Domestic Helper Insurance Plan

Successfully apply to enjoy premium discount up to 15%

Terms and Conditions apply. The above general insurance plan is underwritten by QBE General Insurance (Hong Kong) Limited

Limited time offer! Successfully apply for a Domestic Helper Insurance (Comprehensive plan) to enjoy HKD50 HKTVmall e-Gift voucher.

Terms and Conditions apply.
Plan overview

This plan is underwritten by QBE General Insurance (Hong Kong) Limited.

Domestic Helper Insurance (Comprehensive plan) provides comprehensive coverage to your domestic helper. It includes medical expenses for domestic helper, legal liability of the employer under the Employees' Compensation Ordinance. It also covers the financial losses arising from any proven dishonest act committed by the domestic helper and outstanding charges for proven unauthorised long distance calls made by the domestic helper.

Only 3 simple steps to apply online – Quote > Apply > Payment

Key features

It provides up to HKD100,000,000 coverage for the domestic helper's death or incapacity resulting from accident arising out of and in the course of employment.

It provides up to HKD2,000 clinical expenses coverage per year, up to HKD1,000 emergency dental expenses coverage per year, and up to HKD25,000 hospitalization and surgical expenses coverage per year.

This plan provides up to HKD10,000 coverage for the costs of returning the remains of or repatriating the domestic helper back to the country of origin due to death, injury or medical inability to continue employment.

Infidelity covers the financial losses up to HKD10,000 arising from any proven dishonest act committed by the domestic helper. 

It covers outstanding charges for proven unauthorised long distance calls made by the domestic helper up to HKD3,000 per year.

Remark: This page is only intended as a general summary. Please refer to the policy for detailed terms and conditions and exclusions.

Coverage overview

Basic plus plan

Comprehensive plan

Daily premium as low as

HKD1.2

HKD1.8

Maximum claim (HKD)
Employer's liability

100,000,000

100,000,000

Hospitalisation and surgical expenses

25,000 

(per year)

25,000

(per year)

Repatriation expenses

10,000

(per year)

10,000

(per year)

Personal accident


100,000

Clinical expenses


2,000

(per year)

Emergency dental expenses


1,000

(per year)

Temporary domestic helper allowance


6,000

Replacement of domestic helper


5,000

(per year)

Infidelity


10,000

Unauthorized long distance call charges


3,000

(per year)

Public liability


200,000

*Above information are for reference only, please refer to the Plan Coverage, Terms & Conditions for details.  

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Other point(s) to note
  1. Insurance products offered by QBE General Insurance (Hong Kong) Limited are only available for subscription for residents of the HKSAR.
  2. The above general insurance plan ("Plan") is underwritten by QBE General Insurance (Hong Kong) Limited which is authorised and regulated in Hong Kong by the Insurance Authority. Hang Seng Bank Limited ("Hang Seng Bank") is an insurance agent authorised by QBE General Insurance (Hong Kong) Limited for the distribution of this Plan. Premiums will be payable to QBE General Insurance (Hong Kong) Limited upon application of this Plan. QBE General Insurance (Hong Kong) Limited would provide Hang Seng Bank commission and performance bonus as remuneration for distribution of this Plan. The existing staff remuneration policy on sales offered by Hang Seng Bank takes into account various aspects of the staff performance instead of focusing solely on the sales amount.
  3. In respect of an eligible dispute arising between the Hang Seng Bank Limited and the customer out of the selling process or processing of the related transaction, Hang Seng Bank Limited is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the product should be resolved directly between QBE General Insurance (Hong Kong) Limited and the customer.
Remark(s)