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Welcome to our Hang Seng Bank Management Trainee Programme career page.
Our Management Trainee Programme will offer you a well-rounded development experience and exposure to our banking business for your personal and professional growth. You will find useful information to help you understand the qualities we are looking for in our Management Trainees and the career prospects we offer as the Best Bank – Domestic (Hong Kong) rated by The Asset since 2000 on serving our local community, at the same time being recognised as one of the World’s Top 100 most sustainable companies.
Over the years, our Management Trainees have become an integral part of our talent pipeline for key roles in the Bank. Take a look at the stories of our existing Management Trainees on our career page. We invite you to embark on your own journey to a successful career with Hang Seng.
Hang Seng’s 3-year Management Trainee Programme is offered in nine business / function streams: Commercial Banking, Digital Business Services, Entity, Financial Control, Global Banking, Global Markets, Insurance, Wealth and Personal Banking as well as Strategic Planning and Corporate Development. The Programme prepares recent graduates to take up executive-level positions by providing the skills and professional development needed for a high-flying banking career. To find out more about each business / function stream, please check out Our Business section. To learn more about the programme and submit application, please click the relevant link(s) below.
What to expect
It takes around 1 year to rotate around the frontline, middle-office and functions of Commercial Banking (CMB). This diverse experience under the whole spectrum of the business will give you the necessary grounding and knowledge to take up a 23-month placement in your second and third year of the Management Trainee Programme.
During your 3-year programme, you will be arranged to join short-term attachment in Hang Seng China to gain exposure to the China business and market.
1 month
Training & Familiarisation
12 months
Job Attachment
23 months
Placement & Graduation
Job attachment
Corporate Digital
Corporate Wealth and Sales Management
Global Liquidity and Cash Management
Global Trade and Receivable Finance
Relationship Management
Structured Finance and Commercial Real Estate
Wholesale Chief Operating Officer’s Office
What to expect
The Management Trainee Programme of Digital Business Services will provide you the opportunities to acquire the grounding and knowledge in taking up bank-wide Fintech and innovation drivers, data-driven leaders and key change agents.
The first 30 months will include orientation and familiarization, and attachment into 9 core functions (Operations, Corporate Services, Information Technology, Data & Architecture Office, Performance Services, Chief Control Office, Strategic Sourcing Services, Transformation Services and Contact Centre Transformation). You will be also arranged to join the short-term attachment in Hang Seng China. A 6-month placement in a designated Digital Business Services function will be assigned to gain an in-depth knowledge of specific systems and processes that underpin the running of a successful bank.
1 month
Training & Familiarisation
30 months
Job Attachment
6 months
Placement & Graduation
Job attachment
Operations
Corporate Services
Information Technology, and Data & Architecture Office
Transformation
Contact Centre Transformation
Performance Services
Chief Control Office
Strategic Sourcing Services
What to expect
The three-year structured Management Trainee Programme offers unique broad based development experience to build core capabilities in functional areas such as Digital Business Services, Risk, Compliance, Financial Control, Audit and placements in Hang Seng Indexes Company, middle office in Wealth & Personal Banking and Wholesale Banking. Your first 24 months will include orientation, a well-rounded learning curriculum, exposure to a wide range of initiatives in the Bank, and placements in businesses and functions. You will focus on your learning and job rotations in one of the four mainstreams, either in Risk, Compliance, Financial Control or Hang Seng Indexes Company for 12 months and then will rotate to areas outside of these mainstreams. Subsequently, you will be assigned to a designated team for your remaining 12 months to build focused professional competencies. The Programme prepares you for a strong professional career in the banking industry. Your development in the Entity Management Trainee Programme will open up opportunities across the Bank in businesses or functions to suit your interests and skills.
1 month
Training & Familiarisation
12 months
Job Attachment in mainstream
Either in Risk, Compliance, Financial Control or Hang Seng Indexes Company
11 months
Job Attachment outside of mainstream
12 months
Placement & Graduation
Job attachment (Mainstream)
Risk
Wealth and Personal Banking (WPB) Risk
You will be able to participate in the WPB Risk team's Risk Steward and Risk Advisor roles to set the risk appetite for retail lending and monitor the portfolio of WPB products to inform and refine credit policies, procedures and models via a wide range of risk management governance frameworks and controls.
