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This home insurance plan is underwritten by QBE General Insurance (Hong Kong) Limited.
It protects against damage to household contents caused by acts of God, such as typhoon, accidental water pipe burst or other covered accidents and loss. Besides, it also includes loss of rent, temporary accommodation, as well as worldwide personal liability. Optional cover of Developer’s Fixtures and Fittings is available to meet the needs of home located in newly developed buildings.
If customer holds an inforced policy of the Travelsure Protection Plan, the maximum benefit of “Worldwide All-Risks Cover for Personal Belongings” under the Home Care Plus Home Insurance Plan will even be doubled, as a free upgrade, during the insured journey.
Remarks: For sublimit and details of coverage and exclusion, please refer to the Terms & Conditions of the Policy.
It provides risk coverage of up to HKD1,000,000 for household contents, including damage caused by acts of God, such as typhoon, flooding, accidental water pipe burst, leading to the loss of personal valuables such as jewellery and watches.
Worldwide protection covers against loss or damage of personal belongings up to HKD30,000 per year.
“Home and Away Cover”: If customer holds an inforced policy of the Travelsure Protection Plan, the maximum benefit of “Worldwide All-Risks Cover for Personal Belongings” under the Home Care Plus Home Insurance Plan will even be doubled, as a free upgrade, during the insured journey.
This Home Insurance provides up to HKD50,000 coverage for temporary accommodation, including protection for the insured person and tenant. If the home becomes uninhabitable due to an insured incident or loss of use of a home occupied by a rent-paying tenant under a stamped tenancy agreement and up to HKD1,000,000 coverage for domestic relocations covering damage to Household Contents by professional removers in the course of removal from the insured home to any new home.
This Home Insurance provides up to HKD10,000,000 coverage to protect against the legal liability in the event of the insured or any family member’s negligence causing third-party death, bodily injury or property damage.
Optional Domestic Helper insurance cover is available to meet the needs of property holders to protect their domestic helper.
Remark: This page is only intended as a general summary. Please refer to the policy for detailed terms and conditions and exclusions.
Standard plan
Premium plan
HKD1.9
HKD2.8
500,000
(per occurrence)
1,000,000
(per occurrence)
25,000
(per occurrence)
50,000
(per occurrence)
15,000
(per year)
30,000
(per year)
10,000,000
(per year)
10,000,000
(per year)
250,000
(per year)
250,000
(per year)
Provide instant water and electrical repair and emergency medical referral services
Provide instant water and electrical repair and emergency medical referral services
*Above information are for reference only, please refer to the Plan coverage, Terms & Conditions for details.
Insurance products offered by QBE General Insurance (Hong Kong) Limited are only available for subscription for residents of the HKSAR.
For enrolment the Plan online, your policy will be automatically renewed on a yearly basis, giving you total peace of mind.
Online application is not available for:
Please contact our Hang Seng Bank Limited 24-hour Enquiry Hotline (852) 2998 9888 for assistance with your application for:
You can find all the forms and documents here for our insurance products.