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    What's hot

    enJoy Visa Platinum Card
    Welcome gift

    Up to 140,000 yuu Points (worth HKD 700)

    Up to 140,000 yuu Points (worth HKD 700)

    Feature Offer

    Up to 50% off dining offers

    Up to 50% off dining offers

    Upgraded year-round exclusive
    discount at designated merchants

    Upgraded year-round exclusive discount at designated merchants

    Up to 4x yuu Points year-round
    (equivalent to 2% rebate)

    Up to 4x yuu Points year-round (equivalent to 2% rebate)

    Apply now

    Hang Seng Credit / Co-Branded Card

    Hang Seng Travel+ VisaSignature Card

    Foreign currency spending up to 7% +FUN Dollars

    Local dining spending up to 5% +FUN Dollars

    Apply now
    Hang Seng MMPOWER World Mastercard

    Up to 8% +FUN Dollars on
    online shopping and
    designated merchant spending

    Up to 8% +FUN Dollars on online shopping and designated merchant spending

    Up to $700 +FUN Dollars
    as welcome gift

    Up to $700 +FUN Dollars as welcome gift

    Perpetual annual fee waiver

    Perpetual annual fee waiver

    Apply now
    Hang Seng Platinum Card 

    Year-round discount offer up to 70% off

    Perpetual annual fee waiver

    Perpetual annual fee waiver

    Apply now

    University / College Affinity Cards

    Feature offer

    Up to $700 +FUN Dollars as welcome gift

    Up to 700 +FUN Dollars as welcome gift

    2.4% +FUN Dollars rebate for education payment

    2.4% +FUN Dollars rebate for education payment

    Perpetual annual fee waiver

    Perpetual annual fee waiver

    The Chinese University of Hong Kong (CUHK) Platinum Card
    Apply now
    City University of Hong Kong Platinum Card
    Apply now
    Hong Kong Baptist University Platinum Card
    Apply now
    School of Continuing and Professional Studies CUHK Platinum Card
    Apply now
    The Hang Seng University of Hong Kong Platinum Card
     
    Apply now

    Supplementary card

    Supplementary Card

    Supplementary cardholders must be Hong Kong residents aged 16 or above. If they're under 18, the principal applicant must be a parent or guardian.

    Supplementary card application is not applicable to principal applicant who are full-time students.

    Apply now

    Featured

    Hang Seng Travel+ VisaSignature Card

    Foreign currency spending up to 7% +FUN Dollars

    Local dining spending up to 5% +FUN Dollars

    Apply now
    Hang Seng MMPOWER World Mastercard

    Up to 8% +FUN Dollars on
    online shopping and
    designated merchant spending

    Up to 8% +FUN Dollars on online shopping and designated merchant spending

    Up to $700 +FUN Dollars
    as welcome gift

    Up to $700 +FUN Dollars as welcome gift

    Perpetual annual fee waiver

    Perpetual annual fee waiver

    Apply now
    enJoy Visa Platinum Card 

    Welcome gift up to 140,000
    yuu Points (worth HKD 700)

    Welcome gift up to 140,000 yuu Points (worth HKD 700)

    Up to 50% off dining offers

    Up to 50% off dining offers

    Up to 4x yuu Points year-round
    (equivalent to 2% rebate)

    Up to 4x yuu Points year-round (equivalent to 2% rebate)

    Apply now

    +FUN Dollars

    Hang Seng Travel+ VisaSignature Card

    Foreign currency spending up to 7% +FUN Dollars

    Local dining spending up to 5% +FUN Dollars

    Apply now
    Hang Seng MMPOWER World Mastercard

    Up to 8% +FUN Dollars on
    online shopping and
    designated merchant spending

    Up to 8% +FUN Dollars on online shopping and designated merchant spending

    Up to $700 +FUN Dollars
    as welcome gift

    Up to $700 +FUN Dollars as welcome gift

    Perpetual annual fee waiver

    Perpetual annual fee waiver

    Apply now

    Other suggestions

    Feature offer

    Up to $700 +FUN Dollars as welcome gift

    Up to 700 +FUN Dollars as welcome gift

    2.4% +FUN Dollars rebate for education payment

    2.4% +FUN Dollars rebate for education payment

    Perpetual annual fee waiver

    Perpetual annual fee waiver

    The Chinese University of Hong Kong (CUHK) Platinum Card
    Apply now
    City University of Hong Kong Platinum Card
    Apply now
    Hong Kong Baptist University Platinum Card
    Apply now
    School of Continuing and Professional Studies CUHK Platinum Card
    Apply now
    The Hang Seng University of Hong Kong Platinum Card
     
