Hang Seng launches first-in-market Mobile Cheque Deposit (MCD) service. Simply use the Hang Seng Personal Banking mobile app ("Hang Seng Mobile App") to take a photo of the cheque with your mobile phone and deposit cheques online 24 hours a day. Deposit cheques before 5:30 p.m. on the settlement day, and the funds will be credited as soon as on the next settlement day.
From now on, you don't have to queue up at a branch anymore.
For mobile cheques deposited on or after the cut-off time 5:30 p.m., or on a non-settlement day, cheque receiver can check balance update of their credit account in "Account Overview" on the next settlement day.