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    Manage Card Limits

    Overview

    Flexibly adjust your credit card and debit card limits to suit different spending needs.

    Manage credit card

    Adjust overseas ATM withdrawal limit

    How it works?

    Worried about running out of cash on your trip? You can adjust the overseas ATM withdrawal limit before you go. Relax and withdraw cash whenever you need!

    Step 1 / 5
    Log on to Hang Seng Mobile App, tap "Credit Cards" on the bottom menu of Home, swipe to choose the card you need then tap "Manage Card"

    How it works?

    Flexibly manage your daily or unexpected expenses by increasing / decreasing your credit limit.

    Reminder, if the account balance goes over your credit limit before the instruction of limit increase takes effect, you'll have to pay an overlimit fee for each billing cycle.

    Step 1 / 6
    Log on to Hang Seng Mobile App, tap "Credit Cards" on the bottom menu of Home, swipe to choose the card you need then tap "Manage Card"

    How it works?

    If you have multiple cards, you can transfer credit limit via Hang Seng Mobile App for flexible spending.

    Credit Limit Transferal takes effective right away with no handling fee.

    Step 1 / 5
    Log on to Hang Seng Mobile App, tap "Credit Cards" on the bottom menu of Home, swipe to choose the card you need then tap "Manage Card"

    How it works?

    Do you often shop online? You can set a monthly card-not-present transaction limit for secure transactions!

    Step 1 / 6
    Log on to Hang Seng Mobile App, tap "Credit Cards" on the bottom menu of Home, swipe to choose the card you need then tap "Manage Card"

    Manage debit card

    Spending limits

    How it works?

    Easily manage your daily / monthly spending limit whenever it suits your needs.

    Daily spending limit

    Step 1 / 6
    Log on Hang Seng Mobile App, tap "My Debit / ATM Cards" under “Cards” from left menu, swipe to choose the card you need then tap "Manage Debit Card"

    Monthly spending limit

    Step 1 / 6
    Log on Hang Seng Mobile App, tap "My Debit / ATM Cards" under “Cards” from left menu, swipe to choose the card you need then tap "Manage Debit Card"

    How it works?

    Do you often shop online? You can set a monthly card-not-present transaction limit for secure transactions!

    Step 1 / 7
    Log on Hang Seng Mobile App, tap "My Debit / ATM Cards" under “Cards” from left menu, swipe to choose the card you need then tap "Manage Debit Card"

    How it works?

    Set your withdrawal limit to get cash locally or globally.

    Local ATM withdrawal limit

    Step 1 / 5
    Log on Hang Seng Mobile App, tap "My Debit / ATM Cards" under “Cards” from left menu, swipe to choose the card you need then tap "Manage Debit Card"

    Overseas ATM withdrawal limit

    Step 1 / 7
    Log on Hang Seng Mobile App, tap "My Debit / ATM Cards" under “Cards” from left menu, swipe to choose the card you need then tap "Manage Debit Card"

    Manage your cards and keep them secure whenever you go in one app! Download now!

    scan to download Hang Seng Mobile App

    Download Hang Seng Mobile App via APK file

    Footnote

    Other point(s) to note

    1. Compatible operation systems
      • iPhones with iOS 15.0 or above
      • Phones with Android OS 9.0 or above
    2. Android, Google Play and the Google Play logo are trademarks of Google LLC.
    3. Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the US and other countries. App Store is a service mark of Apple Inc.
    4. Primary debit cardholders can manage the limits for both primary and supplementary cards via Hang Seng Mobile App. The daily spending limit, monthly spending limit and card-not-present transaction limit (if applicable) of the debit card will take effect simultaneously. To ensure a successful payment, check your remaining limits before making a transaction.

    To borrow or not to borrow? Borrow only if you can repay!