Gain an understanding of the Insurance Business Finance Department and insurance industry specific knowledge
  • Learn the dynamics of how the insurance operations' financial results are incorporated into the bank-wide financial results

Product Control

  • Support the daily and monthly profit/loss and other production tasks related to the bank's Markets and Securities Service and Markets Treasury, to gain knowledge in market products
  • Gain knowledge of and practice in performing different controls activities to manage risk, and understanding the importance of non-financial risk
  • Involve in ad hoc projects and new product due diligence, as well as exposure to user acceptance testing for system implementation


Risk and Compliance

Wealth and Personal Banking (WPB) Risk

  • Participate in WPB Risk team's Risk Steward and Risk Advisor roles to set the risk appetite for retail lending, as well as monitor the portfolio of WPB products to inform and refine credit policies, procedures and models, via a wide range of risk management governance frameworks and controls

Wholesale Credit Risk Management (WCRM)

  • Learn the end-to-end Wholesale Credit Risk Management operating model, as an independent second line of defence. WCRM covers a wide range of aspects: defining risk appetite statement/threshold, establishing credit policies, designing and monitoring controls, managing the end-to-end credit journey from credit approvals, and special credit management, as well as facilitating regulatory monitoring and decision making through analytics
  • Participate in and learn from our subject matter experts on credit underwriting, risk control, portfolio review, model analytics and specialised credit handling

Regulatory Conduct

  • Develop and maintain good partnerships with internal stakeholders from lines of business and functions to provide professional advice on regulatory conduct matters
  • Have opportunities to interact with regulators in fulfilling regulatory demands

Financial Crime

  • Undertake the duty of Financial Crime Compliance Subject Matter Expert Advisory and/or conduct Financial Crime Risk investigations in a professional and efficient manner, so that the bank’s and regulatory standards are fulfilled
  • Keep abreast of new developments and intelligence associated with Anti-Money Laundering, Fraud, Anti-Bribery and Corruption as well as Sanctions

Compliance Advisory WPB Team

  • Form good partnerships with different business streams and provide professional advice in compliance matters for line management

Compliance Assurance

  • Compliance Assurance (CA) sits within the second line of defence (2LoD) and provides independent assurance services, to assist the bank in the timely identification, evaluation, and mitigation of regulatory and financial crime risks
  • Work closely with Chief Compliance Officers and other Group Compliance Capabilities to deliver time-sensitive independent insight on the management of regulatory, conduct, financial crime and reputational risks, mainly through the assessment of associated controls, to provide assurance to stakeholders of the effectiveness of the Group’s financial crime and regulatory risk management


Strategic Planning and Corporate Development

Corporate strategy

  • Assist in formulating the Bank’s medium term strategies, support execution, coordination, tracking and evaluation according to the Bank’s strategic planning framework
  • Help leading articulation and mobilisation to achieve strategic priorities
  • Support strategic business studies that are cross-businesses, functions and/or geographies in nature, derive actionable insights and make appropriate recommendations to the Bank’s senior management

Corporate Development

  • Take part in corporate development projects including acquisitions, disposal, joint venture and strategic alliance
  • Support governance and management of the Bank’s corporate investments and alliances and exploit synergies in accordance to the Bank’s strategic priorities
  • Support the raising of market perception of the Bank through thought-leadership and advocacy on key strategic topics

Chief of Staff

  • Support key activities of executive office including but not limited to governance papers and presentation materials for external and internal meetings, relationship management with key internal, external and industry bodies and monitoring of business results
  • Support CEO sponsored stakeholder events
  • Advocate and moderate cross-business collaborations

What to expect

Global Banking connects large corporations and financial institutions to opportunities through a group of high-level relationship managers and tailored banking solutions. You'll rotate across Relationship Management teams and Product teams during the development programme and learn how to build strong and strategic partnerships with your clients.

You'll also support the driving of various new initiatives in Global Banking, such as new product development.

