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Welcome to Hang Seng Management Trainee Programme career page.
If you are looking to kick-start your career, build a strong foundation and grow both personally and professionally, the Hang Seng Bank’s Management Trainee Programme could be for you. You will learn key skills needed to excel in the business world, develop valuable connections and start navigating the world of banking and financial services. Here you can find all the information needed to help you understand what we are looking for in our Management Trainees, and the promising career prospects we offer.
You can start by understanding what it is like to be a Management Trainee at Hang Seng by taking a look at their stories on this page. Working in Hang Seng means working for the Best Domestic Bank in Hong Kong as we have been consistently recognised by external bank awards. You will get the opportunity to not only serve the local community, but also contribute to one of the World’s Top 100 most sustainable companies.
Over the years, many of our Management Trainees have been appointed to key roles contributing to the growth of the bank, and we invite you to write your new chapter in life with us!
Hang Seng’s Management Trainee Programme offers a wholistic development scope encompassing 2 key dimensions. At the enterprise level, aspiring leaders will immerse in the Bank’s Purpose, Values and Strategy in Business, Fintech, Greater Bay Area business development and Environment, Social and Governance (ESG) initiatives. At the professional level, there are 7 business and function streams, including Commercial Banking, Wealth and Retail Banking, Global Banking, Global Markets. You will build your core Banking knowledge and specialist skills in an inclusive environment and equip yourself with Future Skills designed and offered under our expansive and agile learning environment customised to foster your development and growth.
The first 24 months of the Programme will be about maximising your exposure to gain essential job-related knowledge and skills through rotations in core departments. You will acquire valuable experience by participating in bank-wide projects and working with cross-functional teams. You will then leverage your core department rotations and choose a placement area which usually lasts up to 12 months, and start developing your career in the selected area of expertise. The opportunities do not end here – in fact this is only the starting point! When you have graduated from the Management Trainee Programme, you will be offered opportunities in the Bank to further progress and grow your career, and prepare yourself to become our future leaders’ cohort.
If you are excited by what we’re offering in the Programme, you can submit your application here. You can also get to learn about the Programme and each business / function stream in detail below.
What to expect
Commercial Banking connects entrepreneurial businesses to opportunities through our relationship managers and digital capabilities. You will rotate to Relationship Management teams that work directly with clients to support and expand their operations, or work with Wholesale Credit Risk Teams to conduct credit assessment and provide tailored lending solutions.
You could also work in Global Trade teams offering services and finance for buyers and suppliers, or with our Product Management teams who develop new, digital services to improve the experience of our customers, and incorporate ESG considerations into our client solutions.
Job attachment
Corporate Wealth and Sales Management
Global Liquidity and Cash Management
Global Trade and Receivable Finance
Relationship Management
Structured Finance and Commercial Real Estate
Wholesale Chief Operating Officer’s Office
What to expect
The Digital Business Services (DBS) MT Programme will provide you with the opportunities to acquire the grounding and knowledge in becoming bank-wide Fintech and innovation drivers, data-driven leaders and key change agents. The programme includes attachment in 8 core functions (Operations, Corporate Services, Information Technology, Data & Analytics Office, Performance Services, Chief Control Office, Strategic Sourcing Services and Transformation Services).
Placement in a designated DBS function will enable you to gain an in-depth knowledge of our supporting engines that underpin the running of a successful bank.
Job attachment
Operations
Corporate Services
Information Technology
Data & Analytics Office
Transformation
Performance Services
Chief Control Office
Strategic Sourcing Services
What to expect
The Functional Services MT Programme offers unique broad-based development experience to build core capabilities in one of the 4 mainstreams, either in Compliance, Financial Control, Risk, or Strategic Planning and Corporate Development. You will then rotate to areas outside of these mainstreams in functional areas such as Digital Business Services, Audit, middle office in Wealth and Personal Banking and Wholesale Banking.
The Programme prepares you for a strong focused professional career and opens up opportunities across the Bank in businesses or functions to suit your interests and skills.
Job attachment (Mainstream)
Compliance
Compliance Advisory WPB Team
You will be expected to form good partnership with different business streams and provide professional advice in compliance matters for line management by offering independent and objective oversight. After your attachment, you will strengthen your advisory skills to become a strategic partner who provides risk consulting service for the business.
Compliance Assurance
Compliance Assurance (CA) sits within the second line of defence (2LoD) and provides independent assurance services to assist the Bank in the timely identification, evaluation and mitigation of regulatory and financial crime risks. Working closely with Chief Compliance Officers and other Group Compliance Capabilities, CA delivers time-sensitive independent insight on the management of regulatory, conduct, financial crime and reputational risks, mainly through the assessment of associated controls, to provide assurance to stakeholders of the effectiveness of the Group’s financial crime and regulatory risk management.
Regulatory Conduct
You will be expected to develop and maintain good partnerships with internal stakeholders from lines of business and functions to provide professional advice on regulatory conduct matters by offering independent and objective oversight. You will also be given opportunities to interact with regulators in fulfilling regulatory demands. After your attachment, you will strengthen your communication and advisory skills to become a strategic partner who provides risk consulting for these business areas.
