Management Trainee Programme

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Management Trainee Programme

Welcome to Hang Seng Management Trainee Programme career page.
If you are looking to kick-start your career, build a strong foundation and grow both personally and professionally, the Hang Seng Bank’s Management Trainee Programme could be for you. You will learn key skills needed to excel in the business world, develop valuable connections and start navigating the world of banking and financial services. Here you can find all the information needed to help you understand what we are looking for in our Management Trainees, and the promising career prospects we offer.

You can start by understanding what it is like to be a Management Trainee at Hang Seng by taking a look at their stories on this page. Working in Hang Seng means working for the Best Domestic Bank in Hong Kong as we have been consistently recognised by external bank awards. You will get the opportunity to not only serve the local community, but also contribute to one of the World’s Top 100 most sustainable companies.

Over the years, many of our Management Trainees have been appointed to key roles contributing to the growth of the bank, and we invite you to write your new chapter in life with us!

Programme structure


Hang Seng’s Management Trainee Programme offers a wholistic development scope encompassing 2 key dimensions. At the enterprise level, aspiring leaders will immerse in the Bank’s Purpose, Values and Strategy in Business, Fintech, Greater Bay Area business development and Environment, Social and Governance (ESG) initiatives. At the professional level, there are 7 business and function streams, including Commercial Banking, Wealth and Retail Banking, Global Banking, Global Markets. You will build your core Banking knowledge and specialist skills in an inclusive environment and equip yourself with Future Skills designed and offered under our expansive and agile learning environment customised to foster your development and growth.

The first 24 months of the Programme will be about maximising your exposure to gain essential job-related knowledge and skills through rotations in core departments. You will acquire valuable experience by participating in bank-wide projects and working with cross-functional teams. You will then leverage your core department rotations and choose a placement area which usually lasts up to 12 months, and start developing your career in the selected area of expertise. The opportunities do not end here – in fact this is only the starting point! When you have graduated from the Management Trainee Programme, you will be offered opportunities in the Bank to further progress and grow your career, and prepare yourself to become our future leaders’ cohort.

If you are excited by what we’re offering in the Programme, you can submit your application here. You can also get to learn about the Programme and each business / function stream in detail below.

Business / functional streams

What to expect

Commercial Banking connects entrepreneurial businesses to opportunities through our relationship managers and digital capabilities. You will rotate to Relationship Management teams that work directly with clients to support and expand their operations, or work with Wholesale Credit Risk Teams to conduct credit assessment and provide tailored lending solutions.

You could also work in Global Trade teams offering services and finance for buyers and suppliers, or with our Product Management teams who develop new, digital services to improve the experience of our customers, and incorporate ESG considerations into our client solutions.

Job attachment

Corporate Wealth and Sales Management

  • Learn how to provide professional advice to corporate customers on cash management, treasury, insurance and investment products – all areas of expertise that are crucial to success in the competitive CMB segment

Global Liquidity and Cash Management

  • Understand the product development of Global Liquidity and Cash
  • Understand the management and its commercialisation of product cycle

Global Trade and Receivable Finance

  • Acquire an overview on Global Trade and Receivable Finance products and daily activities, which are critical in providing quality lending services to customers

Relationship Management

  • Gain valuable connections and experience through managing a portfolio of commercial customers
  • Deepen your knowledge of various industries and hone your skills in financial analysis

Structured Finance and Commercial Real Estate

  • Understand the origination and structuring of Syndicated/Structured Finance transactions
  • Acquire a basic understanding on commercial real estate loans and advances

Wholesale Chief Operating Officer’s Office

  • Understand the operational flow between Wholesale Chief Operating Officer’s Office (WCOO Office) and other departments within CMB as well as with Group
  • Acquire a basic understanding of CMB business model, products, strategies and policies

What to expect

The Digital Business Services (DBS) MT Programme will provide you with the opportunities to acquire the grounding and knowledge in becoming bank-wide Fintech and innovation drivers, data-driven leaders and key change agents. The programme includes attachment in 8 core functions (Operations, Corporate Services, Information Technology, Data & Analytics Office, Performance Services, Chief Control Office, Strategic Sourcing Services and Transformation Services).

