Cash Instalment helps you cash out your credit limit from credit card and disburse to your account for flexible use. You can repay by monthly instalment at a monthly handling fee as low as 0.18% (APR as low as 3.76%)1. Monthly repayment will be billed to your bank credit card account and you can settle together with other retail spending transactions in credit card statement.
Cash out from credit card with monthly handling fee as low as 0.18%
No document required for pre-approved amount2
Personalized monthly handling fee as low as 0.18%1
6 - 60 months flexible repayment period
Cash will be disbursed to your designated account
Mr. Lau is planning to decorate his home for his family of three but short of cash. His budget is around HKD 100,000 and his personalized monthly handling fee is 0.18%. He wishes to repay less than HKD 2,000 per month to soothe his financial burden, so he chooses to repay in 60 months.
Yes, it is fixed in each and every month during the repayment period of credit card instalment.
If your cash out amount exceed the pre-approved amount, you have to submit income proof for review. Please submit the relevant supporting document within 3 working days after application via any of the following channels:
To borrow or not to borrow? Borrow only if you can repay!