Wholesale Credit and Market Risk
You will develop knowledge and practical experience in setting and monitoring policies and appetite for wholesale credit risk across a range of dimensions to approve credit facilities requested by wholesale banking businesses while providing independent reviews of risk and managing problem exposures. You may also understand how Risk Identification, Credit Policy, Portfolio and Controls, Analytics, etc. collaborate to fulfil the second line of defence role.
Compliance
Compliance Advisory WPB Team
You will be expected to form good partnership with different business streams and provide professional advice in compliance matters for line management by offering independent and objective oversight. After your attachment, you will strengthen your advisory skills to become a strategic partner who provides risk consulting service for the business.
Compliance Assurance
Compliance Assurance (CA) sits within the second line of defence (2LoD) and provides independent assurance services to assist the Bank in the timely identification, evaluation and mitigation of regulatory and financial crime risks. Working closely with Chief Compliance Officers and other Group Compliance Capabilities, CA delivers time-sensitive independent insight on the management of regulatory, conduct, financial crime and reputational risks, mainly through the assessment of associated controls, to provide assurance to stakeholders of the effectiveness of the Group’s financial crime and regulatory risk management.
Regulatory Conduct
You will be expected to develop and maintain good partnerships with internal stakeholders from lines of business and functions to provide professional advice on regulatory conduct matters by offering independent and objective oversight. You will also be given opportunities to interact with regulators in fulfilling regulatory demands. After your attachment, you will strengthen your communication and advisory skills to become a strategic partner who provides risk consulting for these business areas.
Financial Crime
You will be able to undertake the duty of Financial Crime Compliance Subject Matter Expert Advisory and/or conduct Financial Crime Risk investigations in a professional and efficient manner so that the Bank and regulatory standards are fulfilled. You will also be required to keep abreast of the new development and intelligence associated with Anti-Bribery and Corruption as well as Sanctions.
Financial Control
The Financial Control Division operates like a bank inside the Bank. All of the bank's strategic initiatives, tactical plans and business decisions must flow through the financial system - a system for which this division is the key driver. You will work closely with stakeholders, including business partners, regulators and external examiners. You will function as an accountant and business partner to provide comprehensive information on financial management, capital management, financial planning, financial and compliance reporting , insurance finance, finance policy and control, tax, and global markets finance.
Hang Seng Indexes Company Limited (HSIL)
You will have a chance to gain experience in end-to-end index management including index research, constituent review, and index operations for the Hang Seng Family of Indexes which covers HK and A-share markets. Also, you will have exposure to index business, marketing and data management.
What to expect
The Global Banking (GB) Management Trainee Programme will take you around 12 months to attach in various Global Banking businesses and related functional departments. This experience will give you the necessary grounding and knowledge to take up the subsequent 23-month placement in Global Banking division. Besides departmental attachment and placement, you will also participate in short-term familiarisation sessions and visits to businesses and functions who work closely with Global Banking.
1 month
Training & Familiarisation
12 months
Job Attachment
23 months
Placement & Graduation
Job attachment
Corporate Digital
Corporate Wealth and Sales Management
Debt Capital Markets Origination
Global Banking / Financial Institutions Group Relationship Management
Global Liquidity and Cash Management
Global Trade and Receivable Finance
Structured Finance and Commercial Real Estate
Treasury Solutions
Wholesale Chief Operating Officer’s Office (WCOO)
What to expect
The Global Markets (GM) Management Trainee Programme will take you around 12 months to attach in various Global Markets business departments. This experience will give you the necessary grounding and knowledge to take up the subsequent 19-month placement in one of the Global Markets business departments. Besides departmental attachment and placement, you will also participate in short-term familiarisation sessions and visits to Global Markets-related businesses and functions, for a better understanding of various businesses and functions operations.