Placement in a designated DBS function will enable you to gain an in-depth knowledge of our supporting engines that underpin the running of a successful bank.

Job attachment


  • Close partners with business and product groups, providing wide range of business services to our customers, covering customer onboarding, account servicing, card and loans, mortgage service, wholesale credit and lending, cash and cheque, wealth service, payment, customer due diligence, customer communication, etc.
  • Change agents for the Bank, who always put customers at the centre of anything we do. Always looking at the opportunities in streamlining, simplifying and improving the way we serve customers
  • Digital advocate who works closely with businesses and technology experts in evolving the customer services in a digital era and building digital into the DNA

Corporate Services

  • Acquire professional knowledge in Corporate Services related service delivery, such as provision and management of office workplace, branches, etc., to the Bank. Services cover the end to end property lifecycle management, including property acquisition, markets analysis, building and construction, facilities management, protective security, compliance of regulatory requirements, risk / control and financial management related to corporate real estate services
  • Learn about general management skills on aspects such as business analysis, strategic planning, real estate strategy, risk management, stakeholder management as well as communication / negotiation skills

Information Technology

  • Acquire latest technology skillset and tooling including digital, AI/ML, cloud, open banking, etc. for supporting our banking operations and delivering propositions and solutions to our customers
  • Embrace FinTech adoption and enable innovation strategy execution in pioneering new ideas and capabilities through the experimenting approach
  • Gain knowledge of technology experiences like infrastructure, cybersecurity, technology risk management, programme / project management, etc. and help the Bank serve our customers with robust governance and risk control

Data & Analytics Office

  • Gain a thorough understanding of Data Management and Control, Data analytics and MI in supporting Bank Data Strategy and Principle
  • Acquire the knowledge in how data enhances customer centric, risk and control management and operational effectiveness. Build capability in improving client experience and unlocking business opportunity
  • Learn the latest data analytics and visualisation tool in banking industry
  • Learn how to collaborate with internal stakeholders to lead data driven culture


  • Develop your business consulting capabilities to provide innovative ideas and customer centric solution to assist stakeholders to fulfil transformation needs, as well as programme and project management skills to manage complex strategic programmes with the agile approach and the latest technology such as Fintech
  • Connect strategy into action and be a change agent to accelerate the Bank’s digitalisation journey, putting ourselves ahead of customer's needs and responding to changing regulatory environment with the goal of becoming a full-fledged "next-generation" bank under the HKMA "Fintech 2025" roadmap

Performance Services

  • As a dedicated support for HASE COO, learn how to devise and implement the bank-wide risk remediation initiatives, and oversee operational management including strategy execution, financial management, governance, people management and staff engagement
  • Gain knowledge to oversee and manage the bank-wide risk including business continuity and incident management and third party risk management

Chief Control Office

  • Acquire a thorough understanding on the Bank’s Risk Management Framework, control design, oversight and supervision of Non-Financial Risks across Digital Business Services functions
  • Gain knowledge on the Bank’s top and emerging technology and risk profile and control environment, and the associated risk governance in the organisation
  • Utilise data dashboard and analytics tools for risk and control oversight
  • Learn how to collaborate with other businesses / functions to implement bank-wide risk and control programmes
  • Help promote risk awareness, develop embedded risk and control culture and Group / regulatory compliance

Strategic Sourcing Services

  • Communicate the value of strategic sourcing and procurement to company stakeholders, department heads, and executives to the achieve buy-in necessary for proper resources and investments
  • Analyse and compare financial reports and pricing proposals from several trusted suppliers before negotiating terms and prices to obtain the best deal for the company
  • Monitoring contracts to ensure that the supplier meets expectations and invoices are approved and paid in a timely manner
  • Keep track of all goods and services ordered and received, and maintain accurate inventory records including details on price, performance, and delivery

What to expect

The Functional Services MT Programme offers unique broad-based development experience to build core capabilities in one of the 4 mainstreams, either in Compliance, Financial Control, Risk, or Strategic Planning and Corporate Development. You will then rotate to areas outside of these mainstreams in functional areas such as Digital Business Services, Audit, middle office in Wealth and Personal Banking and Wholesale Banking.