Financial Crime
You will be able to undertake the duty of Financial Crime Compliance Subject Matter Expert Advisory and/or conduct Financial Crime Risk investigations in a professional and efficient manner so that the Bank and regulatory standards are fulfilled. You will also be required to keep abreast of the new development and intelligence associated with Anti-Bribery and Corruption as well as Sanctions.
Financial Control
Asset Liability and Capital Management
Business Performance and Management Information
Environmental Social and Governance
FIN COO office
Financial Reporting
Financial Reporting Risk
Global Markets Finance
Insurance Business Finance
WPB Business Finance
Risk
Wealth and Personal Banking (WPB) Risk
You will be able to participate in the WPB Risk team's Risk Steward and Risk Advisor roles to set the risk appetite for retail lending and monitor the portfolio of WPB products to inform and refine credit policies, procedures and models via a wide range of risk management governance frameworks and controls.
Wholesale Credit Risk
You will have the opportunity to learn the end-to-end Wholesale Credit Risk Management operating model as an independent second line of defence. This covers a wide range of aspects from defining Risk Appetite statement / threshold, establishing credit policies to designing and monitoring controls. You will also participate and learn from our subject matter experts on credit underwriting, risk identification, portfolio review, model analytics and specialised credit handling.
Strategic Planning and Corporate Development Department
Bank Strategy Development
Business Strategic Study
Corporate Development
Chief of Staff
What to expect
Global Banking connects large corporations and financial institutions to opportunities through a group of sophisticated relationship managers and tailored banking solutions. You will rotate across Relationship Management teams and Product teams during the development programme and learn how to build a strong and strategic partnership with your clients.
You will also support driving various new initiatives of Global Banking such as new product development.
Job attachment
Corporate Digital
Corporate Wealth and Sales Management
Debt Capital Markets Origination
Global Banking / Financial Institutions Group Relationship Management
Global Liquidity and Cash Management
Global Trade and Receivable Finance
Structured Finance and Commercial Real Estate
Treasury Solutions
Wholesale Chief Operating Officer’s Office (WCOO)
What to expect
The Global Markets MT Programme offers you unique development opportunities in Global Markets, working with our product specialists, traders and analysts who provide integrated financial solutions and 24-hour global markets coverage. Our IT infrastructure enables us to deliver quick access to key markets and up-to-date information to customers. You will learn how we develop tailor-made treasury products to help customers better manage risks in the ever-changing market.
You will gain the necessary grounding and knowledge in various businesses and functions such as Trading, Market Treasury, Structured Product, Treasury Solutions, etc.
Job attachment
Markets Treasury
Treasury Solution
Trading
Structured Products
What to expect
Hang Seng Indexes Company Limited (HSIL), a wholly-owned subsidiary of Hang Seng Bank, is the leading index provider for the Hong Kong and mainland China markets.
The HSIL MT programme offers you exclusive opportunities to gain experience in index research and constituent review of the broad range of indexes which provide a wide spectrum of investor demand for different index investment solutions.
You will have exposure in client management, product development, strategy as well as transformation and data management.
Job attachment
Index Research
Constituent Review
Client Management
Product Development
Strategy
Other business attachment
You will have the opportunity to attach to other businesses and functions in the Bank to gain a holistic exposure to Hang Seng’s bank-wide operations. Such attachments may include:
What to expect
The Wealth and Personal Banking (WPB) MT Programme offers you broad exposure to our retail and private banking business functions. You will rotate among our product development, channel innovation or customer experience teams to identify opportunities that improve our products, services and propositions. You will have the opportunity to gain experience in our Retail Distribution team providing best-in-class services to our customers.
You will also work with digital transformation, business risk and control functions, business performance management or our strategy teams to deliver strategic projects for business growth.
Job attachment
Investment and Asset Management
Insurance
Product Development
Channel Management
Digital Banking
WPB Chief Operation Office (WPB COO)
Private Banking
Branch Network
Customer Value Management
Customer Propositions, Customer Management & Marketing
Structured Learning
At Hang Seng, we offer our Management Trainees a wide variety of learning curriculum in business, digital and data literacy, technical learning, risk management, compliance and personal leadership development. The curriculum is designed to equip you with key knowledge to perform at your best. What’s more, you can curate your own learning journey with contents aligned to your development needs.
We harness technology to provide an expansive and agile learning platform and tailor the learning process to your needs. We adopt a hybrid approach with interactive virtual learning including the use of Virtual Reality (VR) technology and Mobile Apps gamified learning and face-to-face classroom training.
Future Skills Development
One of the most important elements of Hang Seng’s development offering is to enable you to future-proof yourself. We offer an agile learning environment for your Future Skills development to become adaptive in fast changing business, social and technology developments. Future Skills includes Growth Mindset, Creativity, Connectivity and Social Intelligence, Change and Transformation.
You will learn Future Skills through diverse learning activities, including active engagement with best in class enterprises and our strategic partners, action learning in Bank projects, dialogues with change leaders, job shadowing of enterprise leaders and Board members.
