eCancerPro Insurance Plan

Apply online with no medical examinations required

Up to HKD1.5M sum insured 

Please note the relevant product risks. The above life insurance plan is underwritten by Hang Seng Insurance Company Limited.

Hang Seng Insurance stands by you. From 12 February until 30 April 2020, new customers who successfully apply for the eCancerPro Insurance Plan with promotion code “3FREC4” can enjoy a 4-month premium waiver and a HKD50,000 lump-sum Additional Novel Coronavirus Benefit* for free.

*The coverage period of Additional Novel Coronavirus Benefit last till 30 June 2020. Terms and Conditions apply to the above offer and benefits. Please note the relevant product risks. This Life Insurance Plan is underwritten by Hang Seng Insurance Company Limited.
Plan overview

eCancerPro Insurance Plan is a term life insurance plan with no savings element underwritten by Hang Seng Insurance Company Limited. It provides the Life Insured with a lump-sum cancer benefit up to HKD1,500,000, which can be used to obtain timely treatment and cover other expenses when unfortunate strikes. Application is easy - simply submit your application online, and with no hassle of medical examinations or documentation. Apply at a younger age and enjoy lower premiums.

Only 3 simple steps to apply online – Quote > Apply > Payment

Key features

If the Life Insured is diagnosed with Carcinoma-in-situ or Early Stage Cancer, we will pay an advanced benefit equivalent to 20% of the Sum Insured, enabling early treatment and ensuring speedy recovery. A maximum of two claims under different organs will be paid under the Plan.

If the Life Insured is diagnosed with cancer, a lump-sum benefit equal to the total or remaining balance of the Sum Insured will be paid under the Cancer Benefit, helping you cover hospital and treatment expenses. Alternatively, upon the unfortunate passing away of the Life Insured, the beneficiary(ies) will receive the total or remaining balance of the Sum Insured as a Death Benefit instead, helping them through the difficult times.

During the designated protection period, if the Life Insured has been diagnosed with Novel Coronavirus and is admitted to hospital in Hong Kong as in-patient for medical treatment, a lump sum payment (for new policy) or Hospital Cash (for existing policy) will be paid, provided that the Policy is in force at the date of diagnosis.

 

Lump Sum Payment (For new policy):

We will offer HKD 50,000 lump sum payment to the policyholders, the date of diagnosis shall be between the expiry date of the cooling-off period of the policy and 30 June 2020.

 

Hospital Cash (For existing policy):

We will offer HKD 1,000 per day (up to 45 days) or HKD 15,000 in lump sum, whichever is greater, as Daily Hospital Cash to the existing policyholders, the date of diagnosis shall be between 5 February 2020 and 30 June 2020.

 

For details, please refer to Terms and conditions.

The Life Insured can share all the benefits of his/her eCancerPro plan with one child under age of 18, who can enjoy a protection amount of up to HKD1,500,000 (Child Benefit). This benefit does not require additional underwriting and premiums. No waiting period and survival period are applied.

There are no waiting period or survival period for the benefits. The coverage is effective immediately after your application is approved. The Life Insured is eligible to submit a claim once diagnosed with cancer, as no survival period is applied.

Premium will only be adjusted every 10 years so you can plan your finances easily. Coverage of the plan is guaranteed to age 80, regardless of the Life Insured’s health status.

Enjoy the flexibility of choosing a Sum Insured suitable for your family: HKD500,000 / HKD1,000,000 / HKD1,500,0001.

If you wish to know more, please read the Product Brochure and Product Key Facts for details

Make a claim
Claim procedures

Find details on how to submit your claim and more.

Download form

You can find all the forms and documents here for our insurance products.

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Other point(s) to note
  1. eCancerPro Insurance Plan is underwritten by Hang Seng Insurance Company Limited. Hang Seng Insurance Company Limited is authorised and regulated by the Insurance Authority of the HKSAR. Hang Seng Bank is an insurance agent authorised by Hang Seng Insurance Company Limited and the insurance products are products of Hang Seng Insurance Company Limited but not Hang Seng Bank. In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between Hang Seng Bank and you out of the selling process or processing of the related insurance product transaction, Hang Seng Bank will enter into a Financial Dispute Resolution Scheme process with you; however any dispute over the contractual terms of the insurance products should be resolved between Hang Seng Insurance Company Limited and you directly.
  2. The above information is intended as a general summary of information for reference only. It shall not be construed as an offer to sell or solicitation of an offer or recommendation to purchase or sale or provision of any products of Hang Seng Insurance Company Limited. Please refer to the actual policy for the exact terms, conditions and exclusions of the Plan.

 

Remarks
  1. The maximum aggregate sum insured that each life insured could apply for eCancerPro Insurance Plan and eFamilyPro Life Insurance plan is HKD5,000,000 for insured who is aged 50 or below and HKD3,000,000 for insured who is aged above 50.