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Special notice about Hang Seng Bank’s bancassurance partnership
A new insurance partnership between Hang Seng Bank Limited and Chubb Insurance Hong Kong Limited came into effect on 10 July 2023 and the insurance partnership with QBE General Insurance (Hong Kong) Limited (“QBE”) has ended on 9 July 2023.
Any policies issued by QBE expiring on or after 9 July 2023 will not be renewed. You can review your insurance coverage before the expiration of policy to make sure you have a timely replacement. View arrangement details
Private Car Insurance Plan ("the Plan") is underwritten by Chubb Insurance Hong Kong Limited ("Chubb"), provides Third-party Legal Liabilities or Comprehensive Protection for your private car.
Comprehensive Protection covers the first year brand-new vehicle suffers total loss in an accident or is stolen within one year of initial registration, compensation will be based on the value of a new vehicle of the same make and model, without deducting for depreciation. Also, unlimited windscreen and car window coverage, which would not affect the "No Claim Discount".
This Plan protects the insured against legal liability in respect of a third party’s death or bodily injury for up to HKD100,000,000 and a third party’s property damage for up to HKD2,000,000 while using the insured car.
This Plan covers
"Basic Protection" provides :
"Comprehensive Protection" provides:
When the policyholder has no claim record during the insured period, he/she may enjoy the benefit of "No Claim Discount" ( NCD ) upon policy renewal.
The NCD can be accumulated up to 60% of the premium as follows:
Expiration of Insured Period (on yearly basis) |
NCD |
---|---|
First Year |
20% (10% increase each year up to 60%) |
If there is a claim record during the insured period, NCD shall be decreased upon policy renewal.
NCD held |
After claim (NCD upon policy renewal) |
---|---|
60% |
30% |
50% |
20% |
40% or below |
0% |
The NCD benefit is designed for the policyholder and not transferable. However, it may be swapped among the cars registered under the policyholder's name.
Apply "Comprehensive Protection", two named drivers can be registered for each vehicle with no extra premium charged. Policyholder may add one to two more named drivers, however, a 10% increase of premium will be charged on each additional named driver.
You can find all the forms and documents here for our insurance policies.
Chubb Customer Service Hotline
(852) 3191 6668
Office hours : Monday to Friday from 9:00 a.m. to 5:30 p.m. (Closed on Saturday, Sunday and Public Holidays)