Job attachment

Corporate Digital

  • Gain insight into commercialisation of digital initiatives and digital journeys, building of AI tools and advanced analytics to achieve excellent customer experience, growing and protecting the bank at the same time

Corporate Wealth and Sales Management

  • Learn how to provide professional advice to corporate customers on wealth management products, and related internal control functions

Debt Capital Markets Origination (DCMO)

  • Acquire basic knowledge of the bond market
  • Understand Hang Seng DCMO business model and strategic focuses

Global Banking / Financial Institutions Group Relationship Management

  • Acquire experience in providing a broad spectrum of financing solutions to large corporations and financial institutions
  • Gain exposure to a comprehensive range of products and services, including bilateral and syndication loans, project financing, property development financing, property investment loans, working capital financing, trade financing, cash management and treasury products
  • Learn from experienced and knowledgeable professionals to understand the specific requirements of our customers and how to provide tailor-made financial packages in their best interests

Global Banking Bond Management

  • Gain insight into bond portfolio investment and related regulatory and compliance requirements

Global Payments Solutions

  • Understand the management and commercialisation of the product cycle

Global Trade and Receivable Finance

  • Acquire an overview of Global Trade and Receivable Finance products and its servicing model

Structured Finance and Commercial Real Estate

  • Understand the origination and structuring of Syndicated/Structured Finance transactions
  • Acquire a basic understanding on commercial real estate loans and advances

Treasury Solutions

  • Collaborate with various internal stakeholders, such as Relationship Managers and other internal departments, to identify customers’ hedging needs and provide appropriate treasury products and solutions

Wholesale Chief Operating Officer’s Office (WCOO)

  • Understand the operational flow between the Wholesale Chief Operating Officer’s Office and other departments within Global Banking as well as with Group
  • Gain exposure to Fintech and data analytics within the context of commercial banking

What to expect

The Global Markets MT Programme offers you unique development opportunities in Global Markets, working with our product specialists, traders and analysts who provide integrated financial solutions and 24-hour global markets coverage. Our IT infrastructure enables us to deliver quick access to key markets and up-to-date information to customers. You'll learn how we develop tailor-made treasury products to help customers better manage risks in the ever-changing market.

You'll gain the necessary grounding and knowledge in various businesses and functions such as Trading, Market Treasury, Structured Product, Treasury Solutions, etc.

Job attachment

Markets Treasury

  • Understand the roles and responsibilities of the Markets Treasury team in Hang Seng
  • Gain knowledge on how interest rate, liquidity and funding risks are managed

Treasury Solution

  • Collaborate with various internal stakeholders such as Relationship Managers, branches and other internal departments, to identify customers’ hedging needs and provide appropriate treasury products and solutions


  • Understand the purpose, structure, and framework of departments under Trading, such as Interest Rate Trading, Repo Trading, Foreign Exchange and Options Trading
  • Turn theory into practice, getting hands-on experience in trading, hedging activities and strategy formulation, spanning various asset classes in different markets around the globe

Structured Products

  • Get involved in structuring and developing FX/Equity/Interest Rate-linked products
  • Understand the dynamics and competitive landscape of structured products as investment and hedging solutions to various client segments, including Wealth and Personal Banking, Commercial Banking and Global Banking clients

What to expect

Hang Seng Indexes Company Limited (HSIL), a wholly owned subsidiary of Hang Seng Bank, is the leading index provider for the Hong Kong and mainland China markets.

The HSIL MT programme offers you an exclusive opportunity to gain experience in index research and constituent review of the broad range of indexes, including the well-known Hang Seng Index, which provide a wide spectrum of investor demand for different index investment solutions.

You'll also have exposure to different areas, including client management, product development, strategy as well as operations, transformation, and data management.


Job attachment

Index Research

  • Maintain the leading position of existing flagship indexes, e.g. HSI, HSCEI etc.
  • Nurture the usage of Hang Seng Family of Indexes and create new indexes to meet market demand
  • Ensure proper governance is in place for the index development / management process

Constituent Review

  • Conduct regular index constituent review and rebalancing according to the index methodologies
  • Review the index methodologies to keep pace with the market development

Client Management

  • Promote the use of Hang Seng Family of Indexes as underlying for investment products such as futures and options, ETFs, index funds etc.
  • Achieve business targets through cross-selling to existing customers or acquisition of new customers
  • Support the formulation and implementation of the overall sales strategy

Product Development

  • Develop new revenue streams and products for HSIL
  • Formulate business plans and project management plans to implement new business initiatives
  • Conduct market research to keep abreast of key market and competitor intelligence


  • Participate in the preparation of HSIL strategic plan
  • Provide support to facilitate the implementation of business strategies
  • Explore external partnership opportunities