The Programme prepares you for a strong focused professional career and opens up opportunities across the Bank in businesses or functions to suit your interests and skills.

Job attachment (Mainstream)


Compliance Advisory WPB Team

You will be expected to form good partnership with different business streams and provide professional advice in compliance matters for line management by offering independent and objective oversight. After your attachment, you will strengthen your advisory skills to become a strategic partner who provides risk consulting service for the business.


Compliance Assurance

Compliance Assurance (CA) sits within the second line of defence (2LoD) and provides independent assurance services to assist the Bank in the timely identification, evaluation and mitigation of regulatory and financial crime risks. Working closely with Chief Compliance Officers and other Group Compliance Capabilities, CA delivers time-sensitive independent insight on the management of regulatory, conduct, financial crime and reputational risks, mainly through the assessment of associated controls, to provide assurance to stakeholders of the effectiveness of the Group’s financial crime and regulatory risk management.


Regulatory Conduct

You will be expected to develop and maintain good partnerships with internal stakeholders from lines of business and functions to provide professional advice on regulatory conduct matters by offering independent and objective oversight.  You will also be given opportunities to interact with regulators in fulfilling regulatory demands.  After your attachment, you will strengthen your communication and advisory skills to become a strategic partner who provides risk consulting for these business areas.


Financial Crime

You will be able to undertake the duty of Financial Crime Compliance Subject Matter Expert Advisory and/or conduct Financial Crime Risk investigations in a professional and efficient manner so that the Bank and regulatory standards are fulfilled. You will also be required to keep abreast of the new development and intelligence associated with Anti-Bribery and Corruption as well as Sanctions.


Financial Control

Asset Liability and Capital Management

  • Assist in preparing materials for the Bank’s Asset and Liability Committee (ALCO)
  • Change agents for the Bank, who always put customers at the centre of anything we do. Always looking at the opportunities in streamlining, simplifying and improving the way we serve customers
  • Take part in the preparation of risk-weighted asset calculations for capital reporting and planning


Business Performance and Management Information

  • Build a good understanding of management accounting concepts and the Bank’s financial management information functions, which provide accurate, timely information to facilitate senior management in formulating business strategies and managing business growth)
  • Learn valuable business analysis skills that will allow you to critically evaluate business performance and costs and learn the keys to managing balance sheet risks and allocating resources, and participate in budgetary preparation and control


Environmental Social and Governance

  • Gain solid experience in meeting regulators’ requirements on ESG
  • Participate in projects that drive the Bank’s ESG vision
  • Connect with other business / function on collaboration opportunities that bring overall ESG benefits to the Bank
  • Explore ways to promote internal ESG awareness to gain support so that "We succeed together"


FIN COO office

  • Support the HASE’s finance functions for implementing the operational risk and control management framework according to HSBC Group guidance
  • Liaise with Operational Risk and provide support and guidance to various Finance teams to ensure that appropriate operational risk and control identification and assessment is undertaken for Finance function in Hong Kong and oversea site
  • Assist in the production of risk and control reports with regard to the advised committee meeting schedules to facilitate management for review and decision making


Financial Reporting

  • Ensure timely preparation of the Group’s consolidated financial reports including statutory financial statements and published materials relating to interim and final results announcements
  • Prepare timely and accurate prudential returns to the HKMA and other reports required by other regulators
  • Prepare financial and regulatory related information to senior management, the Board and various committees
  • Ensure the financial compliance in accordance with the relevant regulatory requirements of the Banking Ordinance and various HKMA SPMs and guidelines


