Chat with H A R O on WhatsApp


You can now chat with H A R O on WhatsApp. Whether you are looking for foreign exchange rates, timely market updates or the nearest branches and ATMs, simply WhatsApp H A R O to get your answers straight away. Complete your registration by starting a conversation with H A R O WhatsApp[1] right after filling in this form.

Key features

Look up and follow FX rates[2][3] instantly with simple keywords. Simply input the currency and amount, such as "JPY1000" or "USD rate trend" and get quick updates.

Stay up-to-date with the market trends you are interested in. From FX Update[2], Investment Overview[2], Time Deposit, Credit Card Offers[5] to Moments, stay abreast of the latest news via WhatsApp.

Share your location with H A R O WhatsApp and get notified of the 3 nearest branches and ATMs in no time.

Get hold of general banking information in just a few taps. Saving your time on calling customer services or browsing for details.

Register and get instant response to your enquiries


Need more help?

General Enquiry Hotline



  1. H A R O WhatsApp will not ask you to provide sensitive personal information, including your Personal e-Banking username and password.
  2. Investment involves risks. Foreign Exchange involves exchange rate risk. Terms and Conditions apply.
  3. RMB currency risk Renminbi ("RMB") is subject to exchange rate risk. Fluctuation in the exchange rate of RMB may result in losses in the event that the customer subsequently converts RMB into another currency (including Hong Kong Dollars). Exchange controls imposed by the relevant authorities may also adversely affect the applicable exchange rate. RMB is currently not freely convertible and conversion of RMB may be subject to certain policy, regulatory requirements and/or restrictions (which are subject to changes from time to time without notice). The actual conversion arrangement will depend on the policy, regulatory requirements and/or restrictions prevailing at the relevant time.
  4. H A R O WhatsApp blast-out schedule for subscription topics may be adjusted under certain circumstances.
  5. Terms and Conditions apply.

To borrow or not to borrow? Borrow only if you can repay!