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Life Protection

Insurance plans designed with high flexibility to make sure your be-loved to enjoy all-round protection

Hang Seng Insurance stands by you. From 12 February until 30 April 2020, new customers who successfully apply for the eCancerPro Insurance Plan with promotion code “3FREC4” can enjoy a 4-month premium waiver and a HKD50,000 lump-sum Additional Novel Coronavirus Benefit* for free.

*The coverage period of Additional Novel Coronavirus Benefit last till 30 June 2020. Terms and Conditions apply to the above offer and benefits. Please note the relevant product risks. This Life Insurance Plan is underwritten by Hang Seng Insurance Company Limited.
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Term life
eCancerPro Insurance Plan
  • Three levels of Sum Insured options with death/caner protection up to age 80
  • Upon diagnosis of Carcinoma-in-situ or Early Stage Cancer, up to 2 times advanced benefit is payable
  • A child can share all the benefits with no additional underwriting and premium required
Apply now
View details
Terms and conditions apply, please note the relevant product risks. eCancerPro Life Plan is underwritten by Hang Seng Insurance Company Limited.
eFamilyPro Life Insurance Plan
  • Four levels of Sum Insured, from HKD500,000 to HKD3,000,000 to suit various family needs
  • Monthly premium is fixed for 10-year terms and will be adjusted every 10 years
Apply now
View details
Terms and conditions apply, please note the relevant product risks. eFamilyPro Life Insurance Plan is underwritten by Hang Seng Insurance Company Limited.
Mortgage Life Protection Plan
  • Death benefit will be distributed to the beneficiary(ies) for repaying the mortgage
  • Fixed Premium with flexible policy term from 5 to 30 years
  • Enjoy a 15% premium discount for Joint Applicants
View details
Terms and conditions apply. Mortgage Life Protection Plan is underwritten by Hang Seng Insurance Company Limited.
Whole life
EmbraceLife Insurance Plan
  • Death Benefit of up to 150% of the Sum Assured of the basic plan
  • Non-guaranteed Terminal Dividend will be paid upon policy termination.
  • 3 choices of premium payment periods – 5 years, 10 years or 15 years
View details
EmbraceLife Insurance Plan is underwritten by Hang Seng Insurance Company Limited.
Treasure Life II Insurance Plan
  • Fix the Sum Insured based on your personal needs
  • Fixed premium with various Choices for the Payment Term - 5 years, 10 years or 25 years
  • Accumulated policy dividends can be withdrawn by cash or to pay off the premium
View details
Treasure Life II Insurance Plan is underwritten by Hang Seng Insurance Company Limited.
Universal life
Splendid Universal Life Insurance Plan
  • Range of payment terms - single premium, 2-year or 5-year terms, even Unscheduled Premium payments
  • Withdrawals and Policy Loans from policy account
  • Achieve Saving growth by Interest Crediting Account, 1-year New Money Crediting Rate or Loyalty Bonuses
View details
Splendid Universal Life Insurance Plan is underwritten by Hang Seng Insurance Company Limited.
Tools
Online document submission
You can submit the required supporting documents online with ease and convenience.
Submit now
Make a claim
Claim procedures

Find details on how to submit your claim and more.

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Download form

You can find all the forms and documents here for our insurance products.

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Call us
Life Insurance (Application)

(852) 2198 7838
Service hours:

Mon to Fri: 9:00am to 5:30pm

Sat: 9:00am to 1:00pm

Closed on Sunday and Public Holidays

Life Insurance (Policy Enquiry)

(852) 2596 6262
Service hours:

Mon to Fri: 9:00am to 5:45pm

Sat: 9:00am to 1:15pm

Closed on Sunday and Public Holidays

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Other points to note
  1. Hang Seng Bank Limited shall have the right in accordance with the related guideline from regulators and relevant regulations to reject all insurance applications accepted retrospectively and to cease acting as agent of that policy accordingly.