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Insurance & MPF > eCancerPro Insurance Plan (Apply Online)

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eCancerPro Insurance Plan
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eCancerPro is a term life insurance plan with no savings element underwritten by Hang Seng Insurance. It provides the Life Insured with a lump-sum cancer benefit up to HKD1,500,000, which can be used to obtain timely treatment and cover other expenses when unfortunate strikes. Application is easy - simply submit your application online, and with no hassle of medical examinations or documentation. Apply at a younger age and enjoy lower premiums.

    • Product Features
    Carcinoma-in-situ / Early Stage Cancer Benefit
    If the Life Insured is diagnosed with Carcinoma-in-situ or Early Stage Cancer, we will pay an advanced benefit equivalent to 20% of the Sum Insured, enabling early treatment and ensuring speedy recovery. A maximum of two claims under different organs will be paid under the Plan.
    Cancer Benefit plus Death Benefit
    If the Life Insured is diagnosed with cancer, a lump-sum benefit equal to the total or remaining balance of the Sum Insured will be paid under the Cancer Benefit, helping you cover hospital and treatment expenses. Alternatively, upon the unfortunate passing away of the Life Insured, the beneficiary(ies) will receive the total or remaining balance of the Sum Insured as a Death Benefit instead, helping them through the difficult times.
    A Child Shares all the Benefits for Free
    The Life Insured can share all the benefits of his/her eCancerPro plan with one child under age of 18, who can enjoy a protection amount of up to HKD1,500,000 (Child Benefit). This benefit does not require additional underwriting and premiums.
    No Waiting Period and Survival Period
    There are no waiting period or survival period for the benefits. The coverage is effective immediately after your application is approved. The Life Insured is eligible to submit a claim once diagnosed with cancer, as no survival period is applied.
    Premium is Fixed for the First 10 Years
    Premium will only be adjusted every 10 years so you can plan your finances easily. Coverage of the plan is guaranteed to age 80, regardless of the Life Insured’s health status.
    Three Choices of Sum Insured
    Enjoy the flexibility of choosing a Sum Insured suitable for your family: HKD500,000 / HKD1,000,000 / HKD1,500,000#.
#The maximum aggregate sum insured that each life insured could apply for eCancerPro and eFamilyPro Life Insurance plan is HKD5,000,000 for insured who is aged 50 or below and HKD3,000,000 for insured who is aged above 50.

Application Eligibility/ Requirement

  • eCancerPro Insurance Plan is only available to you if you hold a Hang Seng bank account.
  • You must also be between the Age of 18 and 60 and have a Hong Kong Identity Card.
  • Your monthly payment should be debited from your Hang Seng bank account or credit card account.

If you wish to know more, please read the Product Brochure and Product Key Facts for details
Only 3 simple steps to apply online:

Apply by Phone: 2998 8038 Apply Online 
  • Career Starter :

    Helen is a early career starter who also needs to support her parents. With a limited income, she is looking for a basic plan with cancer and life protection elements to provide herself and her family with adequate protection. She has enrolled in eCancerPro Insurance Plan with a Sum Insured of HKD1,000,000. The Plan's affordable and fixed premium every 10 years means she can budget more effectively.

    Helen is diagnosed with cancer later in life. She is entitled to three claims under Carcinoma-in-situ/ Early Stage Cancer Benefit (twice) and Cancer Benefit (once) which she could obtain timely treatments.

    Young Parents :

    May and Kenny are young parents with one son (age 1). To secure cancer protection for both herself and her son, May enrolled in eCancerPro Insurance Plan with a Sum Insured of HKD1,500,000. By naming her son in the policy, May can share all the benefits of the Plan with her beloved son.

    May and her son are diagnosed with cancer later in life. They are entitled to two claims under Carcinoma-in-situ Benefit(May)and Cancer Benefit (May’s son) respectively.

For more details, you may download the below files
Important Notes:

eCancerPro Insurance Plan is underwritten by Hang Seng Insurance Company Limited. Hang Seng Insurance Company Limited is authorized and regulated by the Insurance Authority of the HKSAR. Hang Seng Bank is an insurance agent authorized by Hang Seng Insurance Company Limited and the insurance products are products of Hang Seng Insurance Company Limited but not Hang Seng Bank. In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between Hang Seng Bank and you out of the selling process or processing of the related insurance product transaction, Hang Seng Bank will enter into a Financial Dispute Resolution Scheme process with you; however any dispute over the contractual terms of the insurance products should be resolved between Hang Seng Insurance Company Limited and you directly.

The above information is intended as a general summary of information for reference only. It shall not be construed as an offer to sell or solicitation of an offer or recommendation to purchase or sale or provision of any products of Hang Seng Insurance Company Limited. Please refer to the actual policy for the exact terms, conditions and exclusions of the Plan.