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Credit Card Online Application
Please select your card:
  • Hang Seng Credit Card
    • Hang Seng Visa Platinum Card
    • Hang Seng Platinum Mastercard®
    • Hang Seng UnionPay Platinum Card
    • Hang Seng MPOWER Platinum Card
    • Hang Seng Renminbi Platinum Card
  • Co-Branded Card / University / College Affinity Cards
    • enJoy Visa Platinum Card
    • MUJI Card
    • Forever Friends Platinum Mastercard®
    • The Chinese University of Hong Kong Platinum Card
    • City University of Hong Kong Platinum Card
    • Hong Kong Baptist University Platinum Card
    • School of Continuing and Professional Studies The Chinese University of Hong Kong Platinum Card
    • Hang Seng Management College Platinum Card
  • Supplementary Card
    • Applicable to existing Hang Seng Credit Card Principal Card Customers except Full-time Student Principal Card Customers.
  1. Hang Seng Bank Limited ("Hang Seng") reserves the final decision on the approval of credit card, card type and credit limit.
  2. Applicant is required to fulfill the relevant terms and conditions in order to get the welcome gift (where applicable). Please refer to the relevant web page of the card applied for details.
Applicable to MPOWER Card Student Card Application:
  1. MPOWER Card Student Card is only applicable to Full-time University/Tertiary Student, attending certificate level or above course offered by following accredited education institutions and their subsidiaries, including: Accredited universities in Hong Kong, The Education University of Hong Kong ( former name is Hong Kong Institute of Education ), Chu Hai College of Higher Education, Vocational Training Council, Hong Kong Institute of Vocational Education, Hang Seng Management College, Hong Kong Academy for Performing Arts, Caritas Institute of Higher Education, Caritas Bianchi College of Careers, Hong Kong Institute of Technology, Hong Kong College of Technology, Savannah College of Art and Design Hong Kong or Centennial College.
Applicable to University / College Affinity Card Application:
  1. Hang Seng and the related University / Institution reserve the right of final decision on the course eligibility and status of applicants in such University /Institution.
Applicable to enJoy Spending Card Application:
  1. Applicant must be Hong Kong resident and be at least 18 years of age.
  2. Applicants must be the account holder of Integrated Account / Hong Kong Dollar Savings Account at Hang Seng Bank (Joint name account is not applicable).
  3. Hang Seng Spending Card account is a non-interest bearing account.
  4. Funds maintained in the Hang Seng Spending Card account are not protected deposit and are not protected by the Deposit Protection Scheme in Hong Kong.
  5. The daily and monthly auto top-up limits of enJoy Spending Card are HKD1,000 and HKD30,000 respectively.
To borrow or not to borrow? Borrow only if you can repay!