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    Payroll Service

    About Hang Seng PayDay+

    Discover Hang Seng payroll service that meets your everyday banking needs!

    Enjoy PayDay+ welcome offers to earn up to 5% p.a. HKD[1] and foreign currency[2] savings rates, along with credit card, securities and mortgage privileges.

    Switch to PayDay+ now

    Step1:

    Open an account via Hang Seng Mobile App or at a branch via eAppointment service. Learn more

    Scan the QR code to open your account via mobile now

    Scan the QR code to open your account via mobile now

    Step 2:

    Complete the "Notification of Change of Auto-Payroll Account" form and notify your employer to change your payroll account details

    Complete the "Notification of Change of Auto-Payroll Account" form and notify your employer to change your payroll account details

    Reminder: If you need to update your employment information in the future, you can do so via Hang Seng Mobile App / Personal e-Banking website, or at a branch near you. If you haven't opened a Personal e-Banking account yet, please register now!

    PayDay+ privileges

    Earn More

    Grow your paycheque with our PayDay+ preferential savings rate and make earning easier!

    Make every dollar count! Enjoy handling fee waiver for deposit and withdrawal services of foreign currency notes[3] and a full suite of banking product offers.

    Work hard, travel harder! Have fun on your payday with our exclusive offers!

    FAQs

    You don't have to open an additional payroll account. Simply notify your employer to credit your salary to your Hang Seng Personal Banking account via Autopay from the company account and maintain an eligible payroll record every month. With an eligible payroll record, you'll become our PayDay+ payroll customer on the 7th working day (excluding Sunday and public holidays) of the following month. Any salary transferred on public holidays or after our bank‘s cut-off time will be processed on the next working day. If this next working day falls in the following month, you'll become our PayDay+ payroll customer on the 7th working day of the subsequent month. Once you become an eligible payroll customer, you will see the designated PayDay+ exclusive label in Personal e-Banking homepage as below. You may contact us for any enquiries.

    An eligible payroll record refers to the HKD salary credited to your Personal Banking account from your employer’s company account via Autopay. Please note, only salary transfer instructions indicated for payroll purposes and recognised by our system as such may be considered eligible records. 

    You can enjoy a wide range of offers to help you reach your financial goals! Please note, certain rewards may have specific salary and account type requirements. New PayDay+ customers may also enjoy welcome offers upon meeting designated requirements. Check out our PayDay+ promotion page for more details.

    Useful links

    Need help?

    Call us via customer service hotline

    (852) 2822 0228

    Visit our branches

    Find your nearest branch

    Email us

    Leave us a message

    Footnote

    Other point(s) to note

    1. To borrow or not to borrow? Borrow only if you can repay! Investment involves risks. Terms and Conditions apply. 
    2. RMB Currency risk
      Renminbi ("RMB") is subject to exchange rate risk. Fluctuation in the exchange rate of RMB may result in losses in the event that the customer subsequently converts RMB into another currency (including Hong Kong Dollars). Exchange controls imposed by the relevant authorities may also adversely affect the applicable exchange rate. RMB is currently not freely convertible and conversion of RMB may be subject to certain policy, regulatory requirements and/or restrictions (which are subject to changes from time to time without notice). The actual conversion arrangement will depend on the policy, regulatory requirements and/or restrictions prevailing at the relevant time.
    3. Foreign Currency Risk
      Foreign exchange involves exchange rate risk. Fluctuations in the exchange rate of a foreign currency may result in gains or loss of principal in the event that the customer converts the deposits from Hong Kong Dollar or foreign currency to another currency, and/or in the event that the customer converts a foreign currency time deposit to another currency (including Hong Kong Dollar) upon maturity.

    Remark(s)

    1. The promotion period is from 30 Apr 2025 to 30 Jun 2025, for new eligible payroll customers who register for the offer via Hang Seng Mobile App. The above interest rate is quoted with reference to the interest rates offered by the Bank on 30 Apr 2025, for reference only and not guaranteed. Terms and conditions apply, please visit the promotion page for details.
    2. The promotion period is from 1 Apr 2025 to 30 Jun 2025, for eligible customers with Eligible Incremental Balance of designated currencies. Savings rate is for reference only. Foreign exchange involves exchange rate risk. Terms and conditions apply, please visit the promotion page for details.
    3. Please read Hang Seng PayDay+ - Handling Fee Waiver for Foreign Currency Notes Exchange and Bulk Cash Deposit - Terms and Conditions for more details. Foreign exchange involves exchange rate risk. Terms and conditions apply to the service and the offer.