Quality medical insurance for you and your employees
As your trusted banking partner, Hang Seng Bank Limited (‘Hang Seng Bank’) is committed to helping your company achieve success with a full range of solutions for your business needs. Hang Seng Bank and Bupa (Asia) Limited (‘Bupa’), the health insurance specialist in Hong Kong, jointly provide quality and affordable group medical insurance cover. All group schemes are underwritten by Bupa, providing quality health protection for you and your employees.
Flexi HealthNet Group Health Insurance Scheme (‘this scheme’), underwritten by Bupa (Asia) Limited (‘Bupa’), provides quality yet affordable cover to protect your employees’ health and give them peace of mind. The scheme is designed for companies with five or more employees.
This scheme provides five different plans to cover your hospital expenses. In addition to the basic Hospital and Surgical Benefit, you may also opt for the Clinical Benefit, Supplementary Major Medical Benefit and Dental Benefit to suit your healthcare needs.This scheme also provides a second claims incentive and out-patient surgery cash allowance to help you manage costs while looking after your employees' health.
The optional Clinical Benefit offers full cover of all expenses for out-patient consultationssuch as doctor visits, tests and scans within Bupa’s network . It also provides video consultation services. Members can consult Bupa's selected doctors through a video call comfortably and safely at home.
With the Bupa medical card, members can enjoy cashless out-patient service at doctors and medical service provider within Bupa’s network in Hong Kong and Macau
This scheme offers flat rate for the employees and their dependants under the same plan regardless of age.
Employees and their dependants can enrol in Bupa’s designated scheme at different life stages (e.g., upon renewal of their group scheme, before or after changing jobs, before retirement) to boost their cover. Bupa guarantees that their application will be accepted without underwriting regardless of their health conditions. Moreover, medical conditions protected by their group membership will be covered for life
Bupa's dedicated Customer Care Advisors are available 24 hours every day to answer your queries. Online services and a free mobile app called myBupa are available for you to search Bupa’s network doctors.
No medical examinations, individual underwriting or health declarations are required for application.
For more information, please read the product brochure for detailed coverage and limits of this scheme.
The tailor-made group health insurance scheme (‘the scheme’) underwritten by Bupa (Asia) Limited (‘Bupa’) give you great flexibility to customise the scheme for your company. Bupa can set up tailor-made group health insurance schemes for companies with 10 or more employees.
Benefits designed for your business needs and budget
Access around 2,200 doctors and medical service providers in the Bupa medical network in Hong Kong and Macau
No need to submit any claims when you use the Bupa medical card in Bupa network hospitals and clinics
Expenses for out-patient medical treatment received in the Bupa clinical network
Apply now, with no need to declare health conditions or undergo medical examinations
Access to lifelong health cover for employees who choose the membership transfer option
Round-the-clock online services for employees and employers to track claims status, search for a Bupa network doctor and manage member movement
The above features are a brief overview only, whether the feature is available for the member depends on the terms of each group scheme. Please refer to the contract documents for detailed coverage and limits of the schemes.
Find details on how to submit your claim and more
You can find all the forms and documents here for our insurance products.