Other business attachment

You'll have the opportunity to attach to other businesses and functions in Hang Seng to gain a holistic exposure to Hang Seng’s bank-wide operations. Such attachments may include:

  • Wealth and Personal Banking
  • Commercial Banking
  • Global Banking
  • Finance
  • Hang Seng Investment Management
  • Hang Seng Bank (China) Limited and other subsidiaries

What to expect

The Wealth and Personal Banking (WPB) MT Programme offers you broad exposure to our retail and private banking business functions. You'll rotate among our product development, channel innovation or customer experience teams, to identify opportunities to improve our products, services, and propositions. You'll have the opportunity to gain experience in our Retail Distribution team, providing best-in-class services to our customers.

You'll also work with digital transformation, business risk and control functions, business performance management, or our strategy teams, to deliver strategic projects for business growth. Additionally, you'll be provided with training and workshops, equipping you with the banking, design thinking and professional skills needed to develop you as a future-proof leader.

Job attachment

Asset Management

  • Gain multi-faceted experience at the largest home-grown asset manager in Hong Kong, with the opportunity to work with different stakeholders across front to back office, with market research, product life cycle management, client solutions, business and branding strategies, as well as sustainability development

Branch Network

  • Gain hands-on and in-depth retail banking experience by connecting with the diverse range of retail customers at one of our branches
  • Learn to create great customer experiences, achieve business growth, manage risk control and digital transformation in a dynamic environment

Credit and Financial Crime Risk Control

  • Implement various control frameworks, including credit approval and collections, customer due diligence and financial crime risk management programmes

Chief of Staff

  • Drive and support strategic business initiatives and innovation to ensure business sustainability
  • Coordinate and evaluate business performance and management framework
  • Assist in execution and implementation of WPB fraud and business risk management

Customer Propositions and Management

  • Design and strengthen value propositions for our strategic core segments, including affluent, emerging affluent, young segments and mainland China customers, to maximise portfolio profitability
  • Gain valuable experience in driving customer proposition strategies, from acquisitions, activation, relationship, and anti-attrition, with different product teams and channels
  • Participate in the development of partnerships, customer engagement events and propositions enhancement initiatives aimed at strengthening customer loyalty
  • Understand customer insights and translate into actions with exposure to customer journey enhancements, process improvements and communications, and campaign launch to cultivate customer centricity culture

Data, Analytics and Customer Relationship Management (CRM)

  • Assist in the design, development and deployment of data products, analytics insights and CRM actions
  • Participate in hands-on process to commercialise Hang Seng’s WPB data and external data to business insights, customer-oriented actions via data visualisation and machine learning
  • Drive a personalised and relevant customer messaging experience through our state-of-the-art Single Decision Platform
  • Improve fraud/financial crime detection, investigation, and prevention, using big data and advanced analytics

Digital Banking

  • Participate in transforming digital platforms for improved user experience market best-practices, assisted by the latest in technology and digital analytics
  • Opportunity to work in projects and initiatives focused on digital journey enhancement, innovative fintech, digital marketing, or partnership with other companies, all of which are increasingly important drivers of WPB’s revenue, cost saving and customer satisfaction


  • Gain exposure to the development of different insurance products
  • Support client management to identify business opportunities and meet the ever- changing needs of customers by supporting on Investments and Wealth Solutions
  • Gain all-round exposure from the investment business, with the opportunity to work with different stakeholders
  • Participate in the investment products development cycle – including product development, commercialisation of wealth strategies, advisory services, and risk control

Private Banking

  • Gain valuable experience in building close relationships with and providing professional advice and premium services to our high-net worth customers
  • Equip you with the skills and mindset needed for professional risk and project management

WPB Transformation and Management

  • Assist in driving strategic business initiatives and transformation projects, to ensure business sustainability
  • Equip you with the project management governance skillset needed to monitor, manage and govern the WPB portfolio

What to expect

The Wealth and Personal Banking – Digital MT programme offers you an exceptional opportunity to jumpstart your career in the fast-evolving world of digital banking.

You'll have the opportunity to rotate across a range of key business and functional departments, across the Wealth and Personal Banking business (WPB), with a focus on digital transformation. Apart from hands-on experience, you'll also benefit from training and seminars, equipping you with extensive knowledge and vital skills in fintech, design thinking and more, aimed at empowering you to excel as a future leader within the digital banking landscape.

