Important Risk Warnings

Investors should note that investment involves risks. The prices of securities fluctuate, sometimes dramatically. The price of a security may move up or down, and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling securities.

Investors should note that investing in different Renminbi-denominated securities and products involves different risks (including but are not limited to currency risk, exchange rate risk, credit risk of issuer / counterparty, interest rate risk, liquidity risk (where appropriate)). The key risks of investing in securities via the Stock Connect Northbound Trading include:

  • Once the respective quota is used up, trading will be affected or will be suspended.
  • Stock Connect Northbound Trading will only operate on days when both markets are open for trading. Investors should take note of the days the Stock Connect Northbound Trading is open for business and decide according to their own risk tolerance whether or not to take on the risk of price fluctuations in securities during the time when Stock Connect Northbound Trading is not trading.
  • When a security is recalled from the scope of eligible securities for trading via Stock Connect Northbound Trading, that security can only be sold but NOT bought.
  • Investors will be exposed to currency risk if conversion of the local currency into RMB is required.

Foreign securities carry additional risks not generally associated with securities in the domestic market. The value or income (if any) of foreign securities may be more volatile and could be adversely affected by changes in many factors. Client assets received or held by the licensed or registered person outside Hong Kong are subject to the applicable laws and regulations of the relevant overseas jurisdiction which may be different from the Securities and Futures Ordinance (Cap.571) and the rules made thereunder. Consequently, such client assets may not enjoy the same protection as that conferred on client assets received or held in Hong Kong.

Investors should note that ETF is different from a typical unit trust and many factors will affect its performance. In general, the market price per ETF unit may be significantly higher or lower than its net asset value per unit due to market demand and supply, liquidity, and scale of trading spread in the secondary market and will fluctuate during the trading day. ETF is different from stocks, investors should read the offering documents of the relevant ETF and understand the features and risks of ETF etc.

Investors should not only base on this material alone to make any investment decision, but should read in detail the relevant risk disclosure statements.



Our securities services
take care of your investing needs at all times

SimplyStock

Effective from 1 October 2023, SimplyStock is designed for young investors who are aged between 18 and 30. With just a monthly fee of HKD30, it helps you to lower the transaction costs and fast travel to your aspirations
  • Single monthly fee to trade HK stocks, A-shares and US stocks freely
  • $0 brokerage fee for trades up to HKD300,000 (or its equivalent in RMB or USD)
  • No registration is required. No trade, no fee. No hidden platform fees
Visit our website to learn more at: Personal > Investments > Securities > SimplyStock




Limited time offers for new and existing securities customers
From 1 October to 31 December 2023, both new and existing securities customers can enjoy the following limited time offers respectively:

New Securities
Customers Offers Existing Securities
Customers Offers
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3-month unlimited $0 brokerage fee for trading HK stocks / A-shares / US stocks
  • Enjoy $0 brokerage fee for buy and sell trades of HK stocks / A-shares / US stocks1 which are conducted through our online trading channels2 in the first 3 months starting from the account opening date3


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Up to HKD12,000 cash reward for HK stocks deposit
  • Deposit HK stocks into your securities account within the designated Deposit Period to receive an HKD400 cash reward for every accumulated market value of HKD300,000. A maximum of HKD12,000 cash reward can be earned4


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Monthly Investment Plan for Stocks offer
  • First year handling fee waiver for setting up a Monthly Investment Plan for Stocks through Personal e-Banking


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Real-time quote fee waiver
  • Unlimited free real-time stock quotes through our online trading channels


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IPO subscription offer
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3-month unlimited $0 brokerage fee for trading US stocks
  • Enjoy $0 brokerage fee for buy and sell trades of US stocks conducted through Invest Express for customers who did not have any US stocks transactions in the past 6 months5


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Monthly Investment Plan for Stocks offer
  • First year handling fee waiver for setting up a Monthly Investment Plan for Stocks through Personal e-Banking


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Real-time quote fee waiver
  • Unlimited free real-time stock quotes through our online trading channels


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IPO subscription offer

Terms and Conditions apply to the above securities offers.
Terms and Conditions apply to the above securities offers.
Terms and Conditions apply to the above securities offers.


Trade stocks to get chances to win flight tickets
From 5 September to 15 December 2023, conduct a successful buy/sell transaction of HK stocks, A-shares or US stocks via online trading channels can earn lucky draw chances to win two round-trip flight tickets to Tokyo. Further, new customers who open a Preferred Banking account can also earn extra one lucky draw chance and enjoy a welcome reward of value up to HKD5,650. Terms and Conditions apply.

Hang Seng Invest Express stock trading app Search keyword is Hang Seng Invest Express Scan QR code to Hang Seng Invest Express stock trading app
Download Invest Express on App Store Download Invest Express on Google Play
Hang Seng Invest Express stock trading app Search keyword is Hang Seng Invest Express
Download Invest Express on App Store Download Invest Express on Google Play
Hang Seng Invest Express stock trading app Search keyword is Hang Seng Invest Express Scan QR code to Hang Seng Invest Express stock trading app
Download Invest Express on App Store Download Invest Express on Google Play
Customer Enquiries: 2998 9898


  • Android, Google Play and the Google Play logo are trademarks of Google LLC.
  • Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the US and other countries. App Store is a service mark of Apple Inc.