Fintech Exposure
Fintech is shaping the future of Banking. You will be well-equipped to understand the latest Fintech developments through rotations to related Fintech areas such as digital banking, innovation, data analytics and strategy and Regtech. This part of your rotation will not be limited to our Bank’s environment – there will be plenty of exciting opportunities to visit and engage with top-notch Fintech organisations and local unicorn startup companies, to expose you to the latest Fintech developments, and inspire you to contribute and help the Bank consolidate its position as the leading digital bank in Hong Kong.
China and Greater Bay Area Assignments
Plenty of opportunities will be offered to you to participate in projects that will help Hong Kong companies to establish themselves and capitalise on cross-boundary business opportunities in China and the Greater Bay Area. You can increase your exposure across the region by attachments to our branches and offices in Hang Seng Bank (China), and gain a better understanding of the financial market in China, local compliance and regulatory requirement, and much more.
External Learning Opportunities
To facilitate your own network building, you will be offered opportunities to take part in various external workshops and conferences, enabling you to learn from thought leaders and other professionals, and ensuring you keep updated on the best practices within our industry.
During each of your attachment, you will be assigned a mentor who will provide guidance and coaching. You will also be assigned a Management Trainee buddy from the same Programme stream for additional support.
Hang Seng Bank will help you attain professional qualifications as required in your chosen business / function stream. Such qualifications may include:
As a Management Trainee, you will have many opportunities to represent Hang Seng Bank at business events and corporate social responsibility functions, and participate in various internal staff activities, offering you the chance to polish your interpersonal and communication skills and build new relationships both within and outside the Bank.
We are looking for the following attributes and qualifications in candidates joining our MT Programme:
Step 1
Online application
Step 2
Online ability tests and values assessment
Step 3
HR interview
Step 4
MT immersive assessment and business specific assessment
Step 5
Final interview
“I have chosen to start my career under Hang Seng Bank since it is one of the few, if not only, banks in Hong Kong to offer a well-established three-year Management Trainee Programme in Strategy and Planning. I’ve gained valuable experience by stepping out of comfort zone and embracing new challenges as personal learning opportunities”
Rachel Yan
Management Trainee, 2015 Intake
Strategic Planning and Corporate Development
“I think as a Management Trainee, I can contribute to the Bank by providing new and innovative ideas. Banking industry is no longer the same as before; banking products are more advanced, banking functions are more automated and user-friendly. We can provide new ideas and bring the Bank to a new era.”
Marca Ma
Management Trainee, 2015 Intake
Wealth and Personal Banking
“I find the guidance from mentors and senior management very helpful because as relatively green banking professionals, we need experienced advice and up-to-date market insights. The senior management is always open and willing to share their experiences with us and facilitate our decision making.”
Candice Huo
Management Trainee, 2015 Intake
Commercial Banking
“I kick off my career in Hang Seng Bank because of its long-standing reputation and friendly working culture. The Bank also has active involvement in community including sports, education, and voluntary works - which makes it a proudly local company to work in.”
Tommy Cheung
Management Trainee, 2017 Intake
Financial Control
“My most memorable experience was my first attachment at Retail Insurance Distribution to take part in the launch of a large-scale project. I learnt to work in a more flexible and agile way with various departments, such as Compliance and Product Departments.”
Anson Cheung
Management Trainee, 2018 Intake
Insurance
“During my attachment in Mainland China, I involved in executing a business development initiative related to cross-border financial markets trading, connecting different counterparties in the region to explore the potential business. It brought me significant job satisfaction in view of the successful launch with the achievement being recognised by others.”
Kenson Chan
Management Trainee, 2016 Intake
Global Banking and Markets
“What differentiates the Hang Seng Digital Business Services Management Trainee Programme is the mentorship. You are paired with a senior management while you can exchange your ideas with mentor, they can pass you wisdom they have accumulated throughout these years.”
Jonathan Bliss
Management Trainee, 2015 Intake
Digital Business Services
For the full definition of the competencies, please refer to the “Application Hints & Tips” session
Only applications submitted through our online application platform will be processed. Your application will require you to provide the following: personal information, e-mail address, education history (including tertiary and secondary education and academic qualifications attained at secondary and tertiary levels, i.e. transcripts, public examination results), professional qualifications attained, details of extracurricular activities, work experience and language proficiency examination results.
We recruit a mixture of talented graduates from a broad range of disciplines. We welcome applications from university graduates in any discipline. If you are interested in a career with us and can demonstrate the key competencies we are looking for, please submit your application in accordance with our requirements.
Interview and assessment can be conducted virtually, even though you are currently studying abroad, you are strongly encouraged to submit your application and please ensure your contact information is accurate and updated.
Candidates are asked to indicate their preference among different business / function streams. You should therefore take some time to familiarise yourself with the nature and requirements of each stream before making your application.
You can login to our online application system to update your personal and / or application details.
Qualified candidates will usually be notified for assessment within one month upon submission of their online applications completely. You can always check the recruitment status in TALEO system.
You are advised to be familiarised with not only the Bank’s culture & values, latest developments and the core competencies we are looking for. Besides, you should also keep yourself abreast of the market trends and developments.