    Apply now

    Merchant Discounts

    enJoy Visa Platinum Card

    Welcome gift up to 140,000
    yuu Points (worth HKD 700)

    Welcome gift up to 140,000 yuu Points (worth HKD 700)

    Up to 50% off dining offers

    Up to 50% off dining offers

    Up to 4x yuu Points year-round
    (equivalent to 2% rebate)

    Up to 4x yuu Points year-round (equivalent to 2% rebate)

    Apply now

    Digital Payments (Online/mobile)

    Hang Seng MMPOWER World Mastercard

    Up to 8% +FUN Dollars on
    online shopping and
    designated merchant spending

    Up to 8% +FUN Dollars on online shopping and designated merchant spending

    Up to $700 +FUN Dollars
    as welcome gift

    Up to $700 +FUN Dollars as welcome gift

    Perpetual annual fee waiver

    Perpetual annual fee waiver

    Apply now
    enJoy Visa Platinum Card 

    Welcome gift up to 140,000
    yuu Points (worth HKD 700)

    Welcome gift up to 140,000 yuu Points (worth HKD 700)

    Up to 50% off dining offers

    Up to 50% off dining offers

    Up to 4x yuu Points year-round
    (equivalent to 2% rebate)

    Up to 4x yuu Points year-round (equivalent to 2% rebate)

    Apply now

    University / College Affinity Cards

    Feature offer

    Up to $700 +FUN Dollars as welcome gift

    Up to 700 +FUN Dollars as welcome gift

    2.4% +FUN Dollars rebate for education payment

    2.4% +FUN Dollars rebate for education payment

    Perpetual annual fee waiver

    Perpetual annual fee waiver

    The Chinese University of Hong Kong (CUHK) Platinum Card
    Apply now
    City University of Hong Kong Platinum Card
    Apply now
    Hong Kong Baptist University Platinum Card
    Apply now
    School of Continuing and Professional Studies CUHK Platinum Card
    Apply now
    The Hang Seng University of Hong Kong Platinum Card
     
    Apply now

    Matching result

    Hang Seng MMPOWER World Mastercard
    Welcome gift

    Enjoy up to 700 Cash Dollars

    Feature Offer

    Up to 8% +FUN Dollars
    on online shopping and
    designated merchant spending

    Up to 8% +FUN Dollars on online shopping and designated merchant spending

    Up to 8% +FUN Dollars
    on online entertainment

    Up to 8% +FUN Dollars on online entertainment

    Up to 8% +FUN Dollars
    on fashion spending

    Up to 8% +FUN Dollars on fashion spending

    Apply now

    Other suggestions

    enJoy Visa Platinum Card

    Welcome gift up to 140,000
    yuu Points (worth HKD 700)

    Welcome gift up to 140,000 yuu Points (worth HKD 700)

    Up to 50% off dining offers

    Up to 50% off dining offers

    Up to 4x yuu Points year-round
    (equivalent to 2% rebate)

    Up to 4x yuu Points year-round (equivalent to 2% rebate)

    Apply now

    Matching result

    Hang Seng MMPOWER World Mastercard
    Welcome gift

    Enjoy up to 700 Cash Dollars

    Feature Offer

    Up to 8% +FUN Dollars
    on online shopping and
    designated merchant spending

    Up to 8% +FUN Dollars on online shopping and designated merchant spending

    Up to 8% +FUN Dollars
    on online entertainment

    Up to 8% +FUN Dollars on online entertainment

    Up to 8% +FUN Dollars
    on fashion spending

    Up to 8% +FUN Dollars on fashion spending

    Apply now

    Other suggestions

    enJoy Visa Platinum Card

    Welcome gift up to 140,000
    yuu Points (worth HKD 700)

    Welcome gift up to 140,000 yuu Points (worth HKD 700)

    Up to 50% off dining offers

    Up to 50% off dining offers

    Up to 4x yuu Points year-round
    (equivalent to 2% rebate)

    Up to 4x yuu Points year-round (equivalent to 2% rebate)