Financial Reporting Risk

  • Provide advice and guidance to support the risk policy for managing Financial Reporting Risk. Perform review and challenge to issues, actions and incidents reported by 1st line businesses and functions. Oversee remediation and closure of issues
  • Assist in accounting standards implementation, new product due diligence and provide accounting opinion to businesses
  • Ensure compliance in Sarbanes Oxley Act (SOX) in the Bank, including annual certification
  • Conduct periodic assurance reviews within and outside Finance function to ensure adequate controls are in place to mitigate Financial Reporting Risk, also to help improve the effectiveness of the operations within Finance function


Global Markets Finance

  • Support the daily and monthly profit/loss and other report production related to the Bank's Markets and Securities Service and Markets Treasury to gain knowledge in markets products
  • Gain knowledge and practice in performing the different markets controls activities to manage risk
  • Involve in other ad hoc projects and new product due diligence and join user acceptance testing for system implementation


Insurance Business Finance

  • Participate in finance and accounting related activities of the insurance operations under the Bank, including financial control, regulatory reporting, forecast & planning, product development & projects and ALCM
  • Interact with a wide diversity of business or functional departments such as the Actuarial, Investment, Operation and Business Departments
  • Gain an understanding on the Insurance Business Finance Department and the insurance industry specific knowledge
  • Learn the dynamics of how insurance operations' financial results are being incorporated into the Bank-wide bigger picture


WPB Business Finance

  • Collaborate with WPB business units (including Retail Banking and Wealth Management Businesses) to monitor the implementation of the financial plans
  • Prepare management information to facilitate monitoring and analysis of business performance
  • Work with internal stakeholders across WPB to track and streamline current sales data collection process
  • Support creating concise communication materials and present findings to management
  • Assist in building MI reporting framework
  • Support ideas development, planning and execution of WPB finance project (e.g. Customer Profitability)



Wealth and Personal Banking (WPB) Risk

You will be able to participate in the WPB Risk team's Risk Steward and Risk Advisor roles to set the risk appetite for retail lending and monitor the portfolio of WPB products to inform and refine credit policies, procedures and models via a wide range of risk management governance frameworks and controls.


Wholesale Credit Risk

You will have the opportunity to learn the end-to-end Wholesale Credit Risk Management operating model as an independent second line of defence. This covers a wide range of aspects from defining Risk Appetite statement / threshold, establishing credit policies to designing and monitoring controls. You will also participate and learn from our subject matter experts on credit underwriting, risk identification, portfolio review, model analytics and specialised credit handling.


Strategic Planning and Corporate Development Department

Bank Strategy Development

  • Help formulate the Bank’s medium-term strategies
  • Support execution, coordination, tracking and evaluation according to the Bank’s strategic planning framework
  • Take the lead on being articulated and mobilised on what you do to achieve strategic priorities


Business Strategic Study

  • Lead or support strategic business studies that are cross-businesses, functions and/or geographies in nature, derive actionable insights and make appropriate recommendations to the Bank’s senior management


Corporate Development

  • Take part in the execution of acquisitions and disposals (A&D) projects
  • Support governance of the Bank’s corporate investments
  • Exploit synergies in accordance with the Bank’s strategic priorities


Chief of Staff

  • Support key activities of executive office including but not limited to presentation materials for external and internal meetings
  • Relationship management with key external and industry bodies and monitoring of business resultss
  • Advocate and facilitate cross-business collaborations

What to expect

Global Banking connects large corporations and financial institutions to opportunities through a group of sophisticated relationship managers and tailored banking solutions. You will rotate across Relationship Management teams and Product teams during the development programme and learn how to build a strong and strategic partnership with your clients.

