Part-time Domestic Helper Insurance Plan

Successfully apply to enjoy  premium  discount up to  15%

Terms and Conditions apply. The above general insurance plan is underwritten by QBE General Insurance (Hong Kong) Limited.
Plan overview

This plan, is underwritten by QBE General Insurance (Hong Kong) Limited.

Comprehensive protection for part-time domestic helper includes medical expenses and employer’s liability to indemnities employee against liabilities under the Employees' Compensation Ordinance.

Only 3 simple steps to apply online – Quote > Apply > Payment

Key features

It covers the liabilities as an employer under the Employees' Compensation Ordinance in respect of injury or death of employee due to an accident arising out of and in the course of employment up to HKD100,000,000, including:

  1. accidental death;
  2. medical attendance and funeral expenses;
  3. permanent total or partial incapacity;
  4. permanent incapacity;
  5. temporary incapacity;
  6. usage of prostheses surgical appliances; and
  7. medical expenses.

Remark: This page is only intended as a general summary. Please refer to the policy for detailed terms and conditions and exclusions.


The earliest policy effective date is the day after the enrolment.

The part-time domestic helper insured shall be between the age of 18 to 60.

The policy covers both male and female part-time domestic helper but he/she cannot work more than 20 hours a week and the annual income should not be more than HKD60,000.

It is not necessary to produce any written agreement as proof for applying this plan. However, the written agreement is required for claims application. 


To enrol this plan, the proposer is only required to provide his/her personal information and make the following declarations in respect of the part-time domestic helper:

  1. Annual Income of Domestic Helper
  2. Working Location of Domestic Helper
  3. Declarations
    • Is your Domestic Helper aged between 18 and 60?
    • Does your Domestic Helper work less than 20 hours per week?

According to the 'Immigration Ordinance', it is an offence if the overseas domestic helper works for an employer other than the one specified in the visa. Therefore, QBE General Insurance (Hong Kong) Limited will not accept an employees' compensation insurance policy proposed by an employer who employs a part-time overseas worker illegally.

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Claim procedures

Find details on how to submit your claim and more.

Download form

You can find all the forms and documents here for our insurance products.

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Other point(s) to note
  1. Insurance products offered by QBE General Insurance (Hong Kong) Limited are only available for subscription for residents of the HKSAR.
  2. The above information is subject to change from time to time in accordance with the Employees' Compensation Ordinance.
  3. For enrolment the Plan online, your policy will be automatically renewed on a yearly basis, giving you total peace of mind.
  4. The above general insurance plan ("Plan") is underwritten by QBE General Insurance (Hong Kong) Limited which is authorised and regulated in Hong Kong by the Insurance Authority. Hang Seng Bank Limited ("Hang Seng Bank") is an insurance agent authorised by QBE General Insurance (Hong Kong) Limited for the distribution of this Plan. Premiums will be payable to QBE General Insurance (Hong Kong) Limited upon application of this Plan. QBE General Insurance (Hong Kong) Limited would provide Hang Seng Bank commission and performance bonus as remuneration for distribution of this Plan. The existing staff remuneration policy on sales offered by Hang Seng Bank takes into account various aspects of the staff performance instead of focusing solely on the sales amount.
  5. In respect of an eligible dispute arising between the Hang Seng Bank Limited and the customer out of the selling process or processing of the related transaction, Hang Seng Bank Limited is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the product should be resolved directly between QBE General Insurance (Hong Kong) Limited and the customer.