Deposit Interest Rates

Saving deposit interest rates are updated as follows

Saving deposit interest rates 1

As at HKT
Account balance Deposit interest rate

Time deposit interest rate calculator

Get an instant result by entering your preferred deposit amount and period.

You can enjoy an e-Deposit rate if you deposit via Hang Seng Personal e-Banking.

Time deposit interest rate calculator

Result
As at HKT
Deposit Interest Rate
0 % p.a.
Interest at Maturity
0
Principal and Interest at Maturity
0
Time deposit interest rates
Deposit amount

Board rate2

As at HKT
Tenor Interest rate
As at HKT
Tenor Interest rate

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Footnote

Other points to note

  1. The above information is for reference only.
  2. Interest is calculated on the following year basis:
    1. Hong Kong Dollar - 365 days (ordinary year) or 366 days (leap year),
    2. Pound Sterling, Thailand Baht and South Africa Rand - 365 days,
    3. Other currencies - 360 days.

Remarks

  1. Saving interest is paid on:
    1. Hong Kong Dollar Savings of Integrated Account - compound basis and monthly,
    2. Hong Kong ATM Statement Savings - simple basis and monthly,
    3. Others - simple basis and semi-annually.
    4. Hong Kong Dollar Saving bonus interest rate: Hong Kong Dollar Savings of Integrated Accounts with Total Relationship Balance of HKD1,000,000 or above will be entitled to a bonus rate of 0.001% p.a.
    5. Renminbi Saving bonus interest rate: Reminbi Savings of Integrated accounts with Total Relationship Balance of HKD1,000,000 or above will be entitled to a bonus rate of 0.05% p.a.
  2. Board Rate: Deposit rates displayed at branch
  3. E-Deposit rate: With reference to the interest rates for Prestige Banking customers setting up time deposit via Hang Seng Personal e-Banking. For other customers, please check with our branch staff or phone banking for the effective rate applicable.