5 months
Training & Familiarisation
12 months
Job Attachment
19 months
Placement & Graduation
Job attachment
Balance Sheet Management
Treasury Solution
Trading
Structured Products
What to expect
Insurance is a fast-growing business and is one of the key revenue drivers of Hang Seng Bank. We have our wholly-owned subsidiary, Hang Seng Insurance Company Limited, to develop a full spectrum of insurance products from Life Insurance manufacturing to distribution of General Insurance and Medical products. The programme is suitable for high-calibre candidates who have a passion to develop a career in the Insurance / Bancassurance industry.
The 36-month Insurance Management Trainee Programme will expose you to our Insurance businesses ranging from strategic positioning, product development, sales management, digital channel, servicing propositions, customer experience, risk and control, actuary to investment functions. We offer two streams in Insurance Management Trainee programme - actuarial stream and generalist stream. In the actuarial stream, you will have various attachments in different actuarial functions including Experience Study, Product Pricing, Economic Capital, Financial Reporting and Asset Liability Management. In the generalist stream, the first 24 months will be attachments to different core insurance business departments, e.g. Underwriting and Claims, product development of Life, General Insurance, Medical and MPF products, distribution to personal and commercial customers as well as other special projects, followed by a 12-month placement based on your career interest and business need.
1 month
Training & Familiarisation
36 months for Actuarial
24 months for Generalist
Job Attachment
12 months for Generalist
Placement & Graduation
Job attachment
Life Insurance
General Insurance, Medical Insurance and MPF
Insurance Actuarial, Risk Management and Investment
Channel management and servicing proposition
What to expect
In your first 21-month rotation, you will complete a series of attachments in product development, channel innovation, sales and marketing planning, strategic projects, digital initiatives as well as risk and compliance. You will then have the opportunity to put the knowledge and skills you have acquired into practice in the 7-month branch attachment as part of learning more about how to identify and meet the needs of customers and the core processes of branch services and control.
Your final-stage of placement will have you preparing for an executive role with more focus on business and resources planning to support change and innovation across different areas of our Wealth and Personal Banking business.
1 month
Training & Familiarisation
21 months in Products and Channels
7 months at Branch
Job Attachment
7 months
Placement & Graduation
Job attachment
Investment and Asset Management
Insurance
Product development
Channel management
Digital Banking
WPB Chief Operation Office (WPB COO)
Private Banking
Branch network
Customer value management
Customer Propositions, Customer Management & Marketing
What to expect
Strategic Planning and Corporate Development Department (PNG) functions as the central planning and strategy development group of the Bank and addresses topics at the top of senior management’s agendas. This role will provide the opportunity to work on different bank level strategic initiatives across all businesses and functions of the Bank, covering bank strategy development, business strategic study, corporate development and Chief of Staff.
In your 3 years as PNG Management Trainee, you will support the team and after completing the programme with PNG, you will be ready to join our team of strategists and provide trusted advices to different businesses and functions on their strategic development.
1 month
Training & Familiarisation
35 months
Job Attachment
Graduation
Job attachment
Bank strategy development
Business strategic study
Corporate development
Chief of Staff
Other business attachment
You will have the opportunity to attach to other businesses and functions in the Bank to gain a holistic exposure to Hang Seng’s bank-wide operations. Such attachments may include:
Classroom training
Comprehensive and logically organised classroom-based training will cover leadership and management, product and technical know-how, risk management, compliance and operations procedures specific to your Management Trainee Programme stream.
Experiential training
Through an intensive experiential learning experience, you will be able to enhance your capacity for self-understanding, appreciating team dynamics, problem solving, taking the initiative in and ownership of self-motivation and leading others, as well as relationship building.
China assignments / Business travel
There are opportunities for business travel and join China assignments to learn more about the Bank’s overseas business and operations.
External conferences
We regularly send Management Trainees to attend financial and banking related conferences. By learning from thought leaders and networking with other banking professionals, we ensure our future executives and leaders are kept abreast of best practices within our industry.