You will also support driving various new initiatives of Global Banking such as new product development.

Job attachment

Corporate Digital

  • Gain insight into commercialisation of digital initiatives and digital journeys, building AI and advanced analytics to achieve excellent customer experience, grow and protect the bank at the same time


Corporate Wealth and Sales Management

  • Learn how to provide professional advice to corporate customers on wealth management products and the related internal control functions


Debt Capital Markets Origination

  • Acquire basic bond market knowledge
  • Understand the HASE DCMO business model and strategic focuses


Global Banking / Financial Institutions Group Relationship Management

  • Acquire experience to provide a broad spectrum of financing solutions to large corporations and financial institutions
  • Gain exposure to a comprehensive range of products and services including bilateral and syndication loans, project financing, property development financing, property investment loans, working capital financing, trade financing, cash management and treasury products
  • Learn from experienced and knowledgeable professionals to understand the specific requirements of our customers and to provide tailor-made financial packages in their best interests


Global Liquidity and Cash Management

  • Understand the product development of Global Liquidity and Cash Management and its commercialisation of product cycle


Global Trade and Receivable Finance

  • Acquire an overview on Global Trade and Receivable Finance products and its servicing model


Structured Finance and Commercial Real Estate

  • Understand the origination and structuring of Syndicated/Structured Finance transactions
  • Acquire a basic understanding on commercial real estate loans and advances


Treasury Solutions

  • Collaborate with various internal stakeholders such as Relationship Managers, Branches and other internal departments to identify customers’ hedging needs and provide appropriate treasury products and solutions


Wholesale Chief Operating Officer’s Office (WCOO)

  • Understand the operational flow between Wholesale Chief Operating Officer’s Office and other departments within Global Banking as well as with Group
  • Acquire a basic understanding of Global Banking business model, products, strategies and policies

What to expect

The Global Markets MT Programme offers you unique development opportunities in Global Markets, working with our product specialists, traders and analysts who provide integrated financial solutions and 24-hour global markets coverage. Our IT infrastructure enables us to deliver quick access to key markets and up-to-date information to customers. You will learn how we develop tailor-made treasury products to help customers better manage risks in the ever-changing market.

You will gain the necessary grounding and knowledge in various businesses and functions such as Trading, Market Treasury, Structured Product, Treasury Solutions, etc.

Job attachment

Markets Treasury

  • Understand the roles and responsibilities of the Balance Sheet Management team in the Bank
  • Gain knowledge on how interest rate, liquidity and funding risk are managed


Treasury Solution

  • Collaborate with various internal stakeholders such as Relationship Managers, Branches and other internal departments to identify customers’ hedging needs and provide appropriate treasury products and solutions



  • Understand the purpose, structure and framework of different departments under Trading, such as Interest Rate Trading, Repo Trading, Foreign Exchange and Option Trading
  • Turn theory into practice, real-time experience of trading, hedging activities and strategy formulation spanning various asset classes among different markets around the globe


Structured Products

  • Get involved in structuring and developing FX/ Equity/ Interest Rate-linked products
  • Understand the dynamics and competitive landscape of structure products as investment and hedging solutions to various client segments of the Bank, including Wealth and Personal Banking, Commercial Banking and Global Banking clients

What to expect

Hang Seng Indexes Company Limited (HSIL), a wholly-owned subsidiary of Hang Seng Bank, is the leading index provider for the Hong Kong and mainland China markets.

The HSIL MT programme offers you exclusive opportunities to gain experience in index research and constituent review of the broad range of indexes which provide a wide spectrum of investor demand for different index investment solutions.

You will have exposure in client management, product development, strategy as well as transformation and data management.