    Apply now

    Matching result

    Hang Seng MMPOWER World Mastercard
    Welcome gift

    Enjoy up to 700 Cash Dollars

    Feature Offer

    Up to 8% +FUN Dollars
    on online shopping and
    designated merchant spending

    Up to 8% +FUN Dollars on online shopping and designated merchant spending

    Up to 8% +FUN Dollars
    on online entertainment

    Up to 8% +FUN Dollars on online entertainment

    Up to 8% +FUN Dollars
    on fashion spending

    Up to 8% +FUN Dollars on fashion spending

    Apply now

    Other suggestions

    enJoy Visa Platinum Card

    Welcome gift up to 140,000
    yuu Points (worth HKD 700)

    Welcome gift up to 140,000 yuu Points (worth HKD 700)

    Up to 50% off dining offers

    Up to 50% off dining offers

    Up to 4x yuu Points year-round
    (equivalent to 2% rebate)

    Up to 4x yuu Points year-round (equivalent to 2% rebate)

    Apply now

    Matching result

    enJoy Visa Platinum Card
    Welcome gift

    Up to 140,000 yuu Points (worth HKD 700)

    Up to 140,000 yuu Points (worth HKD 700)

    Feature Offer

    Up to 50% off dining offers

    Up to 50% off dining offers

    Upgraded year-round exclusive
    discount at designated merchants

    Upgraded year-round exclusive discount at designated merchants

    Up to 4x yuu Points year-round
    (equivalent to 2% rebate)

    Up to 4x yuu Points year-round (equivalent to 2% rebate)

    Apply now

    FAQs

    Popular questions

    For Hang Seng Platinum Card, the Principal Card applicant(s) must reside in Hong Kong and be at least 18 years of age with a minimum annual income of HKD150,000 (except full-time university / tertiary students). Supplementary Card applicant(s) must be Hong Kong residents and be at least 16 years of age. If the Supplementary Card applicant(s) is / are aged below 18, the Principal Card applicant(s) must be his / her parent or guardian.

    You will need to prepare the required documents, including a Hong Kong ID / Passport copy(with your signature on a blank area of the photocopy), proof of Residential Address and Income, e.g. a bank statement showing the Principal Card applicant's latest monthly income, etc. For details, please visit Documents Required for Credit Card / Spending Card Application.

    Need help?

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    Call us

    24-hour Credit Card Customer Service Hotline 

    (852) 3161 5688

    Open an integrated account

    Mobile Account Opening / Upgrade

    • Open or upgrade a bank account anytime, anywhere via Hang Seng Mobile App[1]
    Apply now
    View details
    Terms and Conditions apply.

    Other point(s) to note

    1. Hang Seng Bank Limited ("Hang Seng") reserves the final decision on the approval of credit card, card type and credit limit.
    2. Applicant is required to fulfil the relevant terms and conditions to get the welcome gift (where applicable). Please refer to the relevant webpage of the card applied for details.
    3. If you are a full-time university / tertiary student, attending certificate level or above course offered by following accredited education institutions and their subsidiaries, including: accredited universities in Hong Kong, Chu Hai College of Higher Education, Vocational Training Council, Hong Kong Institute of Vocational Education, Hong Kong Academic of Performing Arts, Caritas Institute of Higher Education, Caritas Bianchi College of Careers, Hong Kong Institute of Technology, Hong Kong College of Technology/ HKCT Institute of Higher Education, Hong Kong Adventist College, Centennial College, Tung Wah College, UOW College Hong Kong, Hong Kong Nang Yan College of Higher Education, Caritas Institute of Community Education, Hong Kong Art School, Hong Kong Design Institute, YMCA College of Careers, Gratia Christian College and Yew Chung College of Early Childhood Education. Hang Seng may ask for additional documents at the year of your graduation for card renewal.
    4. If you are applying for University / College Affinity Cards: Hang Seng and related University / institution reserve the right of final decision on course eligibility and your status in such university / institution.
    5. Credit card online application requires an iOS 13.2 or above version. (Applicable to iPhone users)
    6. If you have any difficulties in understanding any of the information, please visit our branch or call our Contact Center for more details/assistance before proceeding with the application.

    Remark(s)

    1. This service is not available to customers who:
      • only hold joint-named integrated accounts
      • already hold a sole-named Prestige Banking account
      Such customers can make an appointment online to open or upgrade account in any of our branches.

    To borrow or not to borrow? Borrow only if you can repay!