  1. $0 brokerage fee is applicable to all transactions of HK stocks or Stock Connect Securities. No minimum transaction amount is required for each transaction. “Stock Connect Securities” refer to A-shares/Exchange Traded Funds (ETFs) listed on the Shanghai Stock Exchange and/or Shenzhen Stock Exchange and eligible for Shanghai-Hong Kong Stock Connect Northbound Trading/Shenzhen-Hong Kong Stock Connect Northbound Trading. US stocks trading is applicable to Invest Express only.
  2. Details about the security for trading securities online.
  3. All the account holders of the new securities account must not hold any securities account (personal/ joint) with the Bank within a period of 6 months preceding the account opening date.
  4. Details about the relevant services charges apply on stocks deposit service or contact our staff. Designated Deposit Period for new securities customers is from account opening date to 31 January 2024. Please refer to table below for detail about the cash reward of up to HKD12,000:
    Prestige Private Prestige Banking Preferred Banking or other Integrated Accounts
    New securities customers HKD12,000 HKD6,000 HKD3,600
  5. "Past 6 months" refers to 1 April 2023 to 30 September 2023.
  1. $0 brokerage fee is applicable to all transactions of HK stocks or Stock Connect Securities. No minimum transaction amount is required for each transaction. “Stock Connect Securities” refer to A-shares/Exchange Traded Funds (ETFs) listed on the Shanghai Stock Exchange and/or Shenzhen Stock Exchange and eligible for Shanghai-Hong Kong Stock Connect Northbound Trading/Shenzhen-Hong Kong Stock Connect Northbound Trading. US stocks trading is applicable to Invest Express only.
  2. For details about the security for trading securities online, please visit our website: Investments > Other Related Services > Security for Trading Securities and Other Investment Products Online.
  3. All the account holders of the new securities account must not hold any securities account (personal/ joint) with the Bank within a period of 6 months preceding the account opening date.
  4. Relevant services charges apply on stocks deposit service. For details, please visit our website: Investments > Securities > Securities Services Charges or contact our staff. Designated Deposit Period for new securities customers is from account opening date to 31 January 2024. Please refer to table below for detail about the cash reward of up to HKD12,000:
    Prestige Private Prestige Banking Preferred Banking or other Integrated Accounts
    New securities customers HKD12,000 HKD6,000 HKD3,600
  5. "Past 6 months" refers to 1 April 2023 to 30 September 2023.
  1. $0 brokerage fee is applicable to all transactions of HK stocks or Stock Connect Securities. No minimum transaction amount is required for each transaction. “Stock Connect Securities” refer to A-shares/Exchange Traded Funds (ETFs) listed on the Shanghai Stock Exchange and/or Shenzhen Stock Exchange and eligible for Shanghai-Hong Kong Stock Connect Northbound Trading/Shenzhen-Hong Kong Stock Connect Northbound Trading. US stocks trading is applicable to Invest Express only.
  2. Details about the security for trading securities online.
  3. All the account holders of the new securities account must not hold any securities account (personal/ joint) with the Bank within a period of 6 months preceding the account opening date.
  4. Details about the relevant services charges apply on stocks deposit service or contact our staff. Designated Deposit Period for new securities customers is from account opening date to 31 January 2024. Please refer to table below for detail about the cash reward of up to HKD12,000:
    Prestige Private Prestige Banking Preferred Banking or other Integrated Accounts
    New securities customers HKD12,000 HKD6,000 HKD3,600
  5. "Past 6 months" refers to 1 April 2023 to 30 September 2023.

Other Important Risk Warnings


RMB Currency Risk
Renminbi ("RMB") is subject to exchange rate risk. Fluctuation in the exchange rate of RMB may result in losses in the event that the customer subsequently converts RMB into another currency (including Hong Kong Dollars). Exchange controls imposed by the relevant authorities may also adversely affect the applicable exchange rate. RMB is currently not freely convertible and conversion of RMB may be subject to certain policy, regulatory requirements and/or restrictions (which are subject to changes from time to time without notice). The actual conversion arrangement will depend on the policy, regulatory requirements and/or restrictions prevailing at the relevant time.


Foreign Exchange Risk
Foreign Exchange Risk involves Exchange Rate Risk. Fluctuations in the exchange rate of a foreign currency may result in gains or losses in the event that the customer converts HKD to foreign currency or vice versa.


Important notes and disclaimer
These promotion materials have not been reviewed by the Securities and Futures Commission in Hong Kong ("SFC"). The information contained herein is for general information and reference purposes only and is not intended to provide professional investment or other advice. It is not intended to form the basis of any investment decision. You should not make any investment decision based solely on the information and services provided herein. Before making any investment decision, you should take into account your own circumstances including but not limited to your financial situation, investment experience and investment objectives, and should understand the nature, terms and risks of the relevant investment product. You should obtain appropriate professional advice where necessary.
These promotion materials are not intended to provide or regard as legal or taxation advice, or investment recommendations

If you are in doubt of the marketing and promotional activities and materials of the Bank, please call customer service enquiry hotline for authentication.