Job attachment

Index Research

  • Maintain the leading position of the existing flagship indexes, e.g. HSI, HSCEI, etc.
  • Nurture the usage of the Hang Seng Family of Indexes and create new indexes to meet market demand
  • Ensure proper governance is in place for the index development / management process


Constituent Review

  • Conduct regular index constituent review and rebalancing according to the index methodologies
  • Review the index methodologies to keep pace with the market development
  • Review the workflow to enhance the capacity and efficiency of the team


Client Management

  • Promote the use of Hang Seng Family of Indexes as underlying for investment products such as futures & options, ETFs, index funds and, etc
  • Achieve business targets through cross-selling to existing customers or acquisition of new customers
  • Support the formulation and implementation of the overall sales strategy for the Company


Product Development

  • Develop new revenue streams and products for HSIL
  • Formulate business plans and project management plans to implement new business initiatives
  • Conduct market research to keep abreast of key market and competitor intelligence



  • Participate in the preparation of HSIL strategic plan
  • Provide support to facilitate the implementation of business strategies
  • Explore external partnership opportunitiese


Other business attachment

You will have the opportunity to attach to other businesses and functions in the Bank to gain a holistic exposure to Hang Seng’s bank-wide operations. Such attachments may include:

  • Wealth and Personal Banking
  • Commercial Banking
  • Global Banking
  • Financial Control
  • Hang Seng Investment Management
  • Hang Seng Bank (China) Limited and other subsidiaries


What to expect

The Wealth and Personal Banking (WPB) MT Programme offers you broad exposure to our retail and private banking business functions. You will rotate among our product development, channel innovation or customer experience teams to identify opportunities that improve our products, services and propositions. You will have the opportunity to gain experience in our Retail Distribution team providing best-in-class services to our customers.

You will also work with digital transformation, business risk and control functions, business performance management or our strategy teams to deliver strategic projects for business growth.

Job attachment

Investment and Asset Management

  • Assist in developing different types of investment products, support investment managers in dealing decisions and formulating business strategies to meet the upcoming business trend and the needs of our different customer segments


  • Develop new insurance products and identify business opportunities to introduce the right products through the right distribution channels to meet the changing needs of customers in a dynamic environment

Product Development

  • Acquire expertise on the product development lifecycle for a variety of personal banking products in areas such as secured lending (e.g. mortgages) and unsecured lending (e.g. credit cards and personal loans)

Channel Management

  • Opportunity to work with different stakeholders to develop and implement multi-channel (e.g. branch network, phone banking and digital banking) strategies that improve client services, meet new client demands and optimise channel effectiveness

Digital Banking

  • Participate in transforming the digital platforms for the best of user experience and market practice powered by latest technology and digital analytics; generating value that positions Digital as an increasing driver of WPB’s revenue, cost and business improvement

WPB Chief Operation Office (WPB COO)

  • Oversee and monitor WPB overall business performance and strategic business initiatives implementation
  • Assist in driving strategic business initiatives and transformation projects to ensure business sustainability
  • Implement various control framework including credit control, data integrity, business risk management, customer due diligence and financial crime risk management programmes
  • Equip with skills and mindset for project and process management

Private Banking

  • Gain valuable experience in building close relationships, providing professional advice and premium service to our high-net worth customers

Branch Network

  • Gain customer handling experience through connecting with a diverse range of retail customers in one of our branches. Learn about what goes into creating a great customer experience, how to achieve business growth and manage risk and control in a dynamic environment

Customer Value Management

  • Develop a good understanding of different customer segments and how to identify and analyse customer and market data that will help sharpen your business judgment
  • Participate in the development of a new customer centric communication model with enabled Real-time Decisioning Platform technology to enhance customer experience, communication efficiency and effectiveness

Customer Propositions, Customer Management & Marketing

  • Gain experience in the development of innovative proposition strategies to achieve synergy across different business units and different customer segments and develop programmes that achieve multiple business objectives to maximise business opportunities through various marketing initiatives
  • Be a member of a team in driving customer management transformation for different business to establish customer contact strategy, content management strategy and optimisation of Omni-channels

Development offering

Structured Learning

At Hang Seng, we offer our Management Trainees a wide variety of learning curriculum in business, digital and data literacy, technical learning, risk management, compliance and personal leadership development. The curriculum is designed to equip you with key knowledge to perform at your best. What’s more, you can curate your own learning journey with contents aligned to your development needs.

