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Insurance & MPF > General Insurance > Home Care Plus Home Insurance

Home Care Plus Home Insurance

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This Plan, is underwritten by QBE General Insurance (Hong Kong) Limited, offers protection against damage to household contents caused by acts of God or other covered accidents. Coverage also includes loss of rent, temporary accommodation, losses caused by unauthorised use of Hang Seng Credit Card, as well as worldwide personal liability. Besides, optional cover of Developer’s Fixtures and Fittings is available to meet the needs of householders of newly developed buildings. If you or your family has a valid policy of the Travelsure Protection Plan, the maximum benefit of “Worldwide All-Risks Cover for Personal Belongings” under your Home Care Plus Home Insurance Plan will even be doubled, as a free upgrade, during the insured journey. At all times, you can rest assured with our comprehensive home care protection.

Remark: Please refer to the policy for detailed terms and conditions and exclusions.

Product Features

Up to HKD1,000,000 for household contents coverage and HKD5,000,000 for personal liability protection

Worldwide All-Risk Cover for Personal belongings and Personal Document Loss

Home renovation, alternative accommodation/ loss of rent, household removal coverage

Optional Domestic Helper insurance cover is available to meet the needs of house holders

Only 3 simple steps to apply online:

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Important Notes

The above general insurance plan (“Plan”) is underwritten by QBE General Insurance (Hong Kong) Limited which is authorised and regulated in Hong Kong by the Insurance Authority. Hang Seng Bank Limited (“Hang Seng Bank”) is an insurance agent authorised by QBE General Insurance (Hong Kong) Limited for the distribution of this Plan. Premiums will be payable to QBE General Insurance (Hong Kong) Limited upon application of this Plan. QBE General Insurance (Hong Kong) Limited would provide Hang Seng Bank commission and performance bonus as remuneration for distribution of this Plan. The existing staff remuneration policy on sales offered by Hang Seng Bank takes into account various aspects of the staff performance instead of focusing solely on the sales amount.

In respect of an eligible dispute arising between the Hang Seng Bank Limited and the customer out of the selling process or processing of the related transaction, Hang Seng Bank Limited is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the product should be resolved directly between QBE General Insurance (Hong Kong) Limited and the customer.