Job attachment

Customer Proposition and Management

  • Affluent and Retail Propositions teams design and strengthen value propositions for strategic core segments, including affluent, emerging affluent, young segments and mainlanders, to maximise portfolio profitability
  • Gain valuable experience in driving customer proposition strategies, from acquisitions, activation, relationships, to anti-attrition, with different product teams and channels
  • Participate in the development of partnerships, customer engagement events and propositions enhancement initiatives aimed at strengthening customers’ loyalty

Digital Banking

  • Participate in the transformation of our digital banking, by delivering best-in-class customer experience, and leveraging the latest in technology and data analytics
  • As the core part of the programme, you'll have the opportunity to have multiple attachments and your final placement in digital banking during various stages of your programme

Omni-channel experience in Branch Network

  • Participate in branch transformation and digitalisation initiatives, to improve branch efficiency and promote digital migration, leveraging technology
  • Gain first-hand experience and understanding of what our customers need by connecting with a diverse range of retail customers at one of our branches

Other key business units

  • Drive digital innovation initiatives and acquire product knowledge in other key business units such as credit cards, personal loans, mortgage, deposit, and private banking

Wealth Management

  • Participate in various digital innovation initiatives in the investment and insurance business departments
  • Acquire product knowledge and manage a wealth product, as well as to develop an intuitive journey to deliver the products to our customers via online channel

WPB Transformation and Management

  • Assist in driving strategic business initiatives and transformation projects, to ensure business sustainability
  • Equip with the project management governance skills required to monitor, manage and govern the WPB portfolio

Development offering

At Hang Seng, we offer our Management Trainees a diverse and comprehensive learning curriculum in business, digital and data, technical learning, risk management, compliance and personal leadership development. The curriculum is designed to equip you with the key knowledge needed to perform at your best. You can also curate your own learning journey, with contents aligned to your development needs.

We harness technology to provide an expansive and agile learning platform, tailoring the learning process to your specific needs. We adopt a hybrid approach with interactive virtual learning including the use of virtual reality technology and mobile apps gamified learning, combined with face-to-face classroom training.

One of the most important elements of our development offering is to enable you to future-proof yourself. We offer an agile learning environment for the development of future skills, allowing you to adapt to a fast-changing business, social and technology landscape. Our Future Skills includes Growth Mindset, Creativity, Connectivity and Social Intelligence, Change and Transformation.

You'll gain Future Skills through diverse learning activities, including active engagement with best-in-class enterprises and our strategic partners, and practice action learning in bank projects and dialogues with change leaders, as well as by job shadowing enterprise leaders and board members.

Fintech is shaping the future of banking. You'll be well-equipped to navigate the latest fintech developments through rotations in related fintech areas, such as digital banking, innovation, data analytics and strategy, as well as Regtech. This part of your rotation will not be limited to our bank’s environment; there will be plenty of exciting opportunities to visit and engage with top-notch fintech  organisations and local startups, allowing you to stay updated on the latest fintech development, and inspiring you to contribute and help the bank consolidate its position as Hong Kong’s leading digital bank.

Plenty of opportunities will be offered for you to participate in projects helping Hong Kong companies establish themselves and capitalise on cross-boundary business opportunities in mainland China and the Greater Bay Area. Your exposure will be increased by having attachment to our mainland branches and offices, gaining a better understanding of the financial market in China, local compliance and regulatory requirement, and so on.

To facilitate your own network building, you'll be offered opportunities to take part in various external workshops and conferences, enabling you to learn from thought leaders and other professionals, ensuring you are up to date on best practices within our industry.

During each of your attachment, you'll be assigned a mentor who will provide you guidance and coaching. You'll also be assigned a Management Trainee buddy from the same programme stream for additional support.

We will help you attain professional qualifications as required in your chosen business/function stream. Such qualifications may include:

  • Chartered Financial Analyst
  • Certified Public Accountant
  • Certified Financial Planner
  • Certified Financial Risk Manager
  • Certified Banker
  • Certified International Investment Analyst
  • Project Management Professional
  • Society of Actuaries
  • Chartered Enterprise Risk Analyst (CERA)
  • Fellow, Life Management Institute – Life Office Management Association (FLMI – LOMA)

As a Management Trainee, You'll have many opportunities to represent Hang Seng Bank at business events and corporate social responsibility functions, as well as participate in various internal staff activities, offering you the chance to polish your interpersonal and communication skills while building new relationships both within and outside of Hang Seng.