We harness technology to provide an expansive and agile learning platform and tailor the learning process to your needs. We adopt a hybrid approach with interactive virtual learning including the use of Virtual Reality (VR) technology and Mobile Apps gamified learning and face-to-face classroom training.

Future Skills Development

One of the most important elements of Hang Seng’s development offering is to enable you to future-proof yourself. We offer an agile learning environment for your Future Skills development to become adaptive in fast changing business, social and technology developments. Future Skills includes Growth Mindset, Creativity, Connectivity and Social Intelligence, Change and Transformation.

You will learn Future Skills through diverse learning activities, including active engagement with best in class enterprises and our strategic partners, action learning in Bank projects, dialogues with change leaders, job shadowing of enterprise leaders and Board members.

Fintech Exposure

Fintech is shaping the future of Banking. You will be well-equipped to understand the latest Fintech developments through rotations to related Fintech areas such as digital banking, innovation, data analytics and strategy and Regtech. This part of your rotation will not be limited to our Bank’s environment – there will be plenty of exciting opportunities to visit and engage with top-notch Fintech organisations and local unicorn startup companies, to expose you to the latest Fintech developments, and inspire you to contribute and help the Bank consolidate its position as the leading digital bank in Hong Kong.

China and Greater Bay Area Assignments

Plenty of opportunities will be offered to you to participate in projects that will help Hong Kong companies to establish themselves and capitalise on cross-boundary business opportunities in China and the Greater Bay Area. You can increase your exposure across the region by attachments to our branches and offices in Hang Seng Bank (China), and gain a better understanding of the financial market in China, local compliance and regulatory requirement, and much more.

External Learning Opportunities

To facilitate your own network building, you will be offered opportunities to take part in various external workshops and conferences, enabling you to learn from thought leaders and other professionals, and ensuring you keep updated on the best practices within our industry.

Mentorship and coaching

During each of your attachment, you will be assigned a mentor who will provide guidance and coaching. You will also be assigned a Management Trainee buddy from the same Programme stream for additional support.

Professional qualification

Hang Seng Bank will help you attain professional qualifications as required in your chosen business / function stream. Such qualifications may include:

  • Associate of the Hong Kong Institute of Bankers
  • Chartered Financial Analyst
  • Certified Public Accountant
  • Certified Financial Planner
  • Certified Financial Risk Manager
  • Certified Banker
  • Certified International Investment Analyst
  • Project Management Professional
  • Society of Actuaries
  • Chartered Enterprise Risk Analyst (CERA)
  • Fellow, Life Management Institute – Life Office Management Association (FLMI – LOMA)


As a Management Trainee, you will have many opportunities to represent Hang Seng Bank at business events and corporate social responsibility functions, and participate in various internal staff activities, offering you the chance to polish your interpersonal and communication skills and build new relationships both within and outside the Bank.


We are looking for the following attributes and qualifications in candidates joining our MT Programme:

  • Communicating with impact – ability to clearly and coherently articulate and present messages in written and verbal forms (including new media literacy) with the target audience in mind;
  • Connectivity – capability to build effective connections at interpersonal, social and cross-disciplinary levels to collaborate with others and achieve common goals;
  • Curiosity – strong motivation to ask questions, acquire new knowledge and experience cross-boundaries; navigate and learn in known and unknown challenges;
  • Creativity – ability to bring divergent ideas together, develop novel and adaptive thinking and contribute to innovative solutions;
  • Exhibit integrity, empathetic and inclusive behaviours, acting with shared purpose, speaking up taking accountability and setting high standards;
  • Excellent written and spoken English and Chinese proficiency;
  • Bachelor’s degree (Second Honours) or above;
  • Permanent resident of Hong Kong or holder of a valid Hong Kong work visa

