We use cookies to give you the best possible experience on our website. By continuing to browse this site, you give consent for cookies to be used. For more details, please read our Online Terms & Conditions, Privacy Policy, Cookies Policy and Personal Information Collection Statement.
We recommend using a computer web browser or Hang Seng Mobile App to log on for enhanced security. Please visit "Security Information Centre" for more security tips.
Once you reach the age of 65, you can choose to withdraw your MPF or choose to retain your MPF in the MPF scheme.
By law you or your personal representative (in case of death) can withdraw your MPF early on the following six grounds:
Early retirement
Terminal illness
Permanent departure from Hong Kong
Total incapacity
Death
Small balance
If you withdraw your MPF at the age of 65 or 60 upon early retirement, you may choose to withdraw either in one lump sum or by instalments.
The law does not stipulate any deadlines for withdrawing MPF. You should consider your personal needs before making a withdrawal application. If you choose to retain all your MPF in your account, no application is required. Your MPF will continue to be invested in the Constituent Fund(s) you have selected.
For withdrawal of MPF, withdrawal instructions can be submitted to the eMPF Platform via the eMPF Web Portal or the eMPF Mobile App.
If you have any questions relating to withdrawal of MPF, please contact the eMPF Platform.