We are looking for the following attributes and qualifications in candidates joining our MT Programme:

  • Communicating with impact – ability to clearly and coherently articulate and present messages in written and verbal forms (including new media literacy) with the target audience in mind;
  • Connectivity – capability to build effective connections at interpersonal, social and cross-disciplinary levels to collaborate with others and achieve common goals;
  • Curiosity – strong motivation to ask questions, acquire new knowledge and experience cross-boundaries; navigate and learn in known and unknown challenges;
  • Creativity – ability to bring divergent ideas together, develop novel and adaptive thinking and contribute to innovative solutions;
  • Exhibit integrity, empathetic and inclusive behaviours, acting with shared purpose, speaking up taking accountability and setting high standards;
  • Excellent written and spoken English and Chinese proficiency;
  • Bachelor’s degree (Second Honours) or above; with less than 3 years of work experience;
  • Permanent resident of Hong Kong or holder of a valid Hong Kong work visa e.g IANG

Selection procedure

  1. Step 1

    Online application

  2. Step 2

    Online ability tests

  3. Step 3

    HR interview

  4. Step 4

    MT Assessment Centre and value assessment

  5. Step 5

    Final interview

Commercial Banking

Hazel Fung, 2020 MT Cohort

Steven Lai, 2017 MT Cohort

Digital Business Services

Cindy Lam, 2021 MT Cohort

Functional Services – Finance

Teresa Chan, 2019 MT Cohort

Tako Choi, 2011 MT Cohort

Functional Services - Risk and Compliance

Chak Lam Zheng, 2022 MT Cohort

Functional Services - Risk and Compliance

Roc Lui, 2022 MT Cohort

Winnie Ng, 2022 MT Cohort

Functional Services - Strategic Planning and Corporate Development

Wan Lai, 2018 MT Cohort

Connie Diu, 2015 MT Cohort

Global Banking

Tiffany Or, 2021 MT Cohort

Kenson Chan, 2016 MT Cohort

Global Markets

Anson Leung, 2019 MT Cohort

Hang Seng Indexes

Hunk Lee, 2022 MT Cohort

Wealth and Personal Banking

Jason Fan, 2021 MT Cohort

Marca Ma, 2015 MT Cohort

Wealth and Personal Banking - Digital

Steven Yeung, 2020 MT Cohort

Jory Fong, 2018 MT Cohort

Metaverse x MT Programme


MT Finoland is a market leading initiative enabling us to make use of the metaverse to promote ourself and the Management Trainee Programme to university students. MT Finoland enables students to virtually get a taste of what it's to be like to be as a Hang Seng MT, highlighting the diverse training and career development opportunities, across different departments and functions. Users can explore MT Finoland at their own pace, when it is convenient to them.


Campaign duration:

12 Sep to 30 Nov 2023, 10:00 a.m. to 10:00 p.m. (HKT)

Management Trainee Programme Frequently asked questions

Only applications submitted through our online application platform will be processed. Your application will require you to provide the following: personal information, e-mail address, education history (including tertiary and secondary education and academic qualifications attained at secondary and tertiary levels, i.e. transcripts, public examination results), professional qualifications attained, details of extracurricular activities, work experience and language proficiency examination results.

We recruit a mixture of talented graduates from a broad range of disciplines. We welcome applications from university graduates in any discipline. If you are interested in a career with us and can demonstrate the key competencies we are looking for, please submit your application in accordance with our requirements.

Interview and assessment can be conducted virtually, even though you are currently studying abroad, you are strongly encouraged to submit your application and please ensure your contact information is accurate and updated.

Candidates are asked to indicate their preference among different business / function streams. You should therefore take some time to familiarise yourself with the nature and requirements of each stream before making your application.

You can login to our online application system to update your personal and / or application details.

Qualified candidates will usually be notified for assessment within one month upon submission of their online applications completely. You can always check the recruitment status in CareerLink system.

You are advised to be familiarised with not only the Bank’s culture & values, latest developments and the core competencies we are looking for. Besides, you should also keep yourself abreast of the market trends and developments.

Useful information