Selection procedure

  1. Step 1

    Online application

  2. Step 2

    Online ability tests and values assessment

  3. Step 3

    HR interview

  4. Step 4

    MT immersive assessment and business specific assessment

  5. Step 5

    Final interview

“I have chosen to start my career under Hang Seng Bank since it is one of the few, if not only, banks in Hong Kong to offer a well-established three-year Management Trainee Programme in Strategy and Planning. I’ve gained valuable experience by stepping out of comfort zone and embracing new challenges as personal learning opportunities”

Rachel Yan

Management Trainee, 2015 Intake

Strategic Planning and Corporate Development

“I think as a Management Trainee, I can contribute to the Bank by providing new and innovative ideas. Banking industry is no longer the same as before; banking products are more advanced, banking functions are more automated and user-friendly. We can provide new ideas and bring the Bank to a new era.”

Marca Ma

Management Trainee, 2015 Intake

Wealth and Personal Banking

“I find the guidance from mentors and senior management very helpful because as relatively green banking professionals, we need experienced advice and up-to-date market insights. The senior management is always open and willing to share their experiences with us and facilitate our decision making.”

Candice Huo

Management Trainee, 2015 Intake

Commercial Banking

“I kick off my career in Hang Seng Bank because of its long-standing reputation and friendly working culture. The Bank also has active involvement in community including sports, education, and voluntary works - which makes it a proudly local company to work in.”

Tommy Cheung

Management Trainee, 2017 Intake

Financial Control

“My most memorable experience was my first attachment at Retail Insurance Distribution to take part in the launch of a large-scale project. I learnt to work in a more flexible and agile way with various departments, such as Compliance and Product Departments.”

Anson Cheung

Management Trainee, 2018 Intake


“During my attachment in Mainland China, I involved in executing a business development initiative related to cross-border financial markets trading, connecting different counterparties in the region to explore the potential business. It brought me significant job satisfaction in view of the successful launch with the achievement being recognised by others.”

Kenson Chan

Management Trainee, 2016 Intake

Global Banking and Markets

“What differentiates the Hang Seng Digital Business Services Management Trainee Programme is the mentorship. You are paired with a senior management while you can exchange your ideas with mentor, they can pass you wisdom they have accumulated throughout these years.”

Jonathan Bliss

Management Trainee, 2015 Intake

Digital Business Services

Management Trainee Programme Frequently asked questions

  • Connectivity
  • Creativity
  • Curiosity
  • Managing communication
  • Resilience

For the full definition of the competencies, please refer to the “Application Hints & Tips” session

Only applications submitted through our online application platform will be processed. Your application will require you to provide the following: personal information, e-mail address, education history (including tertiary and secondary education and academic qualifications attained at secondary and tertiary levels, i.e. transcripts, public examination results), professional qualifications attained, details of extracurricular activities, work experience and language proficiency examination results.

We recruit a mixture of talented graduates from a broad range of disciplines. We welcome applications from university graduates in any discipline. If you are interested in a career with us and can demonstrate the key competencies we are looking for, please submit your application in accordance with our requirements.

Interview and assessment can be conducted virtually, even though you are currently studying abroad, you are strongly encouraged to submit your application and please ensure your contact information is accurate and updated.

Candidates are asked to indicate their preference among different business / function streams. You should therefore take some time to familiarise yourself with the nature and requirements of each stream before making your application.

You can login to our online application system to update your personal and / or application details.

Qualified candidates will usually be notified for assessment within one month upon submission of their online applications completely. You can always check the recruitment status in TALEO system.

You are advised to be familiarised with not only the Bank’s culture & values, latest developments and the core competencies we are looking for. Besides, you should also keep yourself abreast of the market trends and developments.

Useful information