Time Deposit & Savings Deposit Interest Rates

Savings deposit interest rates 1

As at HKT
Account balance Deposit interest rate

Time deposit interest rate calculator

Use the time deposit interest rate calculator by entering the time deposit amount and deposit tenor. Get time deposit rates and the deposit interest amount at maturity instantly.

You can enjoy a preferential e-Deposit rate if you place a time deposit via Hang Seng Personal e-Banking 3.

Time deposit interest rate calculator

Result
As at HKT
Deposit Interest Rate
0 % p.a.
Interest at Maturity
0
Principal and Interest at Maturity
0

HKD Time deposit interest rates

Deposit amount

Board rate2

As at HKT
Tenor Interest rate
As at HKT
Tenor Interest rate

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Footnote

Other points to note

  1. The above information is for reference only.
  2. Interest is calculated on the following year basis:
    1. Hong Kong Dollar - 365 days (ordinary year) or 366 days (leap year),
    2. Pound Sterling, Thailand Baht and South Africa Rand - 365 days,
    3. Other currencies - 360 days.

Remarks

  1. Saving interest is paid on:
    1. Hong Kong Dollar Savings of Integrated Account - compound basis and monthly,
    2. Hong Kong ATM Statement Savings - simple basis and monthly,
    3. Others - simple basis and semi-annually.
    4. Hong Kong Dollar Saving bonus interest rate: Hong Kong Dollar Savings of Integrated Accounts with Total Relationship Balance of HKD1,000,000 or above will be entitled to a bonus rate of 0.001% p.a.
    5. Renminbi Saving bonus interest rate: Reminbi Savings of Integrated accounts with Total Relationship Balance of HKD1,000,000 or above will be entitled to a bonus rate of 0.05% p.a.
  2. Board Rate: Deposit rates displayed at branch
  3. E-Deposit rate: With reference to the interest rates for Prestige Banking customers setting up time deposit via Hang Seng Personal e-Banking. For other customers, please check with our branch staff or phone banking for the effective rate applicable.
  4. Interest rate is indicative as of 8/10/2021, for reference only. Terms & Conditions apply. RMB is subject to exchange rate risk. Exchange arrangements may have limitations. Please refer to website for details.