During each of your attachment, you will be assigned a mentor who will provide guidance and coaching. You will also be assigned a Management Trainee buddy from the same Programme stream for additional support.
Hang Seng Bank will help you attain professional qualifications as required in your chosen business / function stream. Such qualifications may include:
As a Management Trainee, you will have many opportunities to represent Hang Seng Bank at business events and corporate social responsibility functions, and participate in various internal staff activities, offering you the chance to polish your interpersonal and communication skills and build new relationships both within and outside the Bank.
We are looking to recruit passionate individuals who meet the following requirements:
Step 1
Online application and values assessment
Step 2
Online ability tests
Step 3
HR interview
Step 4
MT immersive assessment and business specific assessment
Step 5
Final interview
“I have chosen to start my career under Hang Seng Bank since it is one of the few, if not only, banks in Hong Kong to offer a well-established three-year Management Trainee Programme in Strategy and Planning. I’ve gained valuable experience by stepping out of comfort zone and embracing new challenges as personal learning opportunities”
Rachel Yan
Management Trainee, 2015 Intake
Strategic Planning and Corporate Development
“I think as a Management Trainee, I can contribute to the Bank by providing new and innovative ideas. Banking industry is no longer the same as before; banking products are more advanced, banking functions are more automated and user-friendly. We can provide new ideas and bring the Bank to a new era.”
Marca Ma
Management Trainee, 2015 Intake
Wealth and Personal Banking
“I find the guidance from mentors and senior management very helpful because as relatively green banking professionals, we need experienced advice and up-to-date market insights. The senior management is always open and willing to share their experiences with us and facilitate our decision making.”
Candice Huo
Management Trainee, 2015 Intake
Commercial Banking
“I kick off my career in Hang Seng Bank because of its long-standing reputation and friendly working culture. The Bank also has active involvement in community including sports, education, and voluntary works - which makes it a proudly local company to work in.”
Tommy Cheung
Management Trainee, 2017 Intake
Financial Control
“My most memorable experience was my first attachment at Retail Insurance Distribution to take part in the launch of a large-scale project. I learnt to work in a more flexible and agile way with various departments, such as Compliance and Product Departments.”
Anson Cheung
Management Trainee, 2018 Intake
Insurance
“During my attachment in Mainland China, I involved in executing a business development initiative related to cross-border financial markets trading, connecting different counterparties in the region to explore the potential business. It brought me significant job satisfaction in view of the successful launch with the achievement being recognised by others.”
Kenson Chan
Management Trainee, 2016 Intake
Global Banking and Markets
“What differentiates the Hang Seng Digital Business Services Management Trainee Programme is the mentorship. You are paired with a senior management while you can exchange your ideas with mentor, they can pass you wisdom they have accumulated throughout these years.”
Jonathan Bliss
Management Trainee, 2015 Intake
Digital Business Services
For the full definition of the competencies, please refer to the “Application Hints & Tips” session
Only applications submitted through our online application platform will be processed. Your application will require you to provide the following: personal information, e-mail address, education history (including tertiary and secondary education and academic qualifications attained at secondary and tertiary levels, i.e. transcripts, public examination results), professional qualifications attained, details of extracurricular activities, work experience and language proficiency examination results.
We recruit a mixture of talented graduates from a broad range of disciplines. We welcome applications from university graduates in any discipline. If you are interested in a career with us and can demonstrate the key competencies we are looking for, please submit your application in accordance with our requirements.
Interview and assessment can be conducted virtually, even though you are currently studying abroad, you are strongly encouraged to submit your application and please ensure your contact information is accurate and updated.
Candidates are asked to indicate their preference among different business / function streams. You should therefore take some time to familiarise yourself with the nature and requirements of each stream before making your application.
You can login to our online application system to update your personal and / or application details.
Qualified candidates will usually be notified for assessment within one month upon submission of their online applications completely. You can always check the recruitment status in TALEO system.
You are advised to be familiarised with not only the Bank’s culture & values, latest developments and the core competencies we are looking for. Besides, you should also keep yourself abreast